Moving to Ghana from Malta
What to Expect
Everything you need to know before relocating from Malta to Ghana — costs, safety, healthcare, and practical first steps.
If you moved from Malta to Ghana, you would find that Ghana is 50.2% cheaper than Malta overall. A €67,000 salary in Malta would need to be roughly GHS440,000 in Ghana to maintain the same lifestyle. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Accra averages 88°F vs 72°F in Valletta, making it significantly warmer.
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What to expect for your wallet after moving from Malta to Ghana.
What does your salary buy?
€67,000 → GHS440,000
To maintain the same standard of living in Ghana
Calculate with your salary →Where you'll feel the difference day-to-day
Restaurants
pay 53.6% less
Groceries
pay 13.2% less
Transportation
pay 43.2% less
Housing
pay 68.4% less
Childcare
pay 3.7% less
Entertainment and Sports
pay 26.8% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Key Indicator Comparison
Key indicators for anyone considering a move from Malta to Ghana.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Malta performs better than Ghana across all safety metrics.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
share of adults with obesity
per 100,000 people — a proxy for mental health support
Ghana generally does better on health & wellbeing, though Malta leads in doctors per 10,000 people.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Malta generally does better on environment, though Ghana leads in co₂ emissions per capita.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
share of households with internet
Malta generally does better on infrastructure, though Ghana leads in water stress level.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
share of people below the poverty line
Malta generally does better on employment & economy, though Ghana leads in top income tax rate.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
percentage of adults who can read and write
Malta performs better than Ghana across all family life metrics.
Sources: World Bank (2016–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Government of Malta - Inland Revenue (2016), Ghana Revenue Authority (2016), The World Factbook (2021). How we calculate this
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Valletta | Accra |
|---|---|---|
| Jan–Mar | 60°/49°F (16°/10°C) | 91°/76°F (33°/25°C) |
| Apr–Jun | 74°/59°F (23°/15°C) | 88°/76°F (31°/24°C) |
| Jul–Sep | 85°/70°F (30°/21°C) | 84°/74°F (29°/23°C) |
| Oct–Dec | 69°/57°F (20°/14°C) | 89°/75°F (32°/24°C) |
View all months
| Month | Valletta | Accra |
|---|---|---|
| Jan | 59°/49°F (15.2°/9.2°C) | 90°/75°F (32.4°/24.1°C) |
| Feb | 60°/49°F (15.5°/9.3°C) | 92°/77°F (33.1°/25.0°C) |
| Mar | 62°/50°F (16.7°/10.1°C) | 91°/77°F (33.0°/25.1°C) |
| Apr | 66°/53°F (19.1°/11.9°C) | 91°/77°F (32.7°/25.1°C) |
| May | 74°/59°F (23.3°/14.9°C) | 89°/76°F (31.6°/24.4°C) |
| Jun | 82°/65°F (27.5°/18.4°C) | 85°/74°F (29.7°/23.6°C) |
| Jul | 87°/70°F (30.7°/21.0°C) | 83°/74°F (28.4°/23.1°C) |
| Aug | 87°/71°F (30.7°/21.8°C) | 83°/73°F (28.3°/22.7°C) |
| Sep | 82°/68°F (28.0°/20.1°C) | 85°/74°F (29.5°/23.1°C) |
| Oct | 76°/63°F (24.2°/17.1°C) | 88°/74°F (31.0°/23.5°C) |
| Nov | 68°/57°F (20.1°/13.9°C) | 90°/76°F (32.0°/24.2°C) |
| Dec | 62°/52°F (16.7°/11.0°C) | 90°/76°F (32.1°/24.3°C) |
Meteorological Office
Ghana Meteorological AgencyVisitor Visa Requirements
Short-stay tourist visa rules between Malta and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.
Malta passport holder visiting Ghana
Visa Required
Ghana passport holder visiting Malta
Visa RequiredData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Ghana than Malta?
Yes — Ghana is on average about 50% cheaper than Malta. City-level variation can be significant.
How much money do I need to move to Ghana?
Plan for at least 3 months of living expenses — roughly GHS110,000 in Ghana on a €67,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).
Can I work remotely from Ghana?
Internet is rarely the blocker — Ghana has 0.7 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.
Is Ghana safe for expats?
Malta performs better than Ghana across all safety metrics. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 0.6 in Malta.
How is healthcare in Ghana compared to Malta?
Ghana generally does better on health & wellbeing, though Malta leads in doctors per 10,000 people. There are 2.7 doctors per 10,000 people in Ghana, compared to 45.1 in Malta. Ghana scores 48 on the WHO universal health coverage index (Malta: 85).
What's the weather like in Ghana compared to Malta?
The average high temperature in Accra is 88°F, compared to 72°F in Valletta. Accra receives around 29.2 in of rainfall per year, while Valletta gets 21.8 in.
What language do they speak in Ghana?
The official language in Ghana is English. In Malta, the official languages are English and Maltese.
