Moving to Montenegro from Chile

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What to Expect

Everything you need to know before relocating from Chile to Montenegro — costs, safety, healthcare, and practical first steps.

If you moved from Chile to Montenegro, you would find that Montenegro is 19.3% more expensive than Chile overall. A CLF1,900 salary in Chile would need to be roughly €80,700 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin.

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Is Montenegro cheaper than Chile?

Where you'll feel the difference day-to-day

Restaurants

pay 39.5% more

Groceries

pay 8.7% less

Transportation

pay 30.2% more

Housing

pay 32.5% more

Childcare

pay 0.9% less

Entertainment and Sports

pay 7.1% less

See full cost of living breakdown
Exchange rate: 1 CLF = 35.61 EUR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Montenegro?

What does your salary buy?

CLF1,900 → €80,700

To maintain the same standard of living in Montenegro

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 39% more than cities in Chile.

Chile

Montenegro

Tivat 43%
Kotor 42%

Compare cities head-to-head

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Key Indicator Comparison

Key indicators for anyone considering a move from Chile to Montenegro.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

CL
6.3
ME
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

CL
10.3
ME
9.1

Montenegro performs significantly better than Chile across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

CL
$3,612
ME
$2,908
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

CL
33.3
ME
27.8

Chile generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

CL
18.0
ME
60.0

Chile performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

CL
23.7
ME
32.3
Electricity per capita World Bank, 2024

annual consumption — reflects grid capacity

CL
4,373 kWh
ME
4,564 kWh

Montenegro generally does better on infrastructure, though Chile leads in internet access.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

CL
9.0%
ME
13.6%
GDP per capita World Bank, 2025

a broad measure of economic output per person

CL
$17,995
ME
$14,817

Chile generally does better on employment & economy, though Montenegro leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

CL
81.4 yrs
ME
77.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

CL
5.8
ME
1.9

Montenegro generally does better on family life, though Chile leads in life expectancy.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), The World Factbook (2021), Chilean Tax Administration (2016), Department of Public Revenues, Montenegro (2016). How we calculate this

Weather in Montenegro vs Chile

Monthly averages — select a city to compare.

Santiago Rain: 13.5 in/yr (342 mm)
73° / 48°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Santiago Podgorica
Jan–Mar 84°/55°F (29°/12°C) 53°/38°F (12°/3°C)
Apr–Jun 66°/44°F (19°/7°C) 75°/56°F (24°/13°C)
Jul–Sep 63°/41°F (17°/5°C) 86°/66°F (30°/19°C)
Oct–Dec 79°/51°F (26°/10°C) 61°/45°F (16°/7°C)
View all months
Month Santiago Podgorica
Jan 86°/56°F (30.1°/13.3°C) 49°/35°F (9.5°/1.4°C)
Feb 85°/55°F (29.5°/12.8°C) 52°/38°F (11.3°/3.1°C)
Mar 81°/53°F (27.4°/11.4°C) 59°/42°F (15.1°/5.8°C)
Apr 74°/47°F (23.1°/8.6°C) 66°/48°F (19.1°/9.1°C)
May 65°/44°F (18.5°/6.4°C) 76°/56°F (24.3°/13.5°C)
Jun 60°/41°F (15.7°/5.0°C) 83°/63°F (28.2°/17.3°C)
Jul 60°/39°F (15.3°/3.9°C) 89°/69°F (31.8°/20.3°C)
Aug 63°/41°F (17.1°/5.1°C) 89°/68°F (31.7°/20.2°C)
Sep 67°/44°F (19.4°/6.8°C) 81°/62°F (27.3°/16.5°C)
Oct 73°/47°F (22.9°/8.6°C) 71°/53°F (21.7°/11.6°C)
Nov 79°/51°F (26.1°/10.3°C) 60°/44°F (15.4°/6.8°C)
Dec 84°/54°F (28.8°/12.2°C) 52°/37°F (11.1°/2.9°C)

Data: Dirección Meteorológica de Chile Dirección Meteorológica de Chile, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Can you move from Chile to Montenegro?

Short-stay tourist visa rules between Chile and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

Chile passport

Chile passport holder visiting Montenegro

Visa Free
Chile passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting Chile

Visa Free
Montenegro passport holders can enter Chile without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Chile?

No — Montenegro is on average about 19% more expensive than Chile. City-level variation matters.

How much money do I need to move to Montenegro?

Plan for at least 3 months of living expenses — roughly €20,175 in Montenegro on a CLF1,900 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Montenegro?

Internet is rarely the blocker — Montenegro has 32.3 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Montenegro safe for expats?

Montenegro performs significantly better than Chile across all safety metrics. The homicide rate in Montenegro is 0.8 per 100,000 people, compared to 6.3 in Chile.

How is healthcare in Montenegro compared to Chile?

Chile generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person. There are 27.8 doctors per 10,000 people in Montenegro, compared to 33.3 in Chile. Montenegro scores 72 on the WHO universal health coverage index (Chile: 82).

What's the weather like in Montenegro compared to Chile?

The average high temperature in Podgorica is 69°F, compared to 73°F in Santiago. Podgorica receives around 65.4 in of rainfall per year, while Santiago gets 13.5 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Chile, the official language is Spanish.

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At a Glance

CL ME
Population 19,859,921 623,129
Currency Chilean Unit of Account (UF) (CLF) Euro (€)
Languages Spanish Montenegrin
Driving side Right Right
Calling code +56 +382
Time zones 2 1
Emergency number 131 112