Moving to Finland from Indonesia
What to Expect
A comprehensive look at what changes when you move from Indonesia to Finland — from daily expenses to quality of life.
If you moved from Indonesia to Finland, you would find that Finland is 3.2 times more expensive than Indonesia overall. A IDR1,336,773,750 salary in Indonesia would need to be roughly €133,895 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Helsinki averages 48°F vs 89°F in Jakarta, making it significantly cooler.
How Far Will Your Money Go?
How your spending power changes when you relocate from Indonesia to Finland.
What does your salary buy?
IDR1,336,773,750 → €133,895
To maintain the same standard of living in Finland
Calculate with your salary →The biggest cost differences at a glance
Restaurants
pay 5.9 times more
Groceries
pay 76.0% more
Transportation
pay 3.9 times more
Housing
pay 2.6 times more
Childcare
pay 2.5 times more
Entertainment and Sports
pay 3.7 times more
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Who Else Is Making This Move?
Real numbers on people moving from Indonesia to Finland, and how the trend has changed.
people moved from Indonesia to Finland · OECD (latest data available)
Key Indicator Comparison
How Indonesia and Finland stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
per 100,000 people per year
of residents who feel safe walking alone at night
per 100,000 people per year
Finland generally does better on safety, though Indonesia leads in homicide rate.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
per 100,000 people — a proxy for mental health support
Indonesia generally does better on health & wellbeing, though Finland leads in doctors per 10,000 people.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Indonesia generally does better on environment, though Finland leads in air pollution deaths.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
Finland performs significantly better than Indonesia across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
Indonesia generally does better on employment & economy, though Finland leads in gdp per capita.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
Finland performs significantly better than Indonesia across all family life metrics.
Data: Direktorat Jenderal Pajak, The World Factbook, United Nations SDG Indicators, World Bank
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Jakarta | Helsinki |
|---|---|---|
| Jan–Mar | 87°/76°F (31°/25°C) | 29°/18°F (-1°/-8°C) |
| Apr–Jun | 90°/77°F (32°/25°C) | 58°/40°F (14°/4°C) |
| Jul–Sep | 90°/77°F (32°/25°C) | 65°/49°F (19°/10°C) |
| Oct–Dec | 90°/77°F (32°/25°C) | 38°/28°F (3°/-2°C) |
View all months
| Month | Jakarta | Helsinki |
|---|---|---|
| Jan | 86°/76°F (29.9°/24.2°C) | 27°/17°F (-2.6°/-8.5°C) |
| Feb | 87°/76°F (30.3°/24.3°C) | 27°/15°F (-2.9°/-9.3°C) |
| Mar | 89°/77°F (31.5°/25.2°C) | 34°/22°F (1.1°/-5.6°C) |
| Apr | 90°/77°F (32.5°/25.1°C) | 46°/31°F (7.5°/-0.7°C) |
| May | 90°/78°F (32.5°/25.4°C) | 60°/40°F (15.5°/4.4°C) |
| Jun | 89°/77°F (31.4°/24.8°C) | 68°/49°F (19.8°/9.3°C) |
| Jul | 90°/77°F (32.3°/25.1°C) | 71°/53°F (21.8°/11.8°C) |
| Aug | 90°/77°F (32.0°/24.9°C) | 68°/51°F (19.9°/10.7°C) |
| Sep | 91°/78°F (33.0°/25.5°C) | 57°/43°F (14.0°/6.1°C) |
| Oct | 91°/78°F (32.7°/25.5°C) | 47°/36°F (8.1°/2.2°C) |
| Nov | 88°/77°F (31.3°/24.9°C) | 36°/28°F (2.5°/-2.4°C) |
| Dec | 90°/77°F (32.0°/24.9°C) | 31°/20°F (-0.8°/-6.6°C) |
Data:
Meteorological, Climatological and Geophysical Agency (BMKG),
Finnish Meteorological Institute
Visitor Visa Requirements
Short-stay tourist visa rules between Indonesia and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.
Indonesia passport holder visiting Finland
Visa Required
Finland passport holder visiting Indonesia
Visa on ArrivalData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Finland than Indonesia?
Day-to-day costs in Finland run about 108% higher than Indonesia on average; specific cities can swing further.
How much money do I need to move to Finland?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a IDR1,336,773,750 comparable salary, that's around €33,474 in Finland for everyday spending, before flights, shipping, deposits, and visa fees.
Can I work remotely from Finland?
With 34.5 fixed broadband subscriptions per 100 people, Finland can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Indonesia and Finland.
Is Finland safe for expats?
Finland generally does better on safety, though Indonesia leads in homicide rate. The homicide rate in Finland is 1.2 per 100,000 people, compared to 0.6 in Indonesia. About 86% of people in Finland feel safe walking alone at night.
How is healthcare in Finland compared to Indonesia?
Indonesia generally does better on health & wellbeing, though Finland leads in doctors per 10,000 people. There are 43.8 doctors per 10,000 people in Finland, compared to 6.9 in Indonesia. Finland scores 86 on the WHO universal health coverage index (Indonesia: 55).
What's the weather like in Finland compared to Indonesia?
The average high temperature in Helsinki is 48°F, compared to 89°F in Jakarta. Helsinki receives around 25.6 in of rainfall per year, while Jakarta gets 65.2 in.
What language do they speak in Finland?
The official languages in Finland are Finnish and Swedish. In Indonesia, the official language is Indonesian.
