Moving to Panama from Belgium

moving to

What to Expect

Considering a move from Belgium to Panama? Here's how the two compare on cost, climate, safety, and more.

If you moved from Belgium to Panama, you would find that Panama is 32.7% cheaper than Belgium overall. A €65,577 salary in Belgium would need to be roughly PAB54,594 in Panama to maintain the same lifestyle, and you’d need to navigate life in Spanish. Expect a noticeable climate shift — Panama City averages 93°F vs 57°F in Brussels, making it significantly warmer.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Belgium and Panama.

What does your salary buy?

€65,577 PAB54,594

To maintain the same standard of living in Panama

Calculate with your salary →

How key spending categories compare

Restaurants

pay 53.2% less

Groceries

pay 2.3% more

Transportation

pay 39.4% less

Housing

pay 24.2% less

Childcare

pay 45.0% less

Entertainment and Sports

pay 32.7% less

See full cost of living breakdown
Exchange rate: 1 EUR = 1.14 PAB (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

What the data shows about people moving from Belgium to Panama.

Living there in 2020
324 ↑ 20% vs 2015

people born in Belgium live in Panama · UN DESA

Who's moving to Panama?

Top countries of origin for Panama's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Panama compared to Belgium.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

BE
1.1
PA
11.3
Feel safe walking at night United Nations SDG Indicators, 2021

of residents who feel safe walking alone at night

BE
62%
PA
33%

Belgium performs better than Panama across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BE
$7,489
PA
$3,318
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

BE
63.9
PA
17.3

Belgium generally does better on health & wellbeing, though Panama leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BE
15.0
PA
17.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

BE
7.3t
PA
2.7t

Belgium generally does better on environment, though Panama leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

BE
43.5
PA
15.5
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

BE
51.9%
PA
0.9%

Belgium generally does better on infrastructure, though Panama leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

BE
5.5%
PA
6.7%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

BE
$63,600
PA
$35,800

Belgium generally does better on employment & economy, though Panama leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

BE
81.9 yrs
PA
77.6 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

BE
3.2
PA
16.4

Belgium performs better than Panama across all family life metrics.

Data: Service Public Fédéral Finances, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Brussels Rain: 32.3 in/yr (820 mm)
57° / 44°F

Avg. annual high / low

Panama City Rain: 75.1 in/yr (1907 mm)
93° / 68°F

Avg. annual high / low

Months Brussels Panama City
Jan–Mar 45°/34°F (7°/1°C) 94°/65°F (34°/18°C)
Apr–Jun 63°/47°F (17°/8°C) 94°/69°F (35°/21°C)
Jul–Sep 70°/54°F (21°/13°C) 92°/70°F (34°/21°C)
Oct–Dec 50°/40°F (10°/4°C) 91°/68°F (33°/20°C)
View all months
Month Brussels Panama City
Jan 42°/33°F (5.6°/0.7°C) 92°/65°F (33.4°/18.5°C)
Feb 44°/33°F (6.4°/0.6°C) 94°/65°F (34.2°/18.4°C)
Mar 50°/37°F (9.9°/2.9°C) 95°/65°F (34.8°/18.4°C)
Apr 56°/41°F (13.1°/4.8°C) 96°/67°F (35.4°/19.5°C)
May 64°/48°F (17.7°/8.9°C) 94°/70°F (34.5°/21.1°C)
Jun 68°/53°F (20.0°/11.5°C) 93°/70°F (33.8°/21.3°C)
Jul 72°/56°F (22.4°/13.6°C) 93°/70°F (33.9°/21.0°C)
Aug 72°/56°F (22.5°/13.4°C) 93°/70°F (33.9°/20.9°C)
Sep 66°/51°F (18.7°/10.8°C) 91°/70°F (32.9°/21.0°C)
Oct 58°/46°F (14.4°/7.6°C) 91°/69°F (32.6°/20.8°C)
Nov 48°/39°F (9.1°/3.7°C) 91°/69°F (32.9°/20.3°C)
Dec 44°/35°F (6.5°/1.9°C) 92°/67°F (33.3°/19.2°C)

Data: Institut Royal Météorologique Institut Royal Météorologique, IMHPA - Instituto de Meteorología e Hidrología de Panamá IMHPA - Instituto de Meteorología e Hidrología de Panamá

Visitor Visa Requirements

Short-stay tourist visa rules between Belgium and Panama. To live, work, or study long-term in Panama, you'll need a separate residence or work visa — check Panama's immigration authority.

Belgium passport

Belgium passport holder visiting Panama

Visa Free
Belgium passport holders can enter Panama without a visa.
Panama passport

Panama passport holder visiting Belgium

Visa Free
Panama passport holders can enter Belgium without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Panama than Belgium?

On average Panama is about 27% less expensive than Belgium, with major cities narrowing the gap.

How much money do I need to move to Panama?

Budget about PAB13,648 for 3 months in Panama (based on a €65,577 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Panama?

Connectivity is usually fine (Panama: 15.5 fixed broadband per 100). What actually decides it is legal: does Panama offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Panama safe for expats?

Belgium performs better than Panama across all safety metrics. The homicide rate in Panama is 11.3 per 100,000 people, compared to 1.1 in Belgium. About 33% of people in Panama feel safe walking alone at night.

How is healthcare in Panama compared to Belgium?

Belgium generally does better on health & wellbeing, though Panama leads in healthcare spending per person. There are 17.3 doctors per 10,000 people in Panama, compared to 63.9 in Belgium. Panama scores 78 on the WHO universal health coverage index (Belgium: 86).

What's the weather like in Panama compared to Belgium?

The average high temperature in Panama City is 93°F, compared to 57°F in Brussels. Panama City receives around 75.1 in of rainfall per year, while Brussels gets 32.3 in.

What language do they speak in Panama?

The official language in Panama is Spanish. In Belgium, the official languages are Dutch, French and German.

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At a Glance

BE PA
Population 11,847,338 4,337,768
Currency Euro (€) Panamanian Balboa (PAB)
Languages Dutch, French, German Spanish
Driving side Right Right
Calling code +32 +507
Time zones 1 1
Emergency number 112 911