Moving to Malta from Ghana

moving to

What to Expect

Considering a move from Ghana to Malta? Here's how the two compare on cost, climate, safety, and more.

If you moved from Ghana to Malta, you would find that Malta is 2.8 times more expensive than Ghana overall. A GHS864,429 salary in Ghana would need to be roughly €162,903 in Malta to maintain the same lifestyle. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Valletta averages 72°F vs 88°F in Accra, making it significantly cooler.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Ghana and Malta.

What does your salary buy?

GHS864,429 €162,903

To maintain the same standard of living in Malta

Calculate with your salary →

How key spending categories compare

Restaurants

pay 3.3 times more

Groceries

pay 25.5% more

Transportation

pay 2.3 times more

Housing

pay 3.7 times more

Childcare

pay 3.1 times more

Entertainment and Sports

pay 2.3 times more

See full cost of living breakdown
Exchange rate: 1 GHS = 0.0759 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Ghana to Malta.

Living there in 2020
201 ↑ 116% vs 2015

people born in Ghana live in Malta · UN DESA

Who's moving to Malta?

Top countries of origin for Malta's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Malta compared to Ghana.

Is it safe?

Homicide rate United Nations SDG Indicators, 2023

per 100,000 people per year

GH
1.8
MT
0.6
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

GH
25.9
MT
1.9

Malta performs significantly better than Ghana across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

GH
$234
MT
$5,706
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

GH
1.4
MT
42.8

Malta generally does better on health & wellbeing, though Ghana leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

GH
89.0
MT
21.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

GH
0.7t
MT
3.2t

Ghana generally does better on environment, though Malta leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

GH
0.6
MT
43.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

GH
6.3%
MT
78.3%

Malta generally does better on infrastructure, though Ghana leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

GH
3.1%
MT
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

GH
$6,700
MT
$57,200

Ghana generally does better on employment & economy, though Malta leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

GH
69.4 yrs
MT
83.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

GH
32.6
MT
4.5

Malta performs significantly better than Ghana across all family life metrics.

Data: Ghana Revenue Authority, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Valletta Rain: 21.8 in/yr (553 mm)
72° / 59°F

Avg. annual high / low

Months Accra Valletta
Jan–Mar 91°/76°F (33°/25°C) 60°/49°F (16°/10°C)
Apr–Jun 88°/76°F (31°/24°C) 74°/59°F (23°/15°C)
Jul–Sep 84°/74°F (29°/23°C) 85°/70°F (30°/21°C)
Oct–Dec 89°/75°F (32°/24°C) 69°/57°F (20°/14°C)
View all months
Month Accra Valletta
Jan 90°/75°F (32.4°/24.1°C) 59°/49°F (15.2°/9.2°C)
Feb 92°/77°F (33.1°/25.0°C) 60°/49°F (15.5°/9.3°C)
Mar 91°/77°F (33.0°/25.1°C) 62°/50°F (16.7°/10.1°C)
Apr 91°/77°F (32.7°/25.1°C) 66°/53°F (19.1°/11.9°C)
May 89°/76°F (31.6°/24.4°C) 74°/59°F (23.3°/14.9°C)
Jun 85°/74°F (29.7°/23.6°C) 82°/65°F (27.5°/18.4°C)
Jul 83°/74°F (28.4°/23.1°C) 87°/70°F (30.7°/21.0°C)
Aug 83°/73°F (28.3°/22.7°C) 87°/71°F (30.7°/21.8°C)
Sep 85°/74°F (29.5°/23.1°C) 82°/68°F (28.0°/20.1°C)
Oct 88°/74°F (31.0°/23.5°C) 76°/63°F (24.2°/17.1°C)
Nov 90°/76°F (32.0°/24.2°C) 68°/57°F (20.1°/13.9°C)
Dec 90°/76°F (32.1°/24.3°C) 62°/52°F (16.7°/11.0°C)

Data: Ghana Meteorological Agency Ghana Meteorological Agency, Meteorological Office Meteorological Office

Visitor Visa Requirements

Short-stay tourist visa rules between Ghana and Malta. To live, work, or study long-term in Malta, you'll need a separate residence or work visa — check Malta's immigration authority.

Ghana passport

Ghana passport holder visiting Malta

Visa Required
Ghana passport holders need a visa to enter Malta.
Malta passport

Malta passport holder visiting Ghana

Visa Required
Malta passport holders need a visa to enter Ghana.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Malta than Ghana?

On average Malta is around 148% pricier than Ghana, with notable variation by city.

How much money do I need to move to Malta?

Budget about €40,726 for 3 months in Malta (based on a GHS864,429 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Malta?

Connectivity is usually fine (Malta: 43.0 fixed broadband per 100). What actually decides it is legal: does Malta offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Malta safe for expats?

Malta performs significantly better than Ghana across all safety metrics. The homicide rate in Malta is 0.6 per 100,000 people, compared to 1.8 in Ghana.

How is healthcare in Malta compared to Ghana?

Malta generally does better on health & wellbeing, though Ghana leads in healthcare spending per person. There are 42.8 doctors per 10,000 people in Malta, compared to 1.4 in Ghana. Malta scores 85 on the WHO universal health coverage index (Ghana: 48).

What's the weather like in Malta compared to Ghana?

The average high temperature in Valletta is 72°F, compared to 88°F in Accra. Valletta receives around 21.8 in of rainfall per year, while Accra gets 29.2 in.

What language do they speak in Malta?

The official languages in Malta are English and Maltese. In Ghana, the official language is English.

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At a Glance

GH MT
Population 33,107,275 464,186
Currency Ghanaian Cedi (GHS) Euro (€)
Languages English English, Maltese
Driving side Right Left
Calling code +233 +356
Time zones 1 1
Emergency number 112 112