Moving to Kentucky from Minnesota

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What to Expect

Everything you need to know before relocating from Minnesota to Kentucky — costs, safety, healthcare, and practical first steps.

If you moved from Minnesota to Kentucky, you would find that Kentucky is 9.4% cheaper than Minnesota. A $75,000 salary in Minnesota would need to be roughly $68,923 in Kentucky to maintain the same lifestyle. Expect a noticeable climate shift — Bowling Green averages 69°F vs 56°F in Saint Paul, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Minnesota to Kentucky.

What does your salary buy?

$75,000 $68,923

To maintain the same standard of living in Kentucky

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 10.9% less

Groceries

pay 12.6% less

Transportation

pay 11.6% less

Housing

pay 5.1% less

Childcare

pay 3.6% less

Entertainment and Sports

pay 18.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Minnesota to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MN
257
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MN
1675
KY
1525

Kentucky performs significantly better than Minnesota across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MN
4.5%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MN
33.9%
KY
38.2%

Minnesota performs better than Kentucky across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MN
$305,500
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MN
$1,235
KY
$933

Kentucky generally does better on what about housing?, though Minnesota leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MN
91.0%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MN
23 min
KY
24 min

Minnesota performs better than Kentucky across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MN
4.3%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MN
$68,478
KY
$50,135

Minnesota generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MN
79.1 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MN
26%
KY
18%

Minnesota performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Saint Paul Rain: 28.5 in/yr (724 mm)
56° / 38°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Saint Paul Bowling Green
Jan–Mar 32°/16°F (0°/-9°C) 52°/31°F (11°/-1°C)
Apr–Jun 69°/50°F (21°/10°C) 78°/55°F (25°/13°C)
Jul–Sep 79°/60°F (26°/16°C) 87°/64°F (30°/18°C)
Oct–Dec 43°/27°F (6°/-3°C) 59°/38°F (15°/3°C)
View all months
Month Saint Paul Bowling Green
Jan 25°/9°F (-4.1°/-12.6°C) 45°/26°F (7.2°/-3.1°C)
Feb 30°/14°F (-1.3°/-9.9°C) 50°/30°F (10.0°/-1.3°C)
Mar 42°/26°F (5.5°/-3.6°C) 60°/37°F (15.4°/2.8°C)
Apr 58°/39°F (14.7°/3.9°C) 70°/46°F (20.9°/7.6°C)
May 70°/50°F (21.2°/10.0°C) 78°/55°F (25.4°/12.8°C)
Jun 79°/60°F (26.0°/15.4°C) 86°/64°F (30.1°/17.7°C)
Jul 83°/65°F (28.5°/18.1°C) 89°/68°F (31.9°/19.9°C)
Aug 81°/62°F (27.1°/16.8°C) 89°/66°F (31.6°/18.9°C)
Sep 72°/53°F (22.2°/11.7°C) 82°/58°F (27.8°/14.4°C)
Oct 59°/40°F (14.8°/4.7°C) 71°/46°F (21.8°/7.9°C)
Nov 42°/28°F (5.6°/-2.4°C) 59°/38°F (15.2°/3.1°C)
Dec 28°/14°F (-2.5°/-10.1°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Minnesota?

Yes — Kentucky is on average about 8% cheaper than Minnesota. City-level variation can be significant.

How much money do I need to move to Kentucky?

Plan for at least 3 months of living expenses — roughly $17,231 in Kentucky on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Kentucky safe?

Kentucky performs significantly better than Minnesota across all safety metrics.

How is healthcare in Kentucky compared to Minnesota?

Minnesota performs better than Kentucky across all health & wellbeing metrics.

What's the weather like in Kentucky compared to Minnesota?

The average high temperature in Bowling Green is 69°F, compared to 56°F in Saint Paul. Bowling Green receives around 49.9 in of rainfall per year, while Saint Paul gets 28.5 in.

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