Cost of living comparison

compared to

New Zealand vs. Tivat Cost of Living Summary

New Zealand is 38.5% more expensive than Tivat.

Restaurants: pay 13.6% more in New Zealand
Groceries: pay 47.3% more in New Zealand
Transportation: pay 33.9% more in New Zealand
Housing: pay 8.1% more in New Zealand
Childcare: pay 42.1% more in New Zealand
Entertainment and Sports: pay 2.3 times more in New Zealand
Clothing: pay 6.0% less in New Zealand

The cost of entertainment and sports, groceries, childcare, transportation, restaurants, and housing in New Zealand are more expensive than in Tivat. Notably, entertainment and sports is significantly more expensive in New Zealand.

New Zealand vs. Tivat Cost Breakdown

If you lived in New Zealand instead of Tivat, you would:

Display currency: USD

pay 13.6% more for restaurants

	Tivat	New Zealand
Basic meal with drink at inexpensive restaurant	$11.10 €9.53	$14.45 NZ$25.01	+30.2%
Fast food combo meal McDonalds, or similar	$9.34 €8.02	$9.14 NZ$15.82	-2.2%
Bottle of Coca-Cola (11 fl. oz)	$2.42 €2.08	$2.11 NZ$3.65	-13.0%
Bottle of water (11 fl. oz)	$1.45 €1.24	$2.02 NZ$3.49	+39.5%
Average			+13.6%

Tivat vs. New Zealand - Cost of restaurants

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pay 47.3% more for groceries

	Tivat	New Zealand
Bread 1 loaf	$1.06 €0.91	$1.74 NZ$3.01	+63.5%
Local cheese (8 oz)	$4.52 €3.89	$3.88 NZ$6.72	-14.2%
Milk (1 gallon)	$5.00 €4.30	$6.34 NZ$10.97	+26.6%
Eggs 1 dozen	$3.23 €2.78	$5.96 NZ$10.31	+84.2%
Boneless chicken breast (1 lb)	$3.83 €3.29	$4.01 NZ$6.93	+4.5%
Apples (1 lb)	$0.68 €0.59	$1.18 NZ$2.04	+72.6%
Bananas (1 lb)	$0.79 €0.68	$0.95 NZ$1.65	+20.4%
Oranges (1 lb)	$0.76 €0.65	$1.29 NZ$2.24	+70.9%
Tomatoes (1 lb)	$1.36 €1.17	$2.11 NZ$3.65	+54.8%
Potatoes (1 lb)	$0.46 €0.39	$0.85 NZ$1.47	+86.5%
Onions (1 lb)	$0.53 €0.45	$0.80 NZ$1.38	+50.4%
Average			+47.3%

Tivat vs. New Zealand - Cost of groceries

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pay 33.9% more for transportation

	Tivat	New Zealand
Gasoline (1 gallon)	$6.63 €5.70	$6.08 NZ$10.52	-8.3%
Monthly public transit pass	$40.88 €35.11	$74.52 NZ$128.99	+82.3%
New Volkswagen Golf 1.4 (standard edition)	$26,863.76 €23,070.89	$24,777.66 NZ$42,890.20	-7.8%
Taxi trip in downtown area (5 miles)	$10.51 €9.03	$17.81 NZ$30.83	+69.4%
Average			+33.9%

Tivat vs. New Zealand - Cost of transportation

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pay 8.1% more for housing

	Tivat	New Zealand
Internet connection 50 mbps or faster, cable/dsl	$33.29 €28.59	$50.00 NZ$86.54	+50.2%
1-Bedroom apartment in downtown area	$1,070.66 €919.49	$978.36 NZ$1,693.54	-8.6%
1-Bedroom apartment outside city center	$739.73 €635.29	$810.06 NZ$1,402.22	+9.5%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$117.51 €100.92	$95.66 NZ$165.59	-18.6%
Average			+8.1%

Tivat vs. New Zealand - Cost of housing

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pay 42.1% more for childcare

	Tivat	New Zealand
Private preschool for 1 child, monthly	$418.53 €359.44	$635.34 NZ$1,099.78	+51.8%
Middle school for 1 child, two semesters	$10,161.51 €8,726.82	$13,463.91 NZ$23,306.07	+32.5%
Average			+42.1%

Tivat vs. New Zealand - Cost of childcare

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pay 2.3 times more for entertainment and sports

	Tivat	New Zealand
Domestic/local beer (1 pint)	$2.74 €2.36	$6.04 NZ$10.46	+120.2%
Cappuccino in mid-range area	$2.20 €1.89	$3.35 NZ$5.80	+52.5%
Pack of cigarettes Marlboro or similar	$4.44 €3.81	$23.12 NZ$40.03	+421.0%
Monthly membership at local gym	$49.64 €42.63	$37.72 NZ$65.30	-24.0%
Movie ticket to theater/cinema	$5.84 €5.02	$10.72 NZ$18.56	+83.6%
Average			+130.7%

Tivat vs. New Zealand - Cost of entertainment and sports

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pay 6.0% less for clothing

	Tivat	New Zealand
Regular jeans Levi's brand	$86.70 €74.46	$65.22 NZ$112.90	-24.8%
Regular dress from H&M or similar store	$40.88 €35.11	$39.23 NZ$67.91	-4.0%
Running shoes Nike or Adidas	$95.63 €82.13	$90.28 NZ$156.27	-5.6%
Men's business shoes (leather)	$108.04 €92.79	$119.43 NZ$206.73	+10.5%
Average			-6.0%

Tivat vs. New Zealand - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: December 2025

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