Moving to Finland from Maryland

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What to Expect

Everything you need to know before relocating from Maryland to Finland — costs, safety, healthcare, and practical first steps.

If you moved from Maryland to Finland, you would find that Finland is 10.2% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly €55,887 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. Expect a noticeable climate shift — Helsinki averages 48°F vs 68°F in Annapolis, making it significantly cooler.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Maryland to Finland.

What does your salary buy?

$75,000 €55,887

To maintain the same standard of living in Finland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 2.5% more

Groceries

pay 30.4% less

Transportation

pay 41.0% more

Housing

pay 45.1% less

Childcare

pay 73.2% less

Entertainment and Sports

pay 9.4% more

See full cost of living breakdown
Exchange rate: 1 USD = 0.8744 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

How many people actually move from Maryland to Finland, based on official data.

Moved in 2023
478 ↓ 8% vs 2022

people moved from United States to Finland · OECD (latest data available)

Who's moving to Finland?

Top countries of origin for Finland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Maryland to Finland.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
FI
22.2%

Finland performs significantly better than Maryland across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
FI
93.0%

Finland performs significantly better than Maryland across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
FI
7.2%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
FI
$57,500

Maryland performs better than Finland across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2022

average years of life at birth

MD
76.8 yrs
FI
81.8 yrs

Finland performs significantly better than Maryland across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Months Annapolis Helsinki
Jan–Mar 50°/33°F (10°/0°C) 29°/18°F (-1°/-8°C)
Apr–Jun 77°/57°F (25°/14°C) 58°/40°F (14°/4°C)
Jul–Sep 86°/69°F (30°/20°C) 65°/49°F (19°/10°C)
Oct–Dec 59°/42°F (15°/6°C) 38°/28°F (3°/-2°C)
View all months
Month Annapolis Helsinki
Jan 44°/29°F (6.9°/-1.6°C) 27°/17°F (-2.6°/-8.5°C)
Feb 48°/31°F (9.0°/-0.5°C) 27°/15°F (-2.9°/-9.3°C)
Mar 57°/38°F (13.7°/3.5°C) 34°/22°F (1.1°/-5.6°C)
Apr 68°/47°F (20.1°/8.6°C) 46°/31°F (7.5°/-0.7°C)
May 77°/57°F (25.0°/13.7°C) 60°/40°F (15.5°/4.4°C)
Jun 86°/67°F (29.8°/19.2°C) 68°/49°F (19.8°/9.3°C)
Jul 89°/71°F (31.9°/21.9°C) 71°/53°F (21.8°/11.8°C)
Aug 87°/71°F (30.8°/21.4°C) 68°/51°F (19.9°/10.7°C)
Sep 81°/64°F (27.2°/17.6°C) 57°/43°F (14.0°/6.1°C)
Oct 69°/52°F (20.7°/10.9°C) 47°/36°F (8.1°/2.2°C)
Nov 59°/42°F (14.9°/5.3°C) 36°/28°F (2.5°/-2.4°C)
Dec 48°/33°F (9.1°/0.4°C) 31°/20°F (-0.8°/-6.6°C)

Data: National Weather Service National Weather Service, Finnish Meteorological Institute Finnish Meteorological Institute

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.

United States passport

United States passport holder visiting Finland

Visa Free
United States passport holders can enter Finland without a visa.
Finland passport

Finland passport holder visiting United States

Electronic Travel Authorisation
Finland passport holders need an electronic travel authorisation (ETA) to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Finland than Maryland?

Yes — Finland is on average about 15% cheaper than Maryland. City-level variation can be significant.

How much money do I need to move to Finland?

Plan for at least 3 months of living expenses — roughly €13,972 in Finland on a $75,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Finland?

Usually fine from major cities in Finland. The harder questions are legal — digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

How is healthcare in Finland compared to Maryland?

Finland performs significantly better than Maryland across all health & wellbeing metrics.

What's the weather like in Finland compared to Maryland?

The average high temperature in Helsinki is 48°F, compared to 68°F in Annapolis. Helsinki receives around 25.6 in of rainfall per year, while Annapolis gets 47.3 in.

What language do they speak in Finland?

The official languages in Finland are Finnish and Swedish. In Maryland, the official language is English.

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At a Glance

FI
Population 5,773,552 5,601,547
Currency United States Dollar ($) Euro (€)
Languages English Finnish, Swedish
Driving side Right Right
Calling code +1 +358
Time zones 11 1
Emergency number 911 112