Cost of living comparison

Ghana

compared to

Montenegro

Montenegro vs. Ghana Cost of Living Summary

Montenegro is 44.4% more expensive than Ghana overall.

Restaurants: pay 61.9% more in Montenegro
Groceries: pay 23.9% less in Montenegro
Transportation: pay 72.7% more in Montenegro
Housing: pay 90.3% more in Montenegro
Childcare: pay 11.4% less in Montenegro
Entertainment and Sports: pay 2.7% less in Montenegro
Clothing: pay 2.9 times more in Montenegro

The cost of clothing, housing, transportation, and restaurants in Montenegro are more expensive than in Ghana. Expenses including groceries, childcare, and entertainment and sports are lower in Montenegro. Notably, clothing and housing are significantly more expensive in Montenegro.

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Montenegro vs. Ghana Cost Breakdown

If you lived in Montenegro instead of Ghana, you would:

Display currency: USD

pay 61.9% more for restaurants

	Ghana	Montenegro
Basic meal with drink at inexpensive restaurant	$6.07 GHS71.01	$11.20 €9.97	+84.4%
Fast food combo meal McDonalds, or similar	$10.34 GHS120.88	$9.63 €8.57	-6.9%
Bottle of Coca-Cola (11 fl. oz)	$1.03 GHS12.06	$2.30 €2.05	+123.1%
Bottle of water (11 fl. oz)	$0.33 GHS3.89	$1.50 €1.34	+352.4%
Average			+61.9%

Ghana vs. Montenegro - Cost of restaurants

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pay 23.9% less for groceries

	Ghana	Montenegro
Bread 1 loaf	$1.60 GHS18.73	$1.00 €0.89	-37.8%
Local cheese (8 oz)	$3.61 GHS42.18	$4.31 €3.84	+19.6%
Milk (1 gallon)	$10.84 GHS126.83	$4.59 €4.08	-57.7%
Eggs 1 dozen	$2.41 GHS28.24	$3.07 €2.73	+27.2%
Boneless chicken breast (1 lb)	$2.24 GHS26.16	$3.53 €3.14	+57.7%
Apples (1 lb)	$1.19 GHS13.93	$0.61 €0.55	-48.4%
Bananas (1 lb)	$0.66 GHS7.74	$0.74 €0.66	+12.1%
Oranges (1 lb)	$0.72 GHS8.40	$0.68 €0.61	-5.4%
Tomatoes (1 lb)	$1.37 GHS16.05	$1.14 €1.01	-17.1%
Potatoes (1 lb)	$1.18 GHS13.76	$0.41 €0.37	-65.1%
Onions (1 lb)	$1.01 GHS11.85	$0.50 €0.45	-50.6%
Average			-23.9%

Ghana vs. Montenegro - Cost of groceries

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pay 72.7% more for transportation

	Ghana	Montenegro
Gasoline (1 gallon)	$4.51 GHS52.77	$6.55 €5.83	+45.2%
Monthly public transit pass	$33.70 GHS394.11	$36.79 €32.75	+9.2%
New Volkswagen Golf 1.4 (standard edition)	$8,000.00 GHS93,560.46	$29,365.51 €26,136.36	+267.1%
Taxi trip in downtown area (5 miles)	$9.45 GHS110.48	$9.81 €8.74	+3.9%
Average			+72.7%

Ghana vs. Montenegro - Cost of transportation

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pay 90.3% more for housing

	Ghana	Montenegro
Internet connection 50 mbps or faster, cable/dsl	$55.08 GHS644.17	$31.12 €27.69	-43.5%
1-Bedroom apartment in downtown area	$402.26 GHS4,704.48	$612.92 €545.52	+52.4%
1-Bedroom apartment outside city center	$173.60 GHS2,030.21	$466.81 €415.48	+168.9%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$48.88 GHS571.61	$100.23 €89.21	+105.1%
Average			+90.3%

Ghana vs. Montenegro - Cost of housing

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pay 11.4% less for childcare

	Ghana	Montenegro
Private preschool for 1 child, monthly	$364.68 GHS4,264.91	$358.02 €318.65	-1.8%
Middle school for 1 child, two semesters	$8,885.07 GHS104K	$7,100.06 €6,319.31	-20.1%
Average			-11.4%

Ghana vs. Montenegro - Cost of childcare

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pay 2.7% less for entertainment and sports

	Ghana	Montenegro
Domestic/local beer (1 pint)	$1.98 GHS23.19	$2.94 €2.62	+48.2%
Cappuccino in mid-range area	$3.51 GHS41.02	$2.53 €2.25	-27.9%
Pack of cigarettes Marlboro or similar	$1.55 GHS18.14	$4.18 €3.72	+169.3%
Monthly membership at local gym	$41.32 GHS483.24	$43.64 €38.84	+5.6%
Movie ticket to theater/cinema	$11.28 GHS131.92	$6.10 €5.43	-45.9%
Average			-2.7%

Ghana vs. Montenegro - Cost of entertainment and sports

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pay 2.9 times more for clothing

	Ghana	Montenegro
Regular jeans Levi's brand	$13.69 GHS160.11	$84.85 €75.52	+519.8%
Regular dress from H&M or similar store	$17.35 GHS202.88	$37.05 €32.98	+113.6%
Running shoes Nike or Adidas	$38.24 GHS447.24	$86.45 €76.94	+126.1%
Men's business shoes (leather)	$45.55 GHS532.67	$110.29 €98.17	+142.2%
Average			+191.8%

Ghana vs. Montenegro - Cost of clothing

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We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

Compare further: Ghana vs. Montenegro

Salary Calculator · Free tool

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Quality of Life Comparison · 23 statistics

Be 4.6 times more likely to be unemployed in Montenegro

Size Comparison · See true size

Ghana is about 17 times bigger than Montenegro.

Moving from Ghana to Montenegro · Cost, visas & climate

Compare cost of living, salary and climate.

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