Moving to Iowa from Minnesota

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What to Expect

A comprehensive look at what changes when you move from Minnesota to Iowa — from daily expenses to quality of life.

If you moved from Minnesota to Iowa, you would find that Iowa is 8.6% cheaper than Minnesota. A $75,000 salary in Minnesota would need to be roughly $66,795 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Minnesota to Iowa.

What does your salary buy?

$75,000 $66,795

To maintain the same standard of living in Iowa

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 7.5% less

Groceries

pay 14.1% less

Transportation

pay 16.1% less

Housing

pay 9.6% less

Childcare

pay 12.4% less

Entertainment and Sports

pay 3.9% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Minnesota and Iowa stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MN
257
IA
277
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MN
1675
IA
1427

Minnesota generally does better on safety, though Iowa leads in property crime rate.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

MN
4.5%
IA
4.7%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MN
33.9%
IA
38.7%

Minnesota performs better than Iowa across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

MN
$305,500
IA
$195,900
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

MN
$1,235
IA
$949

Iowa generally does better on what about housing?, though Minnesota leads in homeownership rate.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

MN
91.0%
IA
87.9%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

MN
23 min
IA
20 min

Minnesota generally does better on infrastructure, though Iowa leads in average commute.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

MN
4.3%
IA
3.3%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

MN
$68,478
IA
$63,747

Minnesota generally does better on employment & economy, though Iowa leads in unemployment rate.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

MN
79.1 yrs
IA
77.5 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MN
26%
IA
20%

Minnesota performs better than Iowa across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Saint PaulRain: 28.5 in/yr (724 mm)
56°/38°F

Avg. annual high / low

Des MoinesRain: 36.0 in/yr (915 mm)
60°/41°F

Avg. annual high / low

MonthsSaint PaulDes Moines
Jan–Mar32°/16°F (0°/-9°C)39°/21°F (4°/-6°C)
Apr–Jun69°/50°F (21°/10°C)72°/52°F (22°/11°C)
Jul–Sep79°/60°F (26°/16°C)82°/62°F (28°/17°C)
Oct–Dec43°/27°F (6°/-3°C)48°/31°F (9°/-1°C)
View all months
MonthSaint PaulDes Moines
Jan25°/9°F (-4.1°/-12.6°C)31°/14°F (-0.6°/-9.8°C)
Feb30°/14°F (-1.3°/-9.9°C)36°/19°F (2.3°/-7.3°C)
Mar42°/26°F (5.5°/-3.6°C)49°/30°F (9.4°/-1.3°C)
Apr58°/39°F (14.7°/3.9°C)62°/41°F (16.8°/5.1°C)
May70°/50°F (21.2°/10.0°C)72°/52°F (22.4°/11.2°C)
Jun79°/60°F (26.0°/15.4°C)82°/62°F (27.6°/16.7°C)
Jul83°/65°F (28.5°/18.1°C)86°/67°F (29.8°/19.3°C)
Aug81°/62°F (27.1°/16.8°C)84°/65°F (28.8°/18.2°C)
Sep72°/53°F (22.2°/11.7°C)76°/55°F (24.5°/12.9°C)
Oct59°/40°F (14.8°/4.7°C)63°/43°F (17.3°/6.1°C)
Nov42°/28°F (5.6°/-2.4°C)48°/31°F (8.8°/-0.8°C)
Dec28°/14°F (-2.5°/-10.1°C)34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than Minnesota?

Generally yes: Iowa runs about 11% cheaper than Minnesota on average, though it depends heavily on the city.

How much money do I need to move to Iowa?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $16,699 in Iowa for everyday spending, before movers, a truck rental, and a rental deposit.

Is Iowa safe?

Minnesota generally does better on safety, though Iowa leads in property crime rate.

How is healthcare in Iowa compared to Minnesota?

Minnesota performs better than Iowa across all health & wellbeing metrics.

What's the weather like in Iowa compared to Minnesota?

The average high temperature in Des Moines is 60°F, compared to 56°F in Saint Paul. Des Moines receives around 36.0 in of rainfall per year, while Saint Paul gets 28.5 in.

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