Cost of living comparison

Montenegro

compared to

New Zealand

Auckland vs. Tivat Cost of Living Summary

Auckland is 54.7% more expensive than Tivat.

Restaurants: pay 17.5% more in Auckland
Groceries: pay 51.0% more in Auckland
Transportation: pay 60.7% more in Auckland
Housing: pay 27.9% more in Auckland
Childcare: pay 72.0% more in Auckland
Entertainment and Sports: pay 2.5 times more in Auckland
Clothing: pay 0.6% more in Auckland

The cost of entertainment and sports, childcare, transportation, groceries, housing, and restaurants in Auckland are more expensive than in Tivat. Notably, entertainment and sports is significantly more expensive in Auckland.

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Auckland vs. Tivat Cost Breakdown

If you lived in Auckland instead of Tivat, you would:

Display currency: USD

pay 17.5% more for restaurants

	Tivat	Auckland
Basic meal with drink at inexpensive restaurant	$11.10 €9.70	$14.42 NZ$24.68	+30.0%
Fast food combo meal McDonalds, or similar	$9.34 €8.17	$9.23 NZ$15.79	-1.2%
Bottle of Coca-Cola (11 fl. oz)	$2.42 €2.12	$2.17 NZ$3.71	-10.6%
Bottle of water (11 fl. oz)	$1.45 €1.26	$2.20 NZ$3.76	+51.9%
Average			+17.5%

Tivat vs. Auckland - Cost of restaurants

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pay 51.0% more for groceries

	Tivat	Auckland
Bread 1 loaf	$1.06 €0.93	$2.04 NZ$3.48	+91.6%
Local cheese (8 oz)	$4.52 €3.96	$4.18 NZ$7.14	-7.7%
Milk (1 gallon)	$5.00 €4.37	$6.83 NZ$11.68	+36.5%
Eggs 1 dozen	$3.23 €2.83	$6.46 NZ$11.05	+99.7%
Boneless chicken breast (1 lb)	$3.83 €3.35	$4.18 NZ$7.14	+9.0%
Apples (1 lb)	$0.68 €0.60	$1.23 NZ$2.11	+80.1%
Bananas (1 lb)	$0.79 €0.69	$0.94 NZ$1.61	+18.9%
Oranges (1 lb)	$0.76 €0.66	$1.38 NZ$2.37	+82.8%
Tomatoes (1 lb)	$1.36 €1.19	$2.04 NZ$3.50	+50.1%
Potatoes (1 lb)	$0.46 €0.40	$0.81 NZ$1.38	+76.8%
Onions (1 lb)	$0.53 €0.46	$0.65 NZ$1.12	+23.3%
Average			+51.0%

Tivat vs. Auckland - Cost of groceries

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pay 60.7% more for transportation

	Tivat	Auckland
Gasoline (1 gallon)	$6.63 €5.80	$5.96 NZ$10.20	-10.1%
Monthly public transit pass	$40.88 €35.74	$125.42 NZ$214.60	+206.8%
New Volkswagen Golf 1.4 (standard edition)	$26,863.76 €23,488.46	$27,115.94 NZ$46,395.67	+0.9%
Taxi trip in downtown area (5 miles)	$10.51 €9.19	$15.27 NZ$26.12	+45.2%
Average			+60.7%

Tivat vs. Auckland - Cost of transportation

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pay 27.9% more for housing

	Tivat	Auckland
Internet connection 50 mbps or faster, cable/dsl	$33.29 €29.11	$48.52 NZ$83.02	+45.8%
1-Bedroom apartment in downtown area	$1,070.66 €936.13	$1,258.91 NZ$2,154.00	+17.6%
1-Bedroom apartment outside city center	$739.73 €646.78	$1,096.07 NZ$1,875.38	+48.2%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$117.51 €102.74	$117.26 NZ$200.64	-0.2%
Average			+27.9%

Tivat vs. Auckland - Cost of housing

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pay 72.0% more for childcare

	Tivat	Auckland
Private preschool for 1 child, monthly	$418.53 €365.94	$878.54 NZ$1,503.20	+109.9%
Middle school for 1 child, two semesters	$10,161.51 €8,884.77	$13,628.85 NZ$23,319.11	+34.1%
Average			+72.0%

Tivat vs. Auckland - Cost of childcare

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pay 2.5 times more for entertainment and sports

	Tivat	Auckland
Domestic/local beer (1 pint)	$2.74 €2.40	$6.92 NZ$11.85	+152.2%
Cappuccino in mid-range area	$2.20 €1.92	$3.39 NZ$5.81	+54.4%
Pack of cigarettes Marlboro or similar	$4.44 €3.88	$24.23 NZ$41.46	+446.0%
Monthly membership at local gym	$49.64 €43.40	$38.35 NZ$65.61	-22.7%
Movie ticket to theater/cinema	$5.84 €5.11	$13.85 NZ$23.69	+137.1%
Average			+153.4%

Tivat vs. Auckland - Cost of entertainment and sports

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pay 0.6% more for clothing

	Tivat	Auckland
Regular jeans Levi's brand	$86.70 €75.81	$67.87 NZ$116.12	-21.7%
Regular dress from H&M or similar store	$40.88 €35.74	$46.78 NZ$80.03	+14.4%
Running shoes Nike or Adidas	$95.63 €83.61	$95.31 NZ$163.08	-0.3%
Men's business shoes (leather)	$108.04 €94.46	$118.80 NZ$203.27	+10.0%
Average			+0.6%

Tivat vs. Auckland - Cost of clothing

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The statistics used to build this comparison are calculated using data from users just like you. We average the price of thousands of data points entered by users across the world. Learn more about our data sources. Page last updated: July 2026

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