Cost of living comparison

Kazakhstan

compared to

Montenegro

Tivat vs. Almaty Cost of Living Summary

Tivat is 16.4% more expensive than Almaty.

Restaurants: pay 9.2% more in Tivat
Groceries: pay 2.2% less in Tivat
Transportation: pay 79.2% more in Tivat
Housing: pay 35.1% more in Tivat
Childcare: pay 27.4% less in Tivat
Entertainment and Sports: pay 15.0% less in Tivat
Clothing: pay 20.7% less in Tivat

The cost of transportation, housing, and restaurants in Tivat are more expensive than in Almaty. Expenses including childcare, clothing, entertainment and sports, and groceries are lower in Tivat. Notably, transportation is significantly more expensive in Tivat.

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Tivat vs. Almaty Cost Breakdown

If you lived in Tivat instead of Almaty, you would:

Display currency: USD

pay 9.2% more for restaurants

	Almaty	Tivat
Basic meal with drink at inexpensive restaurant	$13.42 KZT6,082.92	$11.20 €9.97	-16.6%
Fast food combo meal McDonalds, or similar	$8.95 KZT4,055.28	$10.64 €9.47	+18.9%
Bottle of Coca-Cola (11 fl. oz)	$1.36 KZT615.44	$2.55 €2.27	+88.0%
Bottle of water (11 fl. oz)	$0.91 KZT410.90	$1.43 €1.27	+57.7%
Average			+9.2%

Almaty vs. Tivat - Cost of restaurants

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pay 2.2% less for groceries

	Almaty	Tivat
Bread 1 loaf	$0.94 KZT425.21	$1.06 €0.95	+13.4%
Local cheese (8 oz)	$6.46 KZT2,925.52	$4.34 €3.86	-32.8%
Milk (1 gallon)	$6.48 KZT2,938.79	$4.90 €4.36	-24.5%
Eggs 1 dozen	$2.45 KZT1,109.97	$3.39 €3.02	+38.4%
Boneless chicken breast (1 lb)	$3.09 KZT1,401.59	$3.77 €3.35	+21.7%
Apples (1 lb)	$0.86 KZT387.73	$0.72 €0.64	-15.4%
Bananas (1 lb)	$1.06 KZT481.68	$0.78 €0.69	-26.7%
Oranges (1 lb)	$1.37 KZT621.58	$0.80 €0.71	-41.9%
Tomatoes (1 lb)	$1.34 KZT605.34	$1.30 €1.15	-2.9%
Potatoes (1 lb)	$0.35 KZT160.60	$0.44 €0.39	+23.4%
Onions (1 lb)	$0.26 KZT119.25	$0.49 €0.44	+87.6%
Average			-2.2%

Almaty vs. Tivat - Cost of groceries

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pay 79.2% more for transportation

	Almaty	Tivat
Gasoline (1 gallon)	$2.64 KZT1,198.22	$6.62 €5.89	+150.3%
Monthly public transit pass	$22.15 KZT10,036.82	$39.19 €34.88	+77.0%
New Volkswagen Golf 1.4 (standard edition)	$22,370.46 KZT10M	$29,113.12 €25,911.73	+30.1%
Taxi trip in downtown area (5 miles)	$6.71 KZT3,041.46	$10.08 €8.97	+50.2%
Average			+79.2%

Almaty vs. Tivat - Cost of transportation

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pay 35.1% more for housing

	Almaty	Tivat
Internet connection 50 mbps or faster, cable/dsl	$18.11 KZT8,207.89	$33.59 €29.90	+85.5%
1-Bedroom apartment in downtown area	$802.28 KZT364K	$884.37 €787.12	+10.2%
1-Bedroom apartment outside city center	$513.47 KZT233K	$802.01 €713.82	+56.2%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$69.56 KZT31,526.07	$98.73 €87.87	+41.9%
Average			+35.1%

Almaty vs. Tivat - Cost of housing

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pay 27.4% less for childcare

	Almaty	Tivat
Private preschool for 1 child, monthly	$456.34 KZT207K	$401.24 €357.12	-12.1%
Middle school for 1 child, two semesters	$12,216.13 KZT6M	$7,315.61 €6,511.15	-40.1%
Average			-27.4%

Almaty vs. Tivat - Cost of childcare

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pay 15.0% less for entertainment and sports

	Almaty	Tivat
Domestic/local beer (1 pint)	$3.24 KZT1,470.04	$3.08 €2.74	-5.1%
Cappuccino in mid-range area	$3.30 KZT1,497.69	$2.17 €1.94	-34.2%
Pack of cigarettes Marlboro or similar	$2.63 KZT1,191.24	$4.37 €3.89	+66.1%
Monthly membership at local gym	$70.49 KZT31,945.91	$47.59 €42.36	-32.5%
Movie ticket to theater/cinema	$6.71 KZT3,041.46	$6.16 €5.48	-8.2%
Average			-15.0%

Almaty vs. Tivat - Cost of entertainment and sports

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pay 20.7% less for clothing

	Almaty	Tivat
Regular jeans Levi's brand	$96.07 KZT43,537.96	$87.34 €77.74	-9.1%
Regular dress from H&M or similar store	$47.45 KZT21,502.09	$39.19 €34.88	-17.4%
Running shoes Nike or Adidas	$145.68 KZT66,021.45	$97.42 €86.70	-33.1%
Men's business shoes (leather)	$134.22 KZT60,829.24	$105.75 €94.12	-21.2%
Average			-20.7%

Almaty vs. Tivat - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

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