Waterloo vs. Ho Chi Minh City Cost of Living Summary

Waterloo is 83.1% more expensive than Ho Chi Minh City.

Restaurants
pay 4.6 times more in Waterloo
Groceries
pay 69.7% more in Waterloo
Transportation
pay 28.8% more in Waterloo
Housing
pay 93.5% more in Waterloo
Childcare
pay 97.7% more in Waterloo
Entertainment and Sports
pay 2.9 times more in Waterloo
Clothing
pay 44.9% less in Waterloo

The cost of restaurants, entertainment and sports, childcare, housing, groceries, and transportation in Waterloo are more expensive than in Ho Chi Minh City. Notably, restaurants, entertainment and sports, and childcare are significantly more expensive in Waterloo.

Waterloo vs. Ho Chi Minh City Cost Breakdown

If you lived in Waterloo instead of Ho Chi Minh City, you would:

pay 4.6 times more for restaurants

 
Ho Chi Minh City
Waterloo
Basic meal with drink at inexpensive restaurant $1.92
₫49,427
$16.00
 
Fast food combo meal
McDonalds, or similar
$4.62
₫119K
$9.00
 
Bottle of Coca-Cola (11 fl. oz) $0.54
₫13,793
$2.65
 

Improve prices ·

pay 69.7% more for groceries

 
Ho Chi Minh City
Waterloo
Bread
1 loaf
$1.08
₫27,617
$2.37
 
Local cheese (8 oz) $6.05
₫155K
$6.61
 
Milk (1 gallon) $6.13
₫157K
$3.64
 

Improve prices ·

pay 28.8% more for transportation

 
Ho Chi Minh City
Waterloo
Gasoline (1 gallon) $3.55
₫91,204
$3.74
 
Monthly public transit pass $11.55
₫297K
??
New Volkswagen Golf 1.4 (standard edition) $30,715.02
₫789M
$35,957.00
 

Improve prices ·

pay 93.5% more for housing

 
Ho Chi Minh City
Waterloo
Internet connection
50 mbps or faster, cable/dsl
$10.46
₫269K
$60.00
 
1-Bedroom apartment in downtown area $585.86
₫15M
$851.67
 
1-Bedroom apartment outside city center $297.81
₫8M
$746.50
 

Improve prices ·

pay 97.7% more for childcare

 
Ho Chi Minh City
Waterloo
Private preschool for 1 child, monthly $438.36
₫11M
$1,722.92
 
Middle school for 1 child, two semesters $23,561.82
₫605M
$23,429.75
 

Improve prices ·

pay 2.9 times more for entertainment and sports

 
Ho Chi Minh City
Waterloo
Domestic/local beer (1 pint) $1.03
₫26,545
$4.00
 
Cappuccino in mid-range area $1.81
₫46,596
$5.73
 
Pack of cigarettes
Marlboro or similar
$1.23
₫31,633
$8.11
 

Improve prices ·

pay 44.9% less for clothing

 
Ho Chi Minh City
Waterloo
Regular jeans
Levi's brand
$51.59
₫1M
$20.00
 
Regular dress
from H&M or similar store
$34.61
₫889K
$15.00
 
Running shoes
Nike or Adidas
$91.59
₫2M
$59.50
 

Improve prices ·

We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated November 2026). How we calculate this

Share this

Compare countries by overall cost of living

See the cost of living in Vietnam vs. United States. This provides a comparison of the average cost of living from cities within Vietnam and United States.

Help us improve these prices

MyLifeElsewhere is a collaborative project. Please enter price information for your location to help assist us in making these comparisons more accurate. Learn more

Ask the Elsewhere Community

Join the Elsewhere community and ask a question about Waterloo or Ho Chi Minh City. It's a free, question-and-answer based forum to discuss what life is like in countries and cities around the world.