Cost of living comparison

Montenegro

compared to

Kazakhstan

Almaty vs. Tivat Cost of Living Summary

Almaty is 14.1% cheaper than Tivat.

Restaurants: pay 8.4% less in Almaty
Groceries: pay 2.2% more in Almaty
Transportation: pay 44.2% less in Almaty
Housing: pay 26.0% less in Almaty
Childcare: pay 37.8% more in Almaty
Entertainment and Sports: pay 17.7% more in Almaty
Clothing: pay 26.1% more in Almaty

The cost of childcare, clothing, entertainment and sports, and groceries in Almaty are more expensive than in Tivat. Expenses including transportation, housing, and restaurants are lower in Almaty.

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Almaty vs. Tivat Cost Breakdown

If you lived in Almaty instead of Tivat, you would:

Display currency: USD

pay 8.4% less for restaurants

	Tivat	Almaty
Basic meal with drink at inexpensive restaurant	$11.20 €9.97	$13.42 KZT6,082.92	+19.9%
Fast food combo meal McDonalds, or similar	$10.64 €9.47	$8.95 KZT4,055.28	-15.9%
Bottle of Coca-Cola (11 fl. oz)	$2.55 €2.27	$1.36 KZT615.44	-46.8%
Bottle of water (11 fl. oz)	$1.43 €1.27	$0.91 KZT410.90	-36.6%
Average			-8.4%

Tivat vs. Almaty - Cost of restaurants

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pay 2.2% more for groceries

	Tivat	Almaty
Bread 1 loaf	$1.06 €0.95	$0.94 KZT425.21	-11.8%
Local cheese (8 oz)	$4.34 €3.86	$6.46 KZT2,925.52	+48.8%
Milk (1 gallon)	$4.90 €4.36	$6.48 KZT2,938.79	+32.4%
Eggs 1 dozen	$3.39 €3.02	$2.45 KZT1,109.97	-27.7%
Boneless chicken breast (1 lb)	$3.77 €3.35	$3.09 KZT1,401.59	-17.9%
Apples (1 lb)	$0.72 €0.64	$0.86 KZT387.73	+18.2%
Bananas (1 lb)	$0.78 €0.69	$1.06 KZT481.68	+36.5%
Oranges (1 lb)	$0.80 €0.71	$1.37 KZT621.58	+72.2%
Tomatoes (1 lb)	$1.30 €1.15	$1.34 KZT605.34	+3.0%
Potatoes (1 lb)	$0.44 €0.39	$0.35 KZT160.60	-19.0%
Onions (1 lb)	$0.49 €0.44	$0.26 KZT119.25	-46.7%
Average			+2.2%

Tivat vs. Almaty - Cost of groceries

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pay 44.2% less for transportation

	Tivat	Almaty
Gasoline (1 gallon)	$6.62 €5.89	$2.64 KZT1,198.22	-60.0%
Monthly public transit pass	$39.19 €34.88	$22.15 KZT10,036.82	-43.5%
New Volkswagen Golf 1.4 (standard edition)	$29,113.12 €25,911.73	$22,370.46 KZT10M	-23.2%
Taxi trip in downtown area (5 miles)	$10.08 €8.97	$6.71 KZT3,041.46	-33.4%
Average			-44.2%

Tivat vs. Almaty - Cost of transportation

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pay 26.0% less for housing

	Tivat	Almaty
Internet connection 50 mbps or faster, cable/dsl	$33.59 €29.90	$18.11 KZT8,207.89	-46.1%
1-Bedroom apartment in downtown area	$884.37 €787.12	$802.28 KZT364K	-9.3%
1-Bedroom apartment outside city center	$802.01 €713.82	$513.47 KZT233K	-36.0%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$98.73 €87.87	$69.56 KZT31,526.07	-29.5%
Average			-26.0%

Tivat vs. Almaty - Cost of housing

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pay 37.8% more for childcare

	Tivat	Almaty
Private preschool for 1 child, monthly	$401.24 €357.12	$456.34 KZT207K	+13.7%
Middle school for 1 child, two semesters	$7,315.61 €6,511.15	$12,216.13 KZT6M	+67.0%
Average			+37.8%

Tivat vs. Almaty - Cost of childcare

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pay 17.7% more for entertainment and sports

	Tivat	Almaty
Domestic/local beer (1 pint)	$3.08 €2.74	$3.24 KZT1,470.04	+5.3%
Cappuccino in mid-range area	$2.17 €1.94	$3.30 KZT1,497.69	+52.0%
Pack of cigarettes Marlboro or similar	$4.37 €3.89	$2.63 KZT1,191.24	-39.8%
Monthly membership at local gym	$47.59 €42.36	$70.49 KZT31,945.91	+48.1%
Movie ticket to theater/cinema	$6.16 €5.48	$6.71 KZT3,041.46	+9.0%
Average			+17.7%

Tivat vs. Almaty - Cost of entertainment and sports

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pay 26.1% more for clothing

	Tivat	Almaty
Regular jeans Levi's brand	$87.34 €77.74	$96.07 KZT43,537.96	+10.0%
Regular dress from H&M or similar store	$39.19 €34.88	$47.45 KZT21,502.09	+21.1%
Running shoes Nike or Adidas	$97.42 €86.70	$145.68 KZT66,021.45	+49.5%
Men's business shoes (leather)	$105.75 €94.12	$134.22 KZT60,829.24	+26.9%
Average			+26.1%

Tivat vs. Almaty - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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