Moving to Maryland from Minnesota
What to Expect
Everything you need to know before relocating from Minnesota to Maryland — costs, safety, healthcare, and practical first steps.
If you moved from Minnesota to Maryland, you would find that Maryland is 18.4% more expensive than Minnesota. A $75,000 salary in Minnesota would need to be roughly $88,800 in Maryland to maintain the same lifestyle. Expect a noticeable climate shift — Annapolis averages 68°F vs 56°F in Saint Paul, making it significantly warmer.
How Far Will Your Money Go?
What to expect for your wallet after moving from Minnesota to Maryland.
What does your salary buy?
$75,000 → $88,800
To maintain the same standard of living in Maryland
Calculate with your salary →Where you'll feel the difference day-to-day
Restaurants
pay 0.8% less
Groceries
pay 7.4% more
Transportation
pay 2.9% more
Housing
pay 38.9% more
Childcare
pay 61.2% more
Entertainment and Sports
pay 3.0% more
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Maryland cost about 11% more than cities in Minnesota.
Compare cities head-to-head
Key Indicator Comparison
Key indicators for anyone considering a move from Minnesota to Maryland.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
Minnesota performs better than Maryland across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
Minnesota generally does better on health & wellbeing, though Maryland leads in adult obesity rate.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Minnesota performs better than Maryland across all what about housing? metrics.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Minnesota generally does better on infrastructure, though Maryland leads in internet access.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
Maryland generally does better on employment & economy, though Minnesota leads in poverty rate.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
Minnesota generally does better on family life, though Maryland leads in bachelor's degree or higher.
Sources: US Census Bureau (American Community Survey) (2023), Centers for Disease Control and Prevention (PLACES) (2022), FBI Uniform Crime Reporting (2023), Bureau of Labor Statistics (2025), Bureau of Economic Analysis (2024), OECD Regional Demography (2020). How we calculate this
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Saint Paul | Annapolis |
|---|---|---|
| Jan–Mar | 32°/16°F (0°/-9°C) | 50°/33°F (10°/0°C) |
| Apr–Jun | 69°/50°F (21°/10°C) | 77°/57°F (25°/14°C) |
| Jul–Sep | 79°/60°F (26°/16°C) | 86°/69°F (30°/20°C) |
| Oct–Dec | 43°/27°F (6°/-3°C) | 59°/42°F (15°/6°C) |
View all months
| Month | Saint Paul | Annapolis |
|---|---|---|
| Jan | 25°/9°F (-4.1°/-12.6°C) | 44°/29°F (6.9°/-1.6°C) |
| Feb | 30°/14°F (-1.3°/-9.9°C) | 48°/31°F (9.0°/-0.5°C) |
| Mar | 42°/26°F (5.5°/-3.6°C) | 57°/38°F (13.7°/3.5°C) |
| Apr | 58°/39°F (14.7°/3.9°C) | 68°/47°F (20.1°/8.6°C) |
| May | 70°/50°F (21.2°/10.0°C) | 77°/57°F (25.0°/13.7°C) |
| Jun | 79°/60°F (26.0°/15.4°C) | 86°/67°F (29.8°/19.2°C) |
| Jul | 83°/65°F (28.5°/18.1°C) | 89°/71°F (31.9°/21.9°C) |
| Aug | 81°/62°F (27.1°/16.8°C) | 87°/71°F (30.8°/21.4°C) |
| Sep | 72°/53°F (22.2°/11.7°C) | 81°/64°F (27.2°/17.6°C) |
| Oct | 59°/40°F (14.8°/4.7°C) | 69°/52°F (20.7°/10.9°C) |
| Nov | 42°/28°F (5.6°/-2.4°C) | 59°/42°F (14.9°/5.3°C) |
| Dec | 28°/14°F (-2.5°/-10.1°C) | 48°/33°F (9.1°/0.4°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Maryland than Minnesota?
No — Maryland is on average about 18% more expensive than Minnesota. City-level variation matters.
How much money do I need to move to Maryland?
Plan for at least 3 months of living expenses — roughly $22,200 in Maryland on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).
Is Maryland safe?
Minnesota performs better than Maryland across all safety metrics.
How is healthcare in Maryland compared to Minnesota?
Minnesota generally does better on health & wellbeing, though Maryland leads in adult obesity rate.
What's the weather like in Maryland compared to Minnesota?
The average high temperature in Annapolis is 68°F, compared to 56°F in Saint Paul. Annapolis receives around 47.3 in of rainfall per year, while Saint Paul gets 28.5 in.
