Moving to Croatia from Canada

moving to

What to Expect

A comprehensive look at what changes when you move from Canada to Croatia — from daily expenses to quality of life.

If you moved from Canada to Croatia, you would find that Croatia is 25.6% cheaper than Canada overall. A CA$110,000 salary in Canada would need to be roughly HRK386,000 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Canada to Croatia.

What does your salary buy?

CA$110,000 → HRK386,000

To maintain the same standard of living in Croatia

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 10.1% less

Groceries

pay 32.6% less

Transportation

pay 2.9% more

Housing

pay 38.8% less

Childcare

pay 45.4% less

Entertainment and Sports

pay 19.9% less

See full cost of living breakdown
Exchange rate: 1 CAD = 4.72 HRK (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 17% less than cities in Canada.

Croatia

Dubrovnik 49%
Zadar 44%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Canada to Croatia, and how the trend has changed.

Living there in 2020
943 ↓ 6% vs 2015

people born in Canada live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Canada and Croatia stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

CA
2.0
HR
0.7
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

CA
4.7
HR
8.1

Canada generally does better on safety, though Croatia leads in homicide rate.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

CA
$7,646
HR
$3,229
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

CA
28.2
HR
39.1

Canada generally does better on health & wellbeing, though Croatia leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

CA
8.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

CA
14.0t
HR
4.8t

Canada generally does better on environment, though Croatia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

CA
42.5
HR
29.6
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

CA
3.7%
HR
1.5%

Canada generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

CA
6.9%
HR
5.0%
GDP per capita World Bank, 2025

a broad measure of economic output per person

CA
$55,698
HR
$27,104

Canada generally does better on employment & economy, though Croatia leads in unemployment rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

CA
82.1 yrs
HR
78.9 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

CA
4.7
HR
4.1

Canada generally does better on family life, though Croatia leads in infant mortality.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Canada Revenue Agency (2016), Croatia Tax Administration (2016), The World Factbook (2008). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Ottawa Rain: 37.1 in/yr (943 mm)
52° / 34°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Ottawa Zagreb
Jan–Mar 27°/10°F (-3°/-12°C) 44°/29°F (7°/-2°C)
Apr–Jun 64°/45°F (18°/7°C) 69°/48°F (21°/9°C)
Jul–Sep 75°/55°F (24°/13°C) 77°/55°F (25°/13°C)
Oct–Dec 41°/25°F (5°/-4°C) 50°/35°F (10°/2°C)
View all months
Month Ottawa Zagreb
Jan 21°/4°F (-6.1°/-15.3°C) 38°/25°F (3.1°/-4.0°C)
Feb 25°/8°F (-4.1°/-13.3°C) 43°/28°F (6.1°/-2.5°C)
Mar 36°/19°F (2.2°/-7.1°C) 52°/34°F (11.3°/0.9°C)
Apr 51°/33°F (10.8°/0.6°C) 62°/41°F (16.4°/4.9°C)
May 66°/46°F (19.1°/7.7°C) 70°/49°F (21.3°/9.2°C)
Jun 75°/55°F (23.8°/12.7°C) 76°/55°F (24.6°/12.7°C)
Jul 80°/60°F (26.5°/15.4°C) 80°/58°F (26.7°/14.2°C)
Aug 77°/57°F (24.9°/14.1°C) 79°/57°F (26.2°/13.7°C)
Sep 67°/48°F (19.5°/9.1°C) 72°/51°F (22.3°/10.4°C)
Oct 54°/37°F (12.5°/3.0°C) 61°/42°F (16.2°/5.8°C)
Nov 41°/27°F (4.8°/-2.8°C) 49°/35°F (9.3°/1.8°C)
Dec 27°/12°F (-3.0°/-11.1°C) 40°/29°F (4.4°/-1.9°C)

Data: Meteorological Service of Canada Meteorological Service of Canada, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Canada and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Canada passport

Canada passport holder visiting Croatia

Visa Free
Canada passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Canada

Electronic Travel Authorisation
Croatia passport holders need an electronic travel authorisation (ETA) to enter Canada.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Canada?

Generally yes: Croatia runs about 26% cheaper than Canada on average, though it depends heavily on the city.

How much money do I need to move to Croatia?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a CA$110,000 comparable salary, that's around HRK96,500 in Croatia for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

With 29.6 fixed broadband subscriptions per 100 people, Croatia can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Canada and Croatia.

Is Croatia safe for expats?

Canada generally does better on safety, though Croatia leads in homicide rate. The homicide rate in Croatia is 0.7 per 100,000 people, compared to 2.0 in Canada.

How is healthcare in Croatia compared to Canada?

Canada generally does better on health & wellbeing, though Croatia leads in healthcare spending per person. There are 39.1 doctors per 10,000 people in Croatia, compared to 28.2 in Canada. Croatia scores 80 on the WHO universal health coverage index (Canada: 91).

What's the weather like in Croatia compared to Canada?

The average high temperature in Zagreb is 60°F, compared to 52°F in Ottawa. Zagreb receives around 33.7 in of rainfall per year, while Ottawa gets 37.1 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Canada, the official languages are English and French.

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At a Glance

CA HR
Population 41,651,653 3,876,200
Currency Canadian Dollar (CA$) Croatian Kuna (HRK)
Languages English, French Croatian
Driving side Right Right
Calling code +1 +385
Time zones 6 1
Emergency number 911 112