Moving to Finland from Canada

moving to

What to Expect

A comprehensive look at what changes when you move from Canada to Finland — from daily expenses to quality of life.

If you moved from Canada to Finland, you would find that Finland is 4.5% more expensive than Canada overall. A CA$105,206 salary in Canada would need to be roughly €62,641 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Canada to Finland.

What does your salary buy?

CA$105,206 €62,641

To maintain the same standard of living in Finland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 16.9% more

Groceries

pay 13.9% less

Transportation

pay 40.4% more

Housing

pay 34.1% less

Childcare

pay 31.0% less

Entertainment and Sports

pay 25.7% more

See full cost of living breakdown
Exchange rate: 1 CAD = 0.6233 EUR (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from Canada to Finland, and how the trend has changed.

Moved in 2023
71 ↓ 32% vs 2022

people moved from Canada to Finland · OECD (latest data available)

Who's moving to Finland?

Top countries of origin for Finland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Canada and Finland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

CA
2.3
FI
1.2
Feel safe walking at night United Nations SDG Indicators, 2021

of residents who feel safe walking alone at night

CA
88%
FI
86%

Finland generally does better on safety, though Canada leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

CA
$7,646
FI
$6,433
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

CA
25.0
FI
43.8

Finland generally does better on health & wellbeing, though Canada leads in health coverage index.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

CA
8.0
FI
7.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

CA
14.0t
FI
5.5t

Finland performs significantly better than Canada across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

CA
42.6
FI
34.5
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

CA
3.7%
FI
7.1%

Canada performs better than Finland across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

CA
5.4%
FI
7.2%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

CA
$55,800
FI
$57,500

Canada generally does better on employment & economy, though Finland leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

CA
83.8 yrs
FI
81.8 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

CA
4.4
FI
2.1

Finland generally does better on family life, though Canada leads in life expectancy.

Data: Canada Revenue Agency, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Ottawa Rain: 37.1 in/yr (943 mm)
52° / 34°F

Avg. annual high / low

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Months Ottawa Helsinki
Jan–Mar 27°/10°F (-3°/-12°C) 29°/18°F (-1°/-8°C)
Apr–Jun 64°/45°F (18°/7°C) 58°/40°F (14°/4°C)
Jul–Sep 75°/55°F (24°/13°C) 65°/49°F (19°/10°C)
Oct–Dec 41°/25°F (5°/-4°C) 38°/28°F (3°/-2°C)
View all months
Month Ottawa Helsinki
Jan 21°/4°F (-6.1°/-15.3°C) 27°/17°F (-2.6°/-8.5°C)
Feb 25°/8°F (-4.1°/-13.3°C) 27°/15°F (-2.9°/-9.3°C)
Mar 36°/19°F (2.2°/-7.1°C) 34°/22°F (1.1°/-5.6°C)
Apr 51°/33°F (10.8°/0.6°C) 46°/31°F (7.5°/-0.7°C)
May 66°/46°F (19.1°/7.7°C) 60°/40°F (15.5°/4.4°C)
Jun 75°/55°F (23.8°/12.7°C) 68°/49°F (19.8°/9.3°C)
Jul 80°/60°F (26.5°/15.4°C) 71°/53°F (21.8°/11.8°C)
Aug 77°/57°F (24.9°/14.1°C) 68°/51°F (19.9°/10.7°C)
Sep 67°/48°F (19.5°/9.1°C) 57°/43°F (14.0°/6.1°C)
Oct 54°/37°F (12.5°/3.0°C) 47°/36°F (8.1°/2.2°C)
Nov 41°/27°F (4.8°/-2.8°C) 36°/28°F (2.5°/-2.4°C)
Dec 27°/12°F (-3.0°/-11.1°C) 31°/20°F (-0.8°/-6.6°C)

Data: Meteorological Service of Canada Meteorological Service of Canada, Finnish Meteorological Institute Finnish Meteorological Institute

Visitor Visa Requirements

Short-stay tourist visa rules between Canada and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.

Canada passport

Canada passport holder visiting Finland

Visa Free
Canada passport holders can enter Finland without a visa.
Finland passport

Finland passport holder visiting Canada

Electronic Travel Authorisation
Finland passport holders need an electronic travel authorisation (ETA) to enter Canada.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Finland than Canada?

Generally yes: Finland runs about 4% cheaper than Canada on average, though it depends heavily on the city.

How much money do I need to move to Finland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a CA$105,206 comparable salary, that's around €15,660 in Finland for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Finland?

With 34.5 fixed broadband subscriptions per 100 people, Finland can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Canada and Finland.

Is Finland safe for expats?

Finland generally does better on safety, though Canada leads in feel safe walking at night. The homicide rate in Finland is 1.2 per 100,000 people, compared to 2.3 in Canada. About 86% of people in Finland feel safe walking alone at night.

How is healthcare in Finland compared to Canada?

Finland generally does better on health & wellbeing, though Canada leads in health coverage index. There are 43.8 doctors per 10,000 people in Finland, compared to 25.0 in Canada. Finland scores 86 on the WHO universal health coverage index (Canada: 91).

What's the weather like in Finland compared to Canada?

The average high temperature in Helsinki is 48°F, compared to 52°F in Ottawa. Helsinki receives around 25.6 in of rainfall per year, while Ottawa gets 37.1 in.

What language do they speak in Finland?

The official languages in Finland are Finnish and Swedish. In Canada, the official languages are English and French.

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At a Glance

CA FI
Population 38,232,593 5,601,547
Currency Canadian Dollar (CA$) Euro (€)
Languages English, French Finnish, Swedish
Driving side Right Right
Calling code +1 +358
Time zones 6 1
Emergency number 911 112