Moving to Kentucky from Alabama

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What to Expect

A comprehensive look at what changes when you move from Alabama to Kentucky — from daily expenses to quality of life.

If you moved from Alabama to Kentucky, you would find that Kentucky is 3.4% more expensive than Alabama. A $75,000 salary in Alabama would need to be roughly $78,835 in Kentucky to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Alabama to Kentucky.

What does your salary buy?

$75,000 $78,835

To maintain the same standard of living in Kentucky

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 0.4% less

Groceries

pay 5.4% less

Transportation

pay 2.4% less

Housing

pay 5.1% more

Childcare

pay 23.6% more

Entertainment and Sports

pay 2.7% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Alabama and Kentucky stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AL
397
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AL
1671
KY
1525

Kentucky performs significantly better than Alabama across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

AL
9.0%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

AL
39.6%
KY
38.2%

Kentucky generally does better on health & wellbeing, though Alabama leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

AL
$195,100
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

AL
$963
KY
$933

Kentucky generally does better on what about housing?, though Alabama leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

AL
85.9%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

AL
25 min
KY
24 min

Kentucky performs significantly better than Alabama across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

AL
2.3%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

AL
$49,225
KY
$50,135

Alabama generally does better on employment & economy, though Kentucky leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

AL
73.2 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

AL
18%
KY
18%

Alabama generally does better on family life, though Kentucky leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Montgomery Rain: 53.1 in/yr (1348 mm)
76° / 54°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Montgomery Bowling Green
Jan–Mar 63°/40°F (17°/4°C) 52°/31°F (11°/-1°C)
Apr–Jun 84°/60°F (29°/16°C) 78°/55°F (25°/13°C)
Jul–Sep 90°/69°F (32°/21°C) 87°/64°F (30°/18°C)
Oct–Dec 69°/45°F (21°/7°C) 59°/38°F (15°/3°C)
View all months
Month Montgomery Bowling Green
Jan 57°/36°F (14.1°/2.1°C) 45°/26°F (7.2°/-3.1°C)
Feb 62°/39°F (16.6°/4.0°C) 50°/30°F (10.0°/-1.3°C)
Mar 70°/45°F (20.9°/7.4°C) 60°/37°F (15.4°/2.8°C)
Apr 77°/52°F (24.8°/10.9°C) 70°/46°F (20.9°/7.6°C)
May 84°/61°F (28.9°/15.9°C) 78°/55°F (25.4°/12.8°C)
Jun 90°/68°F (32.1°/20.1°C) 86°/64°F (30.1°/17.7°C)
Jul 92°/71°F (33.4°/21.9°C) 89°/68°F (31.9°/19.9°C)
Aug 92°/71°F (33.3°/21.7°C) 89°/66°F (31.6°/18.9°C)
Sep 87°/65°F (30.7°/18.4°C) 82°/58°F (27.8°/14.4°C)
Oct 78°/53°F (25.7°/11.9°C) 71°/46°F (21.8°/7.9°C)
Nov 69°/44°F (20.6°/6.6°C) 59°/38°F (15.2°/3.1°C)
Dec 60°/37°F (15.3°/3.0°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Alabama?

Day-to-day costs in Kentucky run about 5% higher than Alabama on average; specific cities can swing further.

How much money do I need to move to Kentucky?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $19,709 in Kentucky for everyday spending, before movers, a truck rental, and a rental deposit.

Is Kentucky safe?

Kentucky performs significantly better than Alabama across all safety metrics.

How is healthcare in Kentucky compared to Alabama?

Kentucky generally does better on health & wellbeing, though Alabama leads in adult smoking rate.

What's the weather like in Kentucky compared to Alabama?

The average high temperature in Bowling Green is 69°F, compared to 76°F in Montgomery. Bowling Green receives around 49.9 in of rainfall per year, while Montgomery gets 53.1 in.

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