Cost of living comparison

compared to

New Zealand vs. Montenegro Cost of Living Summary

New Zealand is 50.2% more expensive than Montenegro overall.

Restaurants: pay 10.3% more in New Zealand
Groceries: pay 50.3% more in New Zealand
Transportation: pay 38.8% more in New Zealand
Housing: pay 37.4% more in New Zealand
Childcare: pay 84.3% more in New Zealand
Entertainment and Sports: pay 2.3 times more in New Zealand
Clothing: pay 3.3% less in New Zealand

The cost of entertainment and sports, childcare, groceries, transportation, housing, and restaurants in New Zealand are more expensive than in Montenegro. Notably, entertainment and sports and childcare are significantly more expensive in New Zealand.

New Zealand vs. Montenegro Cost Breakdown

If you lived in New Zealand instead of Montenegro, you would:

Display currency: USD

pay 10.3% more for restaurants

	Montenegro	New Zealand
Basic meal with drink at inexpensive restaurant	$12.46 €10.74	$14.45 NZ$25.19	+16.0%
Fast food combo meal McDonalds, or similar	$9.73 €8.39	$9.14 NZ$15.93	-6.1%
Bottle of Coca-Cola (11 fl. oz)	$2.21 €1.91	$2.11 NZ$3.68	-4.7%
Bottle of water (11 fl. oz)	$1.48 €1.28	$2.02 NZ$3.52	+36.0%
Average			+10.3%

Montenegro vs. New Zealand - Cost of restaurants

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pay 50.3% more for groceries

	Montenegro	New Zealand
Bread 1 loaf	$1.05 €0.91	$1.74 NZ$3.03	+64.8%
Local cheese (8 oz)	$4.67 €4.03	$3.88 NZ$6.77	-16.9%
Milk (1 gallon)	$5.04 €4.35	$6.34 NZ$11.05	+25.7%
Eggs 1 dozen	$3.22 €2.78	$5.96 NZ$10.39	+84.9%
Boneless chicken breast (1 lb)	$3.61 €3.11	$4.01 NZ$6.99	+11.1%
Apples (1 lb)	$0.63 €0.54	$1.18 NZ$2.06	+88.1%
Bananas (1 lb)	$0.80 €0.69	$0.95 NZ$1.66	+18.4%
Oranges (1 lb)	$0.73 €0.63	$1.29 NZ$2.26	+77.8%
Tomatoes (1 lb)	$1.25 €1.08	$2.11 NZ$3.68	+68.7%
Potatoes (1 lb)	$0.46 €0.40	$0.85 NZ$1.48	+83.9%
Onions (1 lb)	$0.54 €0.47	$0.80 NZ$1.39	+47.2%
Average			+50.3%

Montenegro vs. New Zealand - Cost of groceries

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pay 38.8% more for transportation

	Montenegro	New Zealand
Gasoline (1 gallon)	$6.61 €5.70	$6.08 NZ$10.60	-8.1%
Monthly public transit pass	$36.99 €31.89	$74.52 NZ$129.96	+101.5%
New Volkswagen Golf 1.4 (standard edition)	$29,199.43 €25,179.46	$24,777.66 NZ$43,211.84	-15.1%
Taxi trip in downtown area (5 miles)	$10.07 €8.68	$17.81 NZ$31.06	+76.9%
Average			+38.8%

Montenegro vs. New Zealand - Cost of transportation

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pay 37.4% more for housing

	Montenegro	New Zealand
Internet connection 50 mbps or faster, cable/dsl	$31.59 €27.24	$50.00 NZ$87.19	+58.3%
1-Bedroom apartment in downtown area	$699.97 €603.60	$978.36 NZ$1,706.24	+39.8%
1-Bedroom apartment outside city center	$503.57 €434.24	$810.06 NZ$1,412.73	+60.9%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$105.52 €91.00	$95.66 NZ$166.83	-9.3%
Average			+37.4%

Montenegro vs. New Zealand - Cost of housing

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pay 84.3% more for childcare

	Montenegro	New Zealand
Private preschool for 1 child, monthly	$324.22 €279.59	$635.34 NZ$1,108.03	+96.0%
Middle school for 1 child, two semesters	$7,794.11 €6,721.07	$13,463.91 NZ$23,480.84	+72.7%
Average			+84.3%

Montenegro vs. New Zealand - Cost of childcare

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pay 2.3 times more for entertainment and sports

	Montenegro	New Zealand
Domestic/local beer (1 pint)	$2.93 €2.52	$6.04 NZ$10.54	+106.5%
Cappuccino in mid-range area	$2.54 €2.19	$3.35 NZ$5.85	+32.0%
Pack of cigarettes Marlboro or similar	$4.19 €3.61	$23.12 NZ$40.33	+451.7%
Monthly membership at local gym	$44.36 €38.25	$37.72 NZ$65.79	-15.0%
Movie ticket to theater/cinema	$5.52 €4.76	$10.72 NZ$18.69	+94.4%
Average			+133.9%

Montenegro vs. New Zealand - Cost of entertainment and sports

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pay 3.3% less for clothing

	Montenegro	New Zealand
Regular jeans Levi's brand	$75.46 €65.07	$65.22 NZ$113.75	-13.6%
Regular dress from H&M or similar store	$39.04 €33.67	$39.23 NZ$68.42	+0.5%
Running shoes Nike or Adidas	$95.43 €82.29	$90.28 NZ$157.45	-5.4%
Men's business shoes (leather)	$113.45 €97.83	$119.43 NZ$208.28	+5.3%
Average			-3.3%

Montenegro vs. New Zealand - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: December 2025

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