Cost of living comparison

Ghana

compared to

Montenegro

Podgorica vs. Accra Cost of Living Summary

Podgorica is 14.7% more expensive than Accra.

Restaurants: pay 38.5% more in Podgorica
Groceries: pay 33.5% less in Podgorica
Transportation: pay 52.9% more in Podgorica
Housing: pay 31.5% more in Podgorica
Childcare: pay 46.2% less in Podgorica
Entertainment and Sports: pay 22.2% less in Podgorica
Clothing: pay 3.0 times more in Podgorica

The cost of clothing, transportation, restaurants, and housing in Podgorica are more expensive than in Accra. Expenses including childcare, groceries, and entertainment and sports are lower in Podgorica. Notably, clothing is significantly more expensive in Podgorica.

Planning a move to Montenegro? Get up to 5 free, no-obligation quotes from vetted international movers. Get free quotes →

Podgorica vs. Accra Cost Breakdown

If you lived in Podgorica instead of Accra, you would:

Display currency: USD

pay 38.5% more for restaurants

	Accra	Podgorica
Basic meal with drink at inexpensive restaurant	$7.98 GHS93.33	$11.20 €9.97	+40.3%
Fast food combo meal McDonalds, or similar	$10.34 GHS120.88	$10.64 €9.47	+2.9%
Bottle of Coca-Cola (11 fl. oz)	$1.56 GHS18.22	$2.55 €2.27	+63.9%
Bottle of water (11 fl. oz)	$0.46 GHS5.37	$1.43 €1.27	+211.5%
Average			+38.5%

Accra vs. Podgorica - Cost of restaurants

Improve prices · Change currency (USD)

pay 33.5% less for groceries

	Accra	Podgorica
Bread 1 loaf	$1.63 GHS19.03	$0.98 €0.87	-40.0%
Local cheese (8 oz)	$5.91 GHS69.08	$4.33 €3.85	-26.8%
Milk (1 gallon)	$13.71 GHS160.33	$4.90 €4.36	-64.3%
Eggs 1 dozen	$2.62 GHS30.70	$3.50 €3.12	+33.4%
Boneless chicken breast (1 lb)	$3.26 GHS38.13	$3.77 €3.35	+15.5%
Apples (1 lb)	$1.66 GHS19.36	$0.72 €0.64	-56.3%
Bananas (1 lb)	$0.64 GHS7.51	$0.76 €0.68	+18.5%
Oranges (1 lb)	$0.81 GHS9.50	$0.80 €0.71	-1.9%
Tomatoes (1 lb)	$1.62 GHS18.97	$1.07 €0.95	-34.0%
Potatoes (1 lb)	$1.23 GHS14.34	$0.44 €0.39	-64.3%
Onions (1 lb)	$1.22 GHS14.24	$0.47 €0.42	-61.1%
Average			-33.5%

Accra vs. Podgorica - Cost of groceries

Improve prices · Change currency (USD)

pay 52.9% more for transportation

	Accra	Podgorica
Gasoline (1 gallon)	$4.98 GHS58.28	$7.02 €6.25	+40.8%
Monthly public transit pass	$40.19 GHS469.97	$33.59 €29.90	-16.4%
New Volkswagen Golf 1.4 (standard edition)	$8,000.00 GHS93,560.46	$30,517.27 €27,161.47	+281.5%
Taxi trip in downtown area (5 miles)	$11.84 GHS138.52	$7.03 €6.25	-40.7%
Average			+52.9%

Accra vs. Podgorica - Cost of transportation

Improve prices · Change currency (USD)

pay 31.5% more for housing

	Accra	Podgorica
Internet connection 50 mbps or faster, cable/dsl	$42.44 GHS496.28	$31.80 €28.30	-25.1%
1-Bedroom apartment in downtown area	$677.62 GHS7,924.86	$639.89 €569.53	-5.6%
1-Bedroom apartment outside city center	$277.40 GHS3,244.17	$489.46 €435.64	+76.4%
Utilities for two (700 sq ft apartment) including electric, gas, water, heating	$56.06 GHS655.60	$98.01 €87.24	+74.8%
Average			+31.5%

Accra vs. Podgorica - Cost of housing

Improve prices · Change currency (USD)

pay 46.2% less for childcare

	Accra	Podgorica
Private preschool for 1 child, monthly	$462.41 GHS5,407.96	$340.96 €303.47	-26.3%
Middle school for 1 child, two semesters	$18,630.20 GHS218K	$7,315.61 €6,511.15	-60.7%
Average			-46.2%

Accra vs. Podgorica - Cost of childcare

Improve prices · Change currency (USD)

pay 22.2% less for entertainment and sports

	Accra	Podgorica
Domestic/local beer (1 pint)	$1.85 GHS21.59	$3.08 €2.74	+66.8%
Cappuccino in mid-range area	$4.40 GHS51.49	$2.17 €1.94	-50.6%
Pack of cigarettes Marlboro or similar	$2.54 GHS29.68	$4.37 €3.89	+72.1%
Monthly membership at local gym	$71.09 GHS831.35	$48.15 €42.85	-32.3%
Movie ticket to theater/cinema	$12.69 GHS148.41	$6.44 €5.73	-49.3%
Average			-22.2%

Accra vs. Podgorica - Cost of entertainment and sports

Improve prices · Change currency (USD)

pay 3.0 times more for clothing

	Accra	Podgorica
Regular jeans Levi's brand	$14.19 GHS165.96	$87.34 €77.74	+515.5%
Regular dress from H&M or similar store	$18.41 GHS215.27	$46.28 €41.19	+151.4%
Running shoes Nike or Adidas	$36.21 GHS423.52	$97.42 €86.70	+169.0%
Men's business shoes (leather)	$52.46 GHS613.49	$105.75 €94.12	+101.6%
Average			+202.7%

Accra vs. Podgorica - Cost of clothing

Improve prices · Change currency (USD)

We average the price of thousands of data points entered by users across the world. Sources: MyLifeElsewhere's cost-of-living dataset (prices updated October 2026). How we calculate this

Compare further: Accra vs. Podgorica

Salary Calculator · Free tool

What salary would you need in Podgorica?

More cost comparisons

Accra vs.

Sydney

Accra vs.

Lima

Accra vs.

Rome

Accra vs.

Reykjavik

Accra vs.

Paris

Accra vs.

Madrid

Accra vs.

Warsaw

Accra vs.

Toronto

Share this

Compare countries by overall cost of living

See the cost of living in Ghana vs. Montenegro. This provides a comparison of the average cost of living from cities within Ghana and Montenegro.

Help us improve these prices

MyLifeElsewhere is a collaborative project. Please enter price information for your location to help assist us in making these comparisons more accurate. Learn more

Add prices for Accra

Add prices for Podgorica

Ask the Elsewhere Community

Join the Elsewhere community and ask a question about Podgorica or Accra. It's a free, question-and-answer based forum to discuss what life is like in countries and cities around the world.