Moving to Iowa from New Jersey

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What to Expect

A comprehensive look at what changes when you move from New Jersey to Iowa — from daily expenses to quality of life.

If you moved from New Jersey to Iowa, you would find that Iowa is 22.4% cheaper than New Jersey. A $75,000 salary in New Jersey would need to be roughly $53,021 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from New Jersey to Iowa.

What does your salary buy?

$75,000 $53,021

To maintain the same standard of living in Iowa

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 12.9% less

Groceries

pay 27.5% less

Transportation

pay 27.6% less

Housing

pay 24.6% less

Childcare

pay 36.9% less

Entertainment and Sports

pay 12.4% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Iowa cost about 34% less than cities in New Jersey.

New Jersey

Princeton 87%

Compare cities head-to-head

Key Indicator Comparison

How New Jersey and Iowa stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NJ
215
IA
277
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NJ
1481
IA
1427

New Jersey generally does better on safety, though Iowa leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NJ
7.1%
IA
4.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NJ
30.0%
IA
38.7%

New Jersey generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NJ
$427,600
IA
$195,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NJ
$1,653
IA
$949

Iowa performs significantly better than New Jersey across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NJ
91.9%
IA
87.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NJ
31 min
IA
20 min

New Jersey generally does better on infrastructure, though Iowa leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NJ
4.5%
IA
3.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NJ
$70,788
IA
$63,747

New Jersey generally does better on employment & economy, though Iowa leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NJ
77.5 yrs
IA
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NJ
29%
IA
20%

New Jersey performs better than Iowa across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Trenton Rain: 46.5 in/yr (1180 mm)
63° / 44°F

Avg. annual high / low

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Months Trenton Des Moines
Jan–Mar 44°/27°F (7°/-3°C) 39°/21°F (4°/-6°C)
Apr–Jun 71°/51°F (22°/10°C) 72°/52°F (22°/11°C)
Jul–Sep 82°/62°F (28°/17°C) 82°/62°F (28°/17°C)
Oct–Dec 54°/36°F (12°/2°C) 48°/31°F (9°/-1°C)
View all months
Month Trenton Des Moines
Jan 39°/23°F (3.9°/-4.9°C) 31°/14°F (-0.6°/-9.8°C)
Feb 42°/26°F (5.7°/-3.4°C) 36°/19°F (2.3°/-7.3°C)
Mar 51°/32°F (10.5°/-0.1°C) 49°/30°F (9.4°/-1.3°C)
Apr 61°/41°F (16.3°/5.0°C) 62°/41°F (16.8°/5.1°C)
May 72°/51°F (22.1°/10.3°C) 72°/52°F (22.4°/11.2°C)
Jun 81°/60°F (27.1°/15.7°C) 82°/62°F (27.6°/16.7°C)
Jul 85°/66°F (29.6°/18.9°C) 86°/67°F (29.8°/19.3°C)
Aug 84°/64°F (28.7°/17.9°C) 84°/65°F (28.8°/18.2°C)
Sep 76°/56°F (24.5°/13.6°C) 76°/55°F (24.5°/12.9°C)
Oct 65°/44°F (18.3°/6.8°C) 63°/43°F (17.3°/6.1°C)
Nov 54°/37°F (12.5°/2.7°C) 48°/31°F (8.8°/-0.8°C)
Dec 43°/28°F (6.2°/-2.4°C) 34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than New Jersey?

Generally yes: Iowa runs about 29% cheaper than New Jersey on average, though it depends heavily on the city.

How much money do I need to move to Iowa?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $13,255 in Iowa for everyday spending, before movers, a truck rental, and a rental deposit.

Is Iowa safe?

New Jersey generally does better on safety, though Iowa leads in property crime rate.

How is healthcare in Iowa compared to New Jersey?

New Jersey generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What's the weather like in Iowa compared to New Jersey?

The average high temperature in Des Moines is 60°F, compared to 63°F in Trenton. Des Moines receives around 36.0 in of rainfall per year, while Trenton gets 46.5 in.

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