Moving to Maryland from Washington

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What to Expect

A comprehensive look at what changes when you move from Washington to Maryland — from daily expenses to quality of life.

If you moved from Washington to Maryland, you would find that Maryland is 2.4% more expensive than Washington. A $75,000 salary in Washington would need to be roughly $76,025 in Maryland to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Washington to Maryland.

What does your salary buy?

$75,000 $76,025

To maintain the same standard of living in Maryland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 7.5% less

Groceries

pay 15.4% more

Transportation

pay 0.1% less

Housing

pay 6.4% less

Childcare

pay 16.4% more

Entertainment and Sports

pay 5.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 6% less than cities in Washington.

Washington

Seattle 84%
Bellevue 81%
Redmond 79%

Maryland

Bethesda 71%

Compare cities head-to-head

Key Indicator Comparison

How Washington and Maryland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

WA
349
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

WA
2819
MD
2043

Washington generally does better on safety, though Maryland leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

WA
6.1%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

WA
31.1%
MD
33.4%

Washington generally does better on health & wellbeing, though Maryland leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

WA
$519,800
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

WA
$1,682
MD
$1,662

Maryland performs significantly better than Washington across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

WA
93.1%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

WA
27 min
MD
32 min

Washington performs better than Maryland across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

WA
5.3%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

WA
$87,768
MD
$69,127

Maryland generally does better on employment & economy, though Washington leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

WA
79.2 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

WA
26%
MD
29%

Washington generally does better on family life, though Maryland leads in bachelor's degree or higher.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Olympia Rain: 50.0 in/yr (1270 mm)
60° / 41°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Olympia Annapolis
Jan–Mar 50°/34°F (10°/1°C) 50°/33°F (10°/0°C)
Apr–Jun 65°/43°F (18°/6°C) 77°/57°F (25°/14°C)
Jul–Sep 76°/49°F (24°/10°C) 86°/69°F (30°/20°C)
Oct–Dec 51°/36°F (11°/2°C) 59°/42°F (15°/6°C)
View all months
Month Olympia Annapolis
Jan 46°/34°F (7.7°/0.9°C) 44°/29°F (6.9°/-1.6°C)
Feb 49°/33°F (9.6°/0.4°C) 48°/31°F (9.0°/-0.5°C)
Mar 54°/35°F (12.2°/1.7°C) 57°/38°F (13.7°/3.5°C)
Apr 59°/38°F (14.9°/3.2°C) 68°/47°F (20.1°/8.6°C)
May 65°/43°F (18.5°/6.2°C) 77°/57°F (25.0°/13.7°C)
Jun 71°/48°F (21.4°/8.7°C) 86°/67°F (29.8°/19.2°C)
Jul 77°/51°F (24.9°/10.4°C) 89°/71°F (31.9°/21.9°C)
Aug 78°/51°F (25.4°/10.3°C) 87°/71°F (30.8°/21.4°C)
Sep 72°/46°F (22.1°/7.8°C) 81°/64°F (27.2°/17.6°C)
Oct 60°/40°F (15.7°/4.7°C) 69°/52°F (20.7°/10.9°C)
Nov 50°/36°F (10.1°/2.4°C) 59°/42°F (14.9°/5.3°C)
Dec 44°/33°F (6.8°/0.3°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Washington?

Headline costs are within a few percent between Maryland and Washington; rent and dining are where you'll actually feel differences.

How much money do I need to move to Maryland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $19,006 in Maryland for everyday spending, before movers, a truck rental, and a rental deposit.

Is Maryland safe?

Washington generally does better on safety, though Maryland leads in property crime rate.

How is healthcare in Maryland compared to Washington?

Washington generally does better on health & wellbeing, though Maryland leads in uninsured rate.

What's the weather like in Maryland compared to Washington?

The average high temperature in Annapolis is 68°F, compared to 60°F in Olympia. Annapolis receives around 47.3 in of rainfall per year, while Olympia gets 50.0 in.

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