Moving to Maryland from Virginia

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What to Expect

A comprehensive look at what changes when you move from Virginia to Maryland — from daily expenses to quality of life.

If you moved from Virginia to Maryland, you would find that Maryland is 0.6% more expensive than Virginia. A $75,000 salary in Virginia would need to be roughly $74,294 in Maryland to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Virginia to Maryland.

What does your salary buy?

$75,000 $74,294

To maintain the same standard of living in Maryland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 7.5% less

Groceries

pay 2.7% more

Transportation

pay 4.4% more

Housing

pay 3.4% less

Childcare

pay 7.7% more

Entertainment and Sports

pay 0.8% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 4% more than cities in Virginia.

Virginia

Fairfax 75%
Roanoke 53%

Maryland

Bethesda 71%

Compare cities head-to-head

Key Indicator Comparison

How Virginia and Maryland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VA
232
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

VA
1628
MD
2043

Virginia performs better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

VA
6.7%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

VA
35.3%
MD
33.4%

Maryland performs significantly better than Virginia across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

VA
$360,700
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

VA
$1,514
MD
$1,662

Virginia generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

VA
90.1%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

VA
28 min
MD
32 min

Virginia generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

VA
3.4%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

VA
$69,111
MD
$69,127

Maryland generally does better on employment & economy, though Virginia leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

VA
77.6 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

VA
28%
MD
29%

Virginia generally does better on family life, though Maryland leads in bachelor's degree or higher.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Richmond Rain: 43.6 in/yr (1108 mm)
70° / 48°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Richmond Annapolis
Jan–Mar 53°/32°F (12°/0°C) 50°/33°F (10°/0°C)
Apr–Jun 78°/55°F (26°/13°C) 77°/57°F (25°/14°C)
Jul–Sep 86°/65°F (30°/19°C) 86°/69°F (30°/20°C)
Oct–Dec 61°/39°F (16°/4°C) 59°/42°F (15°/6°C)
View all months
Month Richmond Annapolis
Jan 47°/28°F (8.6°/-2.1°C) 44°/29°F (6.9°/-1.6°C)
Feb 51°/31°F (10.7°/-0.8°C) 48°/31°F (9.0°/-0.5°C)
Mar 60°/37°F (15.6°/2.8°C) 57°/38°F (13.7°/3.5°C)
Apr 70°/46°F (21.3°/7.8°C) 68°/47°F (20.1°/8.6°C)
May 78°/55°F (25.5°/12.8°C) 77°/57°F (25.0°/13.7°C)
Jun 86°/65°F (30.1°/18.1°C) 86°/67°F (29.8°/19.2°C)
Jul 90°/69°F (32.1°/20.5°C) 89°/71°F (31.9°/21.9°C)
Aug 88°/67°F (30.9°/19.7°C) 87°/71°F (30.8°/21.4°C)
Sep 81°/60°F (27.3°/15.6°C) 81°/64°F (27.2°/17.6°C)
Oct 71°/48°F (21.7°/9.1°C) 69°/52°F (20.7°/10.9°C)
Nov 61°/39°F (16.3°/4.1°C) 59°/42°F (14.9°/5.3°C)
Dec 51°/31°F (10.4°/-0.3°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Virginia?

Headline costs are within a few percent between Maryland and Virginia; rent and dining are where you'll actually feel differences.

How much money do I need to move to Maryland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $18,574 in Maryland for everyday spending, before movers, a truck rental, and a rental deposit.

Is Maryland safe?

Virginia performs better than Maryland across all safety metrics.

How is healthcare in Maryland compared to Virginia?

Maryland performs significantly better than Virginia across all health & wellbeing metrics.

What's the weather like in Maryland compared to Virginia?

The average high temperature in Annapolis is 68°F, compared to 70°F in Richmond. Annapolis receives around 47.3 in of rainfall per year, while Richmond gets 43.6 in.

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