Moving to Pakistan from Montenegro

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What to Expect

Everything you need to know before relocating from Montenegro to Pakistan — costs, safety, healthcare, and practical first steps.

If you moved from Montenegro to Pakistan, you would find that Pakistan is 62.8% cheaper than Montenegro overall. A €65,577 salary in Montenegro would need to be roughly PKR8,157,624 in Pakistan to maintain the same lifestyle, and you’d need to navigate life in English and Urdu. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Islamabad averages 84°F vs 69°F in Podgorica, making it significantly warmer.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Montenegro to Pakistan.

What does your salary buy?

€65,577 PKR8,157,624

To maintain the same standard of living in Pakistan

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 76.7% less

Groceries

pay 56.4% less

Transportation

pay 54.0% less

Housing

pay 66.4% less

Childcare

pay 86.6% less

Entertainment and Sports

pay 43.5% less

See full cost of living breakdown
Exchange rate: 1 EUR = 317.62 PKR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Pakistan cost about 55% less than cities in Montenegro.

Montenegro

Tivat 45%
Bar 42%

Pakistan

Karachi 18%
Lahore 18%

Compare cities head-to-head

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Key Indicator Comparison

Key indicators for anyone considering a move from Montenegro to Pakistan.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

ME
2.5
PK
4.2
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
PK
11.9

Montenegro performs better than Pakistan across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ME
$2,908
PK
$152
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

ME
27.5
PK
10.8

Pakistan generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
PK
105.0

Montenegro performs better than Pakistan across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

ME
31.3
PK
1.3
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ME
4,564 kWh
PK
606 kWh

Montenegro performs better than Pakistan across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

ME
15.2%
PK
5.5%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

ME
$27,800
PK
$5,600

Montenegro generally does better on employment & economy, though Pakistan leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

ME
77.8 yrs
PK
69.7 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

ME
3.2
PK
54.0

Montenegro performs better than Pakistan across all family life metrics.

Data: Department of Public Revenues, Montenegro, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Islamabad Rain: 49.1 in/yr (1247 mm)
84° / 58°F

Avg. annual high / low

Months Podgorica Islamabad
Jan–Mar 53°/38°F (12°/3°C) 69°/44°F (21°/7°C)
Apr–Jun 75°/56°F (24°/13°C) 95°/68°F (35°/20°C)
Jul–Sep 86°/66°F (30°/19°C) 94°/74°F (34°/23°C)
Oct–Dec 61°/45°F (16°/7°C) 78°/48°F (26°/9°C)
View all months
Month Podgorica Islamabad
Jan 49°/35°F (9.5°/1.4°C) 64°/38°F (17.9°/3.2°C)
Feb 52°/38°F (11.3°/3.1°C) 68°/43°F (19.8°/6.0°C)
Mar 59°/42°F (15.1°/5.8°C) 76°/51°F (24.5°/10.7°C)
Apr 66°/48°F (19.1°/9.1°C) 87°/60°F (30.5°/15.8°C)
May 76°/56°F (24.3°/13.5°C) 97°/69°F (36.0°/20.7°C)
Jun 83°/63°F (28.2°/17.3°C) 101°/75°F (38.4°/23.8°C)
Jul 89°/69°F (31.8°/20.3°C) 96°/76°F (35.3°/24.4°C)
Aug 89°/68°F (31.7°/20.2°C) 93°/75°F (33.7°/23.8°C)
Sep 81°/62°F (27.3°/16.5°C) 93°/70°F (33.7°/21.1°C)
Oct 71°/53°F (21.7°/11.6°C) 88°/58°F (30.9°/14.5°C)
Nov 60°/44°F (15.4°/6.8°C) 79°/47°F (25.9°/8.3°C)
Dec 52°/37°F (11.1°/2.9°C) 68°/40°F (20.2°/4.3°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between Montenegro and Pakistan. To live, work, or study long-term in Pakistan, you'll need a separate residence or work visa — check Pakistan's immigration authority.

Montenegro passport

Montenegro passport holder visiting Pakistan

Visa Online (e-Visa)
Montenegro passport holders need to apply for an e-Visa before travelling to Pakistan.
Pakistan passport

Pakistan passport holder visiting Montenegro

Visa Required
Pakistan passport holders need a visa to enter Montenegro.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Pakistan than Montenegro?

Yes — Pakistan is on average about 61% cheaper than Montenegro. City-level variation can be significant.

How much money do I need to move to Pakistan?

Plan for at least 3 months of living expenses — roughly PKR2,039,406 in Pakistan on a €65,577 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Pakistan?

Internet is rarely the blocker — Pakistan has 1.3 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Pakistan safe for expats?

Montenegro performs better than Pakistan across all safety metrics. The homicide rate in Pakistan is 4.2 per 100,000 people, compared to 2.5 in Montenegro.

How is healthcare in Pakistan compared to Montenegro?

Pakistan generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people. There are 10.8 doctors per 10,000 people in Pakistan, compared to 27.5 in Montenegro. Pakistan scores 45 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in Pakistan compared to Montenegro?

The average high temperature in Islamabad is 84°F, compared to 69°F in Podgorica. Islamabad receives around 49.1 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in Pakistan?

The official languages in Pakistan are English and Urdu. In Montenegro, the official language is Montenegrin.

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At a Glance

ME PK
Population 604,966 242,923,845
Currency Euro (€) Pakistani Rupee (PKR)
Languages Montenegrin English, Urdu
Driving side Right Left
Calling code +382 +92
Time zones 1 1
Emergency number 112 15