Moving to Montana from Virginia

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What to Expect

A comprehensive look at what changes when you move from Virginia to Montana — from daily expenses to quality of life.

If you moved from Virginia to Montana, you would find that Montana is 5.7% cheaper than Virginia. A $75,000 salary in Virginia would need to be roughly $68,579 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 70°F in Richmond, making it significantly cooler.

How Far Will Your Money Go?

How your spending power changes when you relocate from Virginia to Montana.

What does your salary buy?

$75,000 $68,579

To maintain the same standard of living in Montana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 1.4% less

Groceries

pay 11.7% less

Transportation

pay 10.7% less

Childcare

pay 18.2% less

Entertainment and Sports

pay 4.8% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 5% less than cities in Virginia.

Virginia

Fairfax 75%
Roanoke 53%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

How Virginia and Montana stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VA
232
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VA
1628
MT
1815

Virginia performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

VA
6.7%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

VA
35.3%
MT
31.8%

Virginia generally does better on health & wellbeing, though Montana leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

VA
$360,700
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

VA
$1,514
MT
$1,031

Montana performs significantly better than Virginia across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

VA
90.1%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

VA
28 min
MT
19 min

Virginia generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

VA
3.4%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

VA
$69,111
MT
$52,945

Virginia performs better than Montana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

VA
77.6 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

VA
28%
MT
23%

Virginia performs better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Richmond Rain: 43.6 in/yr (1108 mm)
70° / 48°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Richmond Helena
Jan–Mar 53°/32°F (12°/0°C) 40°/18°F (4°/-8°C)
Apr–Jun 78°/55°F (26°/13°C) 67°/41°F (19°/5°C)
Jul–Sep 86°/65°F (30°/19°C) 81°/50°F (27°/10°C)
Oct–Dec 61°/39°F (16°/4°C) 45°/22°F (7°/-6°C)
View all months
Month Richmond Helena
Jan 47°/28°F (8.6°/-2.1°C) 33°/13°F (0.7°/-10.6°C)
Feb 51°/31°F (10.7°/-0.8°C) 39°/17°F (3.7°/-8.4°C)
Mar 60°/37°F (15.6°/2.8°C) 48°/24°F (9.0°/-4.3°C)
Apr 70°/46°F (21.3°/7.8°C) 58°/32°F (14.3°/0.1°C)
May 78°/55°F (25.5°/12.8°C) 67°/41°F (19.5°/4.9°C)
Jun 86°/65°F (30.1°/18.1°C) 76°/49°F (24.3°/9.2°C)
Jul 90°/69°F (32.1°/20.5°C) 86°/54°F (29.8°/12.4°C)
Aug 88°/67°F (30.9°/19.7°C) 85°/52°F (29.2°/11.2°C)
Sep 81°/60°F (27.3°/15.6°C) 73°/43°F (22.6°/6.2°C)
Oct 71°/48°F (21.7°/9.1°C) 59°/33°F (14.8°/0.3°C)
Nov 61°/39°F (16.3°/4.1°C) 43°/22°F (6.2°/-5.6°C)
Dec 51°/31°F (10.4°/-0.3°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Virginia?

Generally yes: Montana runs about 9% cheaper than Virginia on average, though it depends heavily on the city.

How much money do I need to move to Montana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,145 in Montana for everyday spending, before movers, a truck rental, and a rental deposit.

Is Montana safe?

Virginia performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Virginia?

Virginia generally does better on health & wellbeing, though Montana leads in adult obesity rate.

What's the weather like in Montana compared to Virginia?

The average high temperature in Helena is 58°F, compared to 70°F in Richmond. Helena receives around 11.2 in of rainfall per year, while Richmond gets 43.6 in.

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