Moving to Hawaii from Indiana

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What to Expect

Considering a move from Indiana to Hawaii? Here's how the two compare on cost, climate, safety, and more.

If you moved from Indiana to Hawaii, you would find that Hawaii is 47.7% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $113,854 in Hawaii to maintain the same lifestyle. Expect a noticeable climate shift — Honolulu averages 84°F vs 62°F in Indianapolis, making it significantly warmer.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Indiana and Hawaii.

What does your salary buy?

$75,000 $113,854

To maintain the same standard of living in Hawaii

Calculate with your salary →

How key spending categories compare

Restaurants

pay 51.4% more

Groceries

pay 2.2 times more

Transportation

pay 42.2% more

Housing

pay 52.3% more

Childcare

pay 8.7% more

Entertainment and Sports

pay 45.4% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

The numbers behind daily life in Hawaii compared to Indiana.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
HI
187
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
HI
1672

Indiana generally does better on safety, though Hawaii leads in violent crime rate.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
HI
3.6%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
HI
25.6%

Hawaii performs significantly better than Indiana across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
HI
$808,200
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
HI
$1,938

Indiana performs better than Hawaii across all what about housing? metrics.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
HI
91.2%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
HI
26 min

Indiana generally does better on infrastructure, though Hawaii leads in internet access.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
HI
2.2%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
HI
$64,124

Hawaii performs significantly better than Indiana across all employment & economy metrics.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
HI
80.7 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
HI
25%

Hawaii performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

IndianapolisRain: 40.8 in/yr (1036 mm)
62°/44°F

Avg. annual high / low

HonoluluRain: 17.1 in/yr (434 mm)
84°/71°F

Avg. annual high / low

MonthsIndianapolisHonolulu
Jan–Mar42°/26°F (6°/-3°C)80°/67°F (27°/19°C)
Apr–Jun72°/53°F (22°/12°C)85°/71°F (29°/22°C)
Jul–Sep81°/63°F (27°/17°C)89°/74°F (31°/24°C)
Oct–Dec51°/35°F (11°/2°C)84°/71°F (29°/22°C)
View all months
MonthIndianapolisHonolulu
Jan35°/21°F (1.7°/-6.1°C)80°/66°F (26.7°/19.1°C)
Feb40°/24°F (4.4°/-4.4°C)80°/66°F (26.8°/18.9°C)
Mar51°/33°F (10.8°/0.8°C)81°/68°F (27.3°/19.8°C)
Apr63°/44°F (17.1°/6.4°C)83°/69°F (28.2°/20.8°C)
May72°/53°F (22.5°/11.7°C)85°/71°F (29.2°/21.6°C)
Jun81°/63°F (27.4°/17.4°C)87°/73°F (30.6°/23.0°C)
Jul84°/67°F (28.8°/19.2°C)88°/74°F (31.1°/23.6°C)
Aug83°/65°F (28.4°/18.3°C)89°/75°F (31.5°/23.9°C)
Sep77°/57°F (25.1°/13.9°C)89°/74°F (31.4°/23.6°C)
Oct64°/45°F (18.0°/7.3°C)87°/73°F (30.4°/23.0°C)
Nov52°/36°F (11.0°/2.3°C)84°/71°F (28.8°/21.9°C)
Dec38°/25°F (3.6°/-3.9°C)81°/68°F (27.3°/20.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Hawaii than Indiana?

On average Hawaii is around 52% pricier than Indiana, with notable variation by city.

How much money do I need to move to Hawaii?

Budget about $28,464 for 3 months in Hawaii (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Hawaii safe?

Indiana generally does better on safety, though Hawaii leads in violent crime rate.

How is healthcare in Hawaii compared to Indiana?

Hawaii performs significantly better than Indiana across all health & wellbeing metrics.

What's the weather like in Hawaii compared to Indiana?

The average high temperature in Honolulu is 84°F, compared to 62°F in Indianapolis. Honolulu receives around 17.1 in of rainfall per year, while Indianapolis gets 40.8 in.

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