Moving to Kentucky from Massachusetts

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What to Expect

Everything you need to know before relocating from Massachusetts to Kentucky — costs, safety, healthcare, and practical first steps.

If you moved from Massachusetts to Kentucky, you would find that Kentucky is 20.3% cheaper than Massachusetts. A $75,000 salary in Massachusetts would need to be roughly $55,620 in Kentucky to maintain the same lifestyle. Expect a noticeable climate shift — Bowling Green averages 69°F vs 59°F in Boston, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Massachusetts to Kentucky.

What does your salary buy?

$75,000 $55,620

To maintain the same standard of living in Kentucky

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 18.0% less

Groceries

pay 17.2% less

Transportation

pay 14.2% less

Housing

pay 28.7% less

Childcare

pay 29.5% less

Entertainment and Sports

pay 26.0% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Massachusetts to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MA
308
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MA
1077
KY
1525

Massachusetts generally does better on safety, though Kentucky leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MA
2.6%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MA
28.8%
KY
38.2%

Massachusetts performs better than Kentucky across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MA
$525,800
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MA
$1,687
KY
$933

Kentucky performs significantly better than Massachusetts across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MA
91.9%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MA
29 min
KY
24 min

Massachusetts generally does better on infrastructure, though Kentucky leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MA
4.7%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MA
$87,892
KY
$50,135

Massachusetts generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MA
79.0 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MA
32%
KY
18%

Massachusetts performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Boston Rain: 43.8 in/yr (1112 mm)
59° / 44°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Boston Bowling Green
Jan–Mar 40°/26°F (4°/-3°C) 52°/31°F (11°/-1°C)
Apr–Jun 66°/50°F (19°/10°C) 78°/55°F (25°/13°C)
Jul–Sep 78°/62°F (25°/17°C) 87°/64°F (30°/18°C)
Oct–Dec 51°/38°F (11°/3°C) 59°/38°F (15°/3°C)
View all months
Month Boston Bowling Green
Jan 36°/22°F (2.1°/-5.4°C) 45°/26°F (7.2°/-3.1°C)
Feb 39°/25°F (3.7°/-4.1°C) 50°/30°F (10.0°/-1.3°C)
Mar 45°/31°F (7.4°/-0.5°C) 60°/37°F (15.4°/2.8°C)
Apr 56°/41°F (13.1°/4.8°C) 70°/46°F (20.9°/7.6°C)
May 66°/50°F (18.9°/9.9°C) 78°/55°F (25.4°/12.8°C)
Jun 76°/60°F (24.4°/15.3°C) 86°/64°F (30.1°/17.7°C)
Jul 81°/65°F (27.4°/18.6°C) 89°/68°F (31.9°/19.9°C)
Aug 80°/65°F (26.4°/18.1°C) 89°/66°F (31.6°/18.9°C)
Sep 72°/57°F (22.4°/14.1°C) 82°/58°F (27.8°/14.4°C)
Oct 61°/47°F (16.3°/8.1°C) 71°/46°F (21.8°/7.9°C)
Nov 51°/38°F (10.8°/3.3°C) 59°/38°F (15.2°/3.1°C)
Dec 41°/28°F (5.1°/-2.1°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Massachusetts?

Yes — Kentucky is on average about 26% cheaper than Massachusetts. City-level variation can be significant.

How much money do I need to move to Kentucky?

Plan for at least 3 months of living expenses — roughly $13,905 in Kentucky on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Kentucky safe?

Massachusetts generally does better on safety, though Kentucky leads in violent crime rate.

How is healthcare in Kentucky compared to Massachusetts?

Massachusetts performs better than Kentucky across all health & wellbeing metrics.

What's the weather like in Kentucky compared to Massachusetts?

The average high temperature in Bowling Green is 69°F, compared to 59°F in Boston. Bowling Green receives around 49.9 in of rainfall per year, while Boston gets 43.8 in.

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