Moving to Indiana from Hawaii

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What to Expect

Everything you need to know before relocating from Hawaii to Indiana — costs, safety, healthcare, and practical first steps.

If you moved from Hawaii to Indiana, you would find that Indiana is 26.6% cheaper than Hawaii. A $75,000 salary in Hawaii would need to be roughly $49,405 in Indiana to maintain the same lifestyle. Expect a noticeable climate shift — Indianapolis averages 62°F vs 84°F in Honolulu, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from Hawaii to Indiana.

What does your salary buy?

$75,000 $49,405

To maintain the same standard of living in Indiana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 31.7% less

Groceries

pay 51.6% less

Transportation

pay 24.2% less

Housing

pay 29.5% less

Childcare

pay 4.6% less

Entertainment and Sports

pay 29.5% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Hawaii to Indiana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

HI
187
IN
327
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

HI
1672
IN
1519

Hawaii generally does better on safety, though Indiana leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

HI
3.6%
IN
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

HI
25.6%
IN
38.5%

Hawaii performs better than Indiana across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

HI
$808,200
IN
$201,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

HI
$1,938
IN
$1,020

Indiana performs significantly better than Hawaii across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

HI
91.2%
IN
88.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

HI
26 min
IN
24 min

Hawaii generally does better on infrastructure, though Indiana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

HI
2.2%
IN
2.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

HI
$64,124
IN
$59,083

Hawaii performs better than Indiana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

HI
80.7 yrs
IN
75.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

HI
25%
IN
19%

Hawaii performs better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Honolulu Rain: 17.1 in/yr (434 mm)
84° / 71°F

Avg. annual high / low

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Months Honolulu Indianapolis
Jan–Mar 80°/67°F (27°/19°C) 42°/26°F (6°/-3°C)
Apr–Jun 85°/71°F (29°/22°C) 72°/53°F (22°/12°C)
Jul–Sep 89°/74°F (31°/24°C) 81°/63°F (27°/17°C)
Oct–Dec 84°/71°F (29°/22°C) 51°/35°F (11°/2°C)
View all months
Month Honolulu Indianapolis
Jan 80°/66°F (26.7°/19.1°C) 35°/21°F (1.7°/-6.1°C)
Feb 80°/66°F (26.8°/18.9°C) 40°/24°F (4.4°/-4.4°C)
Mar 81°/68°F (27.3°/19.8°C) 51°/33°F (10.8°/0.8°C)
Apr 83°/69°F (28.2°/20.8°C) 63°/44°F (17.1°/6.4°C)
May 85°/71°F (29.2°/21.6°C) 72°/53°F (22.5°/11.7°C)
Jun 87°/73°F (30.6°/23.0°C) 81°/63°F (27.4°/17.4°C)
Jul 88°/74°F (31.1°/23.6°C) 84°/67°F (28.8°/19.2°C)
Aug 89°/75°F (31.5°/23.9°C) 83°/65°F (28.4°/18.3°C)
Sep 89°/74°F (31.4°/23.6°C) 77°/57°F (25.1°/13.9°C)
Oct 87°/73°F (30.4°/23.0°C) 64°/45°F (18.0°/7.3°C)
Nov 84°/71°F (28.8°/21.9°C) 52°/36°F (11.0°/2.3°C)
Dec 81°/68°F (27.3°/20.2°C) 38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than Hawaii?

Yes — Indiana is on average about 34% cheaper than Hawaii. City-level variation can be significant.

How much money do I need to move to Indiana?

Plan for at least 3 months of living expenses — roughly $12,351 in Indiana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Indiana safe?

Hawaii generally does better on safety, though Indiana leads in property crime rate.

How is healthcare in Indiana compared to Hawaii?

Hawaii performs better than Indiana across all health & wellbeing metrics.

What's the weather like in Indiana compared to Hawaii?

The average high temperature in Indianapolis is 62°F, compared to 84°F in Honolulu. Indianapolis receives around 40.8 in of rainfall per year, while Honolulu gets 17.1 in.

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