Moving to Indonesia from Montenegro

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What to Expect

Considering a move from Montenegro to Indonesia? Here's how the two compare on cost, climate, safety, and more.

If you moved from Montenegro to Indonesia, you would find that Indonesia is 42.2% cheaper than Montenegro overall. A €65,700 salary in Montenegro would need to be roughly IDR817,783,276 in Indonesia to maintain the same lifestyle, and you’d need to navigate life in Indonesian. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Jakarta averages 89°F vs 69°F in Podgorica, making it significantly warmer.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Montenegro and Indonesia.

What does your salary buy?

€65,700 IDR817,783,276

To maintain the same standard of living in Indonesia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 76.2% less

Groceries

pay 0.6% more

Transportation

pay 49.9% less

Housing

pay 53.2% less

Childcare

pay 45.5% less

Entertainment and Sports

pay 36.3% less

See full cost of living breakdown
Exchange rate: 1 EUR = 20639.85 IDR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Indonesia cost about 37% less than cities in Montenegro.

Montenegro

Tivat 45%
Bar 42%

Indonesia

Compare cities head-to-head

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Key Indicator Comparison

The numbers behind daily life in Indonesia compared to Montenegro.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

ME
2.5
ID
0.6
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
ID
11.3

Montenegro generally does better on safety, though Indonesia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ME
$2,908
ID
$417
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

ME
27.5
ID
6.9

Indonesia generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
ID
58.0

Indonesia performs significantly better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

ME
31.3
ID
4.9
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ME
4,564 kWh
ID
1,445 kWh

Montenegro performs better than Indonesia across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

ME
15.2%
ID
3.4%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

ME
$27,800
ID
$14,100

Montenegro generally does better on employment & economy, though Indonesia leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

ME
77.8 yrs
ID
73.1 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

ME
3.2
ID
19.7

Montenegro performs better than Indonesia across all family life metrics.

Data: Department of Public Revenues, Montenegro, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Jakarta Rain: 65.2 in/yr (1655 mm)
89° / 77°F

Avg. annual high / low

Months Podgorica Jakarta
Jan–Mar 53°/38°F (12°/3°C) 87°/76°F (31°/25°C)
Apr–Jun 75°/56°F (24°/13°C) 90°/77°F (32°/25°C)
Jul–Sep 86°/66°F (30°/19°C) 90°/77°F (32°/25°C)
Oct–Dec 61°/45°F (16°/7°C) 90°/77°F (32°/25°C)
View all months
Month Podgorica Jakarta
Jan 49°/35°F (9.5°/1.4°C) 86°/76°F (29.9°/24.2°C)
Feb 52°/38°F (11.3°/3.1°C) 87°/76°F (30.3°/24.3°C)
Mar 59°/42°F (15.1°/5.8°C) 89°/77°F (31.5°/25.2°C)
Apr 66°/48°F (19.1°/9.1°C) 90°/77°F (32.5°/25.1°C)
May 76°/56°F (24.3°/13.5°C) 90°/78°F (32.5°/25.4°C)
Jun 83°/63°F (28.2°/17.3°C) 89°/77°F (31.4°/24.8°C)
Jul 89°/69°F (31.8°/20.3°C) 90°/77°F (32.3°/25.1°C)
Aug 89°/68°F (31.7°/20.2°C) 90°/77°F (32.0°/24.9°C)
Sep 81°/62°F (27.3°/16.5°C) 91°/78°F (33.0°/25.5°C)
Oct 71°/53°F (21.7°/11.6°C) 91°/78°F (32.7°/25.5°C)
Nov 60°/44°F (15.4°/6.8°C) 88°/77°F (31.3°/24.9°C)
Dec 52°/37°F (11.1°/2.9°C) 90°/77°F (32.0°/24.9°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology, Meteorological, Climatological and Geophysical Agency (BMKG) Meteorological, Climatological and Geophysical Agency (BMKG)

Visitor Visa Requirements

Short-stay tourist visa rules between Montenegro and Indonesia. To live, work, or study long-term in Indonesia, you'll need a separate residence or work visa — check Indonesia's immigration authority.

Montenegro passport

Montenegro passport holder visiting Indonesia

Visa Online (e-Visa)
Montenegro passport holders need to apply for an e-Visa before travelling to Indonesia.
Indonesia passport

Indonesia passport holder visiting Montenegro

Visa Required
Indonesia passport holders need a visa to enter Montenegro.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Indonesia than Montenegro?

On average Indonesia is about 40% less expensive than Montenegro, with major cities narrowing the gap.

How much money do I need to move to Indonesia?

Budget about IDR204,445,819 for 3 months in Indonesia (based on a €65,700 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Indonesia?

Connectivity is usually fine (Indonesia: 4.9 fixed broadband per 100). What actually decides it is legal: does Indonesia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Indonesia safe for expats?

Montenegro generally does better on safety, though Indonesia leads in homicide rate. The homicide rate in Indonesia is 0.6 per 100,000 people, compared to 2.5 in Montenegro.

How is healthcare in Indonesia compared to Montenegro?

Indonesia generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people. There are 6.9 doctors per 10,000 people in Indonesia, compared to 27.5 in Montenegro. Indonesia scores 55 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in Indonesia compared to Montenegro?

The average high temperature in Jakarta is 89°F, compared to 69°F in Podgorica. Jakarta receives around 65.2 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in Indonesia?

The official language in Indonesia is Indonesian. In Montenegro, the official language is Montenegrin.

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At a Glance

ME ID
Population 604,966 277,329,163
Currency Euro (€) Indonesian Rupiah (IDR)
Languages Montenegrin Indonesian
Driving side Right Left
Calling code +382 +62
Time zones 1 3
Emergency number 112 112