Moving to India from Montenegro

moving to

What to Expect

Considering a move from Montenegro to India? Here's how the two compare on cost, climate, safety, and more.

If you moved from Montenegro to India, you would find that India is 70.6% cheaper than Montenegro overall. A €67,000 salary in Montenegro would need to be roughly ₹2,140,000 in India to maintain the same lifestyle, and you’d need to navigate life in English, Hindi and Tamil. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Delhi averages 88°F vs 69°F in Podgorica, making it significantly warmer.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Montenegro and India.

What does your salary buy?

€67,000 → ₹2,140,000

To maintain the same standard of living in India

Calculate with your salary →

How key spending categories compare

Restaurants

pay 77.5% less

Groceries

pay 56.5% less

Transportation

pay 59.5% less

Housing

pay 80.0% less

Childcare

pay 82.1% less

Entertainment and Sports

pay 47.8% less

See full cost of living breakdown
Exchange rate: 1 EUR = 108.42 INR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in India cost about 58% less than cities in Montenegro.

Montenegro

Tivat 43%
Kotor 42%

India

Mumbai 23%
Gurgaon 20%
Pune 18%
Bangalore 18%
Hyderabad 18%

Compare cities head-to-head

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Key Indicator Comparison

The numbers behind daily life in India compared to Montenegro.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

ME
0.8
IN
2.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
IN
15.4

Montenegro performs better than India across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ME
$2,908
IN
$346
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

ME
27.8
IN
7.2

Montenegro generally does better on health & wellbeing, though India leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
IN
83.0

Montenegro performs better than India across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

ME
32.3
IN
3.1
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ME
4,564 kWh
IN
1,182 kWh

Montenegro performs better than India across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

ME
13.6%
IN
4.2%
GDP per capita World Bank, 2025

a broad measure of economic output per person

ME
$14,817
IN
$2,702

Montenegro generally does better on employment & economy, though India leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

ME
77.9 yrs
IN
72.2 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

ME
1.9
IN
23.3

Montenegro performs better than India across all family life metrics.

Sources: World Bank (2020–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), The World Factbook (2011–2021), Department of Public Revenues, Montenegro (2016), Ministry of Finance, Government of India (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Delhi Rain: 28.2 in/yr (716 mm)
88° / 66°F

Avg. annual high / low

Months Podgorica Delhi
Jan–Mar 53°/38°F (12°/3°C) 76°/52°F (25°/11°C)
Apr–Jun 75°/56°F (24°/13°C) 101°/78°F (38°/25°C)
Jul–Sep 86°/66°F (30°/19°C) 93°/79°F (34°/26°C)
Oct–Dec 61°/45°F (16°/7°C) 82°/56°F (28°/14°C)
View all months
Month Podgorica Delhi
Jan 49°/35°F (9.5°/1.4°C) 69°/46°F (20.8°/7.8°C)
Feb 52°/38°F (11.3°/3.1°C) 75°/51°F (23.7°/10.3°C)
Mar 59°/42°F (15.1°/5.8°C) 85°/60°F (29.6°/15.4°C)
Apr 66°/48°F (19.1°/9.1°C) 97°/71°F (36.0°/21.5°C)
May 76°/56°F (24.3°/13.5°C) 104°/79°F (39.8°/26.2°C)
Jun 83°/63°F (28.2°/17.3°C) 103°/83°F (39.4°/28.3°C)
Jul 89°/69°F (31.8°/20.3°C) 95°/81°F (35.2°/27.0°C)
Aug 89°/68°F (31.7°/20.2°C) 92°/79°F (33.6°/26.2°C)
Sep 81°/62°F (27.3°/16.5°C) 93°/76°F (34.0°/24.7°C)
Oct 71°/53°F (21.7°/11.6°C) 91°/67°F (32.9°/19.4°C)
Nov 60°/44°F (15.4°/6.8°C) 82°/55°F (28.0°/12.8°C)
Dec 52°/37°F (11.1°/2.9°C) 73°/47°F (22.7°/8.4°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology, India Meteorological Department India Meteorological Department

Visitor Visa Requirements

Short-stay tourist visa rules between Montenegro and India. To live, work, or study long-term in India, you'll need a separate residence or work visa — check India's immigration authority.

Montenegro passport

Montenegro passport holder visiting India

Visa Online (e-Visa)
Montenegro passport holders need to apply for an e-Visa before travelling to India.
India passport

India passport holder visiting Montenegro

Visa Required
India passport holders need a visa to enter Montenegro.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in India than Montenegro?

On average India is about 71% less expensive than Montenegro, with major cities narrowing the gap.

How much money do I need to move to India?

Budget about ₹535,000 for 3 months in India (based on a €67,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from India?

Connectivity is usually fine (India: 3.1 fixed broadband per 100). What actually decides it is legal: does India offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is India safe for expats?

Montenegro performs better than India across all safety metrics. The homicide rate in India is 2.8 per 100,000 people, compared to 0.8 in Montenegro.

How is healthcare in India compared to Montenegro?

Montenegro generally does better on health & wellbeing, though India leads in healthcare spending per person. There are 7.2 doctors per 10,000 people in India, compared to 27.8 in Montenegro. India scores 63 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in India compared to Montenegro?

The average high temperature in Delhi is 88°F, compared to 69°F in Podgorica. Delhi receives around 28.2 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in India?

The official languages in India are English, Hindi and Tamil. In Montenegro, the official language is Montenegrin.

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At a Glance

ME IN
Population 623,129 1,463,865,525
Currency Euro (€) Indian Rupee (₹)
Languages Montenegrin English, Hindi, Tamil
Driving side Right Left
Calling code +382 +91
Time zones 1 1
Emergency number 112 112