Moving to Croatia from Luxembourg

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What to Expect

Considering a move from Luxembourg to Croatia? Here's how the two countries compare on cost, climate, safety, and more.

If you moved from Luxembourg to Croatia, you would find that Croatia is 33.9% cheaper than Luxembourg overall. A €64,304 salary in Luxembourg would need to be roughly HRK268,687 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Luxembourg and Croatia.

What does your salary buy?

€64,304 HRK268,687

To maintain the same standard of living in Croatia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 28.1% less

Groceries

pay 44.4% less

Transportation

pay 20.4% less

Housing

pay 53.6% less

Childcare

pay 59.4% less

Entertainment and Sports

pay 19.4% less

See full cost of living breakdown
Exchange rate: 1 EUR = 7.54 HRK (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Luxembourg to Croatia.

Living there in 2020
27 ↓ 13% vs 2015

people born in Luxembourg live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Croatia compared to Luxembourg.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

LU
1.5
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

LU
3.9
HR
8.1

Luxembourg generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

LU
$8,808
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

LU
29.9
HR
36.1

Luxembourg generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

LU
13.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

LU
10.6t
HR
4.8t

Luxembourg generally does better on environment, though Croatia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

LU
38.7
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

LU
4.0%
HR
1.5%

Luxembourg generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

LU
5.2%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

LU
$132,400
HR
$41,300

Luxembourg performs better than Croatia across all employment & economy metrics.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

LU
83.0 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

LU
3.2
HR
8.7

Luxembourg generally does better on family life, though Croatia leads in education spending.

Data: Administration des Contributions Directes, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Luxembourg Rain: 35.3 in/yr (897 mm)
56° / 42°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Luxembourg Zagreb
Jan–Mar 42°/31°F (6°/0°C) 44°/29°F (7°/-2°C)
Apr–Jun 63°/46°F (17°/8°C) 69°/48°F (21°/9°C)
Jul–Sep 71°/54°F (21°/12°C) 77°/55°F (25°/13°C)
Oct–Dec 47°/37°F (8°/3°C) 50°/35°F (10°/2°C)
View all months
Month Luxembourg Zagreb
Jan 38°/29°F (3.1°/-1.6°C) 38°/25°F (3.1°/-4.0°C)
Feb 40°/30°F (4.7°/-1.3°C) 43°/28°F (6.1°/-2.5°C)
Mar 48°/35°F (9.1°/1.6°C) 52°/34°F (11.3°/0.9°C)
Apr 56°/40°F (13.3°/4.4°C) 62°/41°F (16.4°/4.9°C)
May 64°/47°F (17.8°/8.4°C) 70°/49°F (21.3°/9.2°C)
Jun 69°/52°F (20.7°/11.1°C) 76°/55°F (24.6°/12.7°C)
Jul 74°/56°F (23.2°/13.3°C) 80°/58°F (26.7°/14.2°C)
Aug 73°/55°F (22.8°/13.0°C) 79°/57°F (26.2°/13.7°C)
Sep 65°/50°F (18.4°/10.0°C) 72°/51°F (22.3°/10.4°C)
Oct 56°/43°F (13.1°/6.3°C) 61°/42°F (16.2°/5.8°C)
Nov 45°/36°F (7.3°/2.2°C) 49°/35°F (9.3°/1.8°C)
Dec 39°/31°F (3.9°/-0.5°C) 40°/29°F (4.4°/-1.9°C)

Data: Air Navigation Administration (ANA), Meteolux Air Navigation Administration (ANA), Meteolux, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Luxembourg and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Luxembourg passport

Luxembourg passport holder visiting Croatia

Visa Free
Luxembourg passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Luxembourg

Visa Free
Croatia passport holders can enter Luxembourg without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Luxembourg?

On average Croatia is about 45% less expensive than Luxembourg, with major cities narrowing the gap.

How much money do I need to move to Croatia?

Budget about HRK67,172 for 3 months in Croatia (based on a €64,304 comparable annual salary), then add the one-off costs: flights, shipping, rental deposit, visa fees.

Can I work remotely from Croatia?

Connectivity is usually fine (Croatia: 27.0 fixed broadband per 100). What actually decides it is legal: does Croatia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Croatia safe for expats?

Luxembourg generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 1.5 in Luxembourg.

How is healthcare in Croatia compared to Luxembourg?

Luxembourg generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Croatia, compared to 29.9 in Luxembourg. Croatia scores 80 on the WHO universal health coverage index (Luxembourg: 83).

What's the weather like in Croatia compared to Luxembourg?

The average high temperature in Zagreb is 60°F, compared to 56°F in Luxembourg. Zagreb receives around 33.7 in of rainfall per year, while Luxembourg gets 35.3 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Luxembourg, the official languages are French, German and Luxembourgish.

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At a Glance

LU HR
Population 650,364 4,188,853
Currency Euro (€) Croatian Kuna (HRK)
Languages French, German, Luxembourgish Croatian
Driving side Right Right
Calling code +352 +385
Time zones 1 1
Emergency number 112 112