Moving to Chile from Montenegro

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What to Expect

Everything you need to know before relocating from Montenegro to Chile — costs, safety, healthcare, and practical first steps.

If you moved from Montenegro to Chile, you would find that Chile is 14.1% cheaper than Montenegro overall. A €64,304 salary in Montenegro would need to be roughly CLF1,260 in Chile to maintain the same lifestyle, and you’d need to navigate life in Spanish.

How Far Will Your Money Go?

What to expect for your wallet after moving from Montenegro to Chile.

What does your salary buy?

€64,304 CLF1,260

To maintain the same standard of living in Chile

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 29.5% less

Groceries

pay 7.8% more

Transportation

pay 11.3% less

Housing

pay 27.3% less

Childcare

pay 14.9% less

Entertainment and Sports

pay 9.8% more

See full cost of living breakdown
Exchange rate: 1 EUR = 0.0264 CLF (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Montenegro to Chile.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

ME
2.5
CL
6.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
CL
10.3

Montenegro performs better than Chile across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

ME
$2,908
CL
$3,612
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

ME
27.5
CL
31.7

Chile generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
CL
18.0

Chile performs significantly better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

ME
31.3
CL
22.7
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ME
4,564 kWh
CL
4,323 kWh

Montenegro performs better than Chile across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

ME
15.2%
CL
9.0%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

ME
$27,800
CL
$29,500

Chile generally does better on employment & economy, though Montenegro leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

ME
77.8 yrs
CL
79.8 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

ME
3.2
CL
6.5

Montenegro generally does better on family life, though Chile leads in life expectancy.

Data: Department of Public Revenues, Montenegro, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Santiago Rain: 13.5 in/yr (342 mm)
73° / 48°F

Avg. annual high / low

Months Podgorica Santiago
Jan–Mar 53°/38°F (12°/3°C) 84°/55°F (29°/12°C)
Apr–Jun 75°/56°F (24°/13°C) 66°/44°F (19°/7°C)
Jul–Sep 86°/66°F (30°/19°C) 63°/41°F (17°/5°C)
Oct–Dec 61°/45°F (16°/7°C) 79°/51°F (26°/10°C)
View all months
Month Podgorica Santiago
Jan 49°/35°F (9.5°/1.4°C) 86°/56°F (30.1°/13.3°C)
Feb 52°/38°F (11.3°/3.1°C) 85°/55°F (29.5°/12.8°C)
Mar 59°/42°F (15.1°/5.8°C) 81°/53°F (27.4°/11.4°C)
Apr 66°/48°F (19.1°/9.1°C) 74°/47°F (23.1°/8.6°C)
May 76°/56°F (24.3°/13.5°C) 65°/44°F (18.5°/6.4°C)
Jun 83°/63°F (28.2°/17.3°C) 60°/41°F (15.7°/5.0°C)
Jul 89°/69°F (31.8°/20.3°C) 60°/39°F (15.3°/3.9°C)
Aug 89°/68°F (31.7°/20.2°C) 63°/41°F (17.1°/5.1°C)
Sep 81°/62°F (27.3°/16.5°C) 67°/44°F (19.4°/6.8°C)
Oct 71°/53°F (21.7°/11.6°C) 73°/47°F (22.9°/8.6°C)
Nov 60°/44°F (15.4°/6.8°C) 79°/51°F (26.1°/10.3°C)
Dec 52°/37°F (11.1°/2.9°C) 84°/54°F (28.8°/12.2°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology, Dirección Meteorológica de Chile Dirección Meteorológica de Chile

Visitor Visa Requirements

Short-stay tourist visa rules between Montenegro and Chile. To live, work, or study long-term in Chile, you'll need a separate residence or work visa — check Chile's immigration authority.

Montenegro passport

Montenegro passport holder visiting Chile

Visa Free
Montenegro passport holders can enter Chile without a visa.
Chile passport

Chile passport holder visiting Montenegro

Visa Free
Chile passport holders can enter Montenegro without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Chile than Montenegro?

Yes — Chile is on average about 26% cheaper than Montenegro. City-level variation can be significant.

How much money do I need to move to Chile?

Plan for at least 3 months of living expenses — roughly CLF315 in Chile on a €64,304 comparable salary — plus one-off moving costs (flights, shipping, deposits, visa fees).

Can I work remotely from Chile?

Internet is rarely the blocker — Chile has 22.7 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Chile safe for expats?

Montenegro performs better than Chile across all safety metrics. The homicide rate in Chile is 6.7 per 100,000 people, compared to 2.5 in Montenegro.

How is healthcare in Chile compared to Montenegro?

Chile generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person. There are 31.7 doctors per 10,000 people in Chile, compared to 27.5 in Montenegro. Chile scores 82 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in Chile compared to Montenegro?

The average high temperature in Santiago is 73°F, compared to 69°F in Podgorica. Santiago receives around 13.5 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in Chile?

The official language in Chile is Spanish. In Montenegro, the official language is Montenegrin.

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At a Glance

ME CL
Population 604,966 18,430,408
Currency Euro (€) Chilean Unit of Account (UF) (CLF)
Languages Montenegrin Spanish
Driving side Right Right
Calling code +382 +56
Time zones 1 2
Emergency number 112 131