Cost of living comparison

Montenegro

compared to

New Zealand

Queenstown vs. Tivat Cost of Living Summary

Queenstown is 43.1% more expensive than Tivat.

Restaurants: pay 5.7% more in Queenstown
Groceries: pay 70.4% more in Queenstown
Transportation: pay 32.6% more in Queenstown
Housing: pay 47.5% more in Queenstown
Childcare: pay 57.6% more in Queenstown
Entertainment and Sports: pay 78.8% more in Queenstown
Clothing: pay 1.8% less in Queenstown

The cost of entertainment and sports, groceries, childcare, housing, transportation, and restaurants in Queenstown are more expensive than in Tivat. Notably, entertainment and sports is significantly more expensive in Queenstown.

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Queenstown vs. Tivat Cost Breakdown

If you lived in Queenstown instead of Tivat, you would:

Display currency: USD

pay 5.7% more for restaurants

	Tivat	Queenstown
Basic meal with drink at inexpensive restaurant	$11.20 €9.99	$14.01 NZ$24.59	+25.1%
Fast food combo meal McDonalds, or similar	$10.64 €9.49	$8.96 NZ$15.74	-15.7%
Bottle of Coca-Cola (11 fl. oz)	$2.55 €2.28	$2.07 NZ$3.64	-18.8%
Bottle of water (11 fl. oz)	$1.43 €1.28	$2.04 NZ$3.59	+43.0%
Average			+5.7%

Tivat vs. Queenstown - Cost of restaurants

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pay 70.4% more for groceries

	Tivat	Queenstown
Bread 1 loaf	$1.06 €0.95	$1.96 NZ$3.43	+83.8%
Local cheese (8 oz)	$4.34 €3.87	$4.17 NZ$7.32	-3.9%
Milk (1 gallon)	$4.90 €4.37	$8.05 NZ$14.14	+64.4%
Eggs 1 dozen	$3.39 €3.03	$5.77 NZ$10.14	+70.3%
Boneless chicken breast (1 lb)	$3.77 €3.36	$4.50 NZ$7.90	+19.5%
Apples (1 lb)	$0.72 €0.65	$1.34 NZ$2.34	+84.5%
Bananas (1 lb)	$0.78 €0.70	$1.05 NZ$1.85	+35.2%
Oranges (1 lb)	$0.80 €0.71	$1.70 NZ$2.99	+113.7%
Tomatoes (1 lb)	$1.30 €1.16	$2.44 NZ$4.29	+88.5%
Potatoes (1 lb)	$0.44 €0.39	$1.56 NZ$2.75	+257.7%
Onions (1 lb)	$0.49 €0.44	$0.82 NZ$1.44	+65.8%
Average			+70.4%

Tivat vs. Queenstown - Cost of groceries

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pay 32.6% more for transportation

	Tivat	Queenstown
Gasoline (1 gallon)	$6.62 €5.91	$6.42 NZ$11.28	-2.9%
Monthly public transit pass	$39.19 €34.98	$120.44 NZ$211.47	+207.3%
New Volkswagen Golf 1.4 (standard edition)	$29,113.12 €25,984.57	$25,209.21 NZ$44,261.62	-13.4%
Taxi trip in downtown area (5 miles)	$10.08 €8.99	$17.47 NZ$30.67	+73.3%
Average			+32.6%

Tivat vs. Queenstown - Cost of transportation

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pay 47.5% more for housing

	Tivat	Queenstown
Internet connection 50 mbps or faster, cable/dsl	$33.59 €29.98	$51.87 NZ$91.08	+54.4%
1-Bedroom apartment in downtown area	$884.37 €789.33	$1,488.74 NZ$2,613.89	+68.3%
1-Bedroom apartment outside city center	$802.01 €715.82	$1,267.18 NZ$2,224.88	+58.0%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$98.73 €88.12	$84.02 NZ$147.52	-14.9%
Average			+47.5%

Tivat vs. Queenstown - Cost of housing

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pay 57.6% more for childcare

	Tivat	Queenstown
Private preschool for 1 child, monthly	$401.24 €358.12	$964.30 NZ$1,693.09	+140.3%
Middle school for 1 child, two semesters	$7,315.61 €6,529.46	$7,562.76 NZ$13,278.49	+3.4%
Average			+57.6%

Tivat vs. Queenstown - Cost of childcare

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pay 78.8% more for entertainment and sports

	Tivat	Queenstown
Domestic/local beer (1 pint)	$3.08 €2.75	$6.72 NZ$11.80	+118.3%
Cappuccino in mid-range area	$2.17 €1.94	$3.22 NZ$5.66	+48.2%
Pack of cigarettes Marlboro or similar	$4.37 €3.90	$26.89 NZ$47.21	+515.8%
Monthly membership at local gym	$47.59 €42.47	$55.32 NZ$97.13	+16.2%
Movie ticket to theater/cinema	$6.16 €5.50	$10.22 NZ$17.95	+66.0%
Average			+78.8%

Tivat vs. Queenstown - Cost of entertainment and sports

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pay 1.8% less for clothing

	Tivat	Queenstown
Regular jeans Levi's brand	$87.34 €77.95	$58.26 NZ$102.29	-33.3%
Regular dress from H&M or similar store	$39.19 €34.98	$45.94 NZ$80.65	+17.2%
Running shoes Nike or Adidas	$97.42 €86.95	$91.03 NZ$159.83	-6.6%
Men's business shoes (leather)	$105.75 €94.39	$134.45 NZ$236.06	+27.1%
Average			-1.8%

Tivat vs. Queenstown - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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