Cost of living comparison

compared to

Toronto vs. Saginaw Cost of Living Summary

Toronto is 19.7% more expensive than Saginaw.

Restaurants
pay 3.7% less in Toronto
Groceries
pay 0.5% more in Toronto
Transportation
pay 19.4% more in Toronto
Housing
pay 50.4% more in Toronto
Childcare
pay 10.6% less in Toronto
Entertainment and Sports
pay 4.4% more in Toronto
Clothing
pay 24.2% more in Toronto

The cost of housing, clothing, transportation, entertainment and sports, and groceries in Toronto are more expensive than in Saginaw. Expenses including childcare and restaurants are lower in Toronto.

Toronto vs. Saginaw Cost Breakdown

If you lived in Toronto instead of Saginaw, you would:

pay 3.7% less for restaurants

 
Saginaw
Toronto
Basic meal with drink at inexpensive restaurant $20.00
 
$17.53
CA$24.75
Fast food combo meal
McDonalds, or similar
$10.00
 
$10.52
CA$14.85
Bottle of Coca-Cola (11 fl. oz) $2.19
 
$2.08
CA$2.93

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pay 0.5% more for groceries

 
Saginaw
Toronto
Bread
1 loaf
$3.32
 
$2.74
CA$3.87
Local cheese (8 oz) $5.57
 
$4.56
CA$6.44
Milk (1 gallon) $3.48
 
$9.44
CA$13.33

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pay 19.4% more for transportation

 
Saginaw
Toronto
Gasoline (1 gallon) $3.92
 
$4.68
CA$6.60
Monthly public transit pass $40.00
 
$109.41
CA$154.46
New Volkswagen Golf 1.4 (standard edition) $36,168.00
 
$27,760.48
CA$39,188.08

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pay 50.4% more for housing

 
Saginaw
Toronto
Internet connection
50 mbps or faster, cable/dsl
$40.00
 
$47.87
CA$67.57
1-Bedroom apartment in downtown area $839.50
 
$1,584.56
CA$2,236.84
1-Bedroom apartment outside city center $849.50
 
$1,416.89
CA$2,000.15

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pay 10.6% less for childcare

 
Saginaw
Toronto
Private preschool for 1 child, monthly $1,700.00
 
$824.14
CA$1,163.40
Middle school for 1 child, two semesters $14,250.00
 
$23,500.21
CA$33,174.07

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pay 4.4% more for entertainment and sports

 
Saginaw
Toronto
Domestic/local beer (1 pint) $5.00
 
$6.31
CA$8.91
Cappuccino in mid-range area $5.38
 
$3.97
CA$5.61
Pack of cigarettes
Marlboro or similar
$10.00
 
$14.03
CA$19.80

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pay 24.2% more for clothing

 
Saginaw
Toronto
Regular jeans
Levi's brand
$45.00
 
$51.64
CA$72.90
Regular dress
from H&M or similar store
$40.00
 
$39.51
CA$55.77
Running shoes
Nike or Adidas
$72.50
 
$98.10
CA$138.48

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

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