Moving to Montenegro from Texas

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What to Expect

Considering a move from Texas to Montenegro? Here's how the two compare on cost, climate, safety, and more.

If you moved from Texas to Montenegro, you would find that Montenegro is 26.5% cheaper than Texas. A $75,000 salary in Texas would need to be roughly €52,167 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. Expect a noticeable climate shift — Podgorica averages 69°F vs 79°F in Austin, making it significantly cooler.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Texas and Montenegro.

What does your salary buy?

$75,000 €52,167

To maintain the same standard of living in Montenegro

Calculate with your salary →

How key spending categories compare

Restaurants

pay 19.9% less

Groceries

pay 31.4% less

Transportation

pay 10.2% more

Housing

pay 48.6% less

Childcare

pay 66.8% less

Entertainment and Sports

pay 39.0% less

See full cost of living breakdown
Exchange rate: 1 USD = 0.8717 EUR (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 30% less than cities in Texas.

Texas

Dallas 68%
Plano 64%
Houston 63%

Montenegro

Tivat 45%
Bar 42%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from Texas to Montenegro.

Living there in 2020
317

people born in United States live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Montenegro compared to Texas.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TX
36.8%
ME
23.3%

Montenegro performs significantly better than Texas across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

TX
90.1%
ME
82.0%

Texas performs better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

TX
3.9%
ME
15.2%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

TX
$70,071
ME
$27,800

Texas performs better than Montenegro across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2022

average years of life at birth

TX
76.5 yrs
ME
77.8 yrs

Montenegro performs significantly better than Texas across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Austin Rain: 36.2 in/yr (920 mm)
79° / 55°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Austin Podgorica
Jan–Mar 65°/40°F (18°/5°C) 53°/38°F (12°/3°C)
Apr–Jun 85°/63°F (29°/17°C) 75°/56°F (24°/13°C)
Jul–Sep 93°/70°F (34°/21°C) 86°/66°F (30°/19°C)
Oct–Dec 71°/47°F (22°/8°C) 61°/45°F (16°/7°C)
View all months
Month Austin Podgorica
Jan 61°/37°F (15.9°/2.9°C) 49°/35°F (9.5°/1.4°C)
Feb 64°/39°F (17.6°/3.8°C) 52°/38°F (11.3°/3.1°C)
Mar 71°/45°F (21.6°/7.4°C) 59°/42°F (15.1°/5.8°C)
Apr 79°/55°F (25.9°/12.8°C) 66°/48°F (19.1°/9.1°C)
May 85°/64°F (29.7°/17.7°C) 76°/56°F (24.3°/13.5°C)
Jun 91°/70°F (32.8°/21.0°C) 83°/63°F (28.2°/17.3°C)
Jul 94°/72°F (34.7°/22.3°C) 89°/69°F (31.8°/20.3°C)
Aug 96°/72°F (35.4°/22.1°C) 89°/68°F (31.7°/20.2°C)
Sep 90°/67°F (32.3°/19.2°C) 81°/62°F (27.3°/16.5°C)
Oct 81°/57°F (27.3°/13.7°C) 71°/53°F (21.7°/11.6°C)
Nov 71°/47°F (21.4°/8.4°C) 60°/44°F (15.4°/6.8°C)
Dec 62°/38°F (16.5°/3.4°C) 52°/37°F (11.1°/2.9°C)

Data: National Weather Service National Weather Service, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

United States passport

United States passport holder visiting Montenegro

Visa Free
United States passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting United States

Visa Required
Montenegro passport holders need a visa to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Texas?

On average Montenegro is about 20% less expensive than Texas, with major cities narrowing the gap.

How much money do I need to move to Montenegro?

Budget about €13,042 for 3 months in Montenegro (based on a $75,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Montenegro?

From major Montenegro cities the network usually holds up. Visa rules, your employer's stance on overseas employees, and tax residency in Texas and Montenegro are what actually decide it long-term.

How is healthcare in Montenegro compared to Texas?

Montenegro performs significantly better than Texas across all health & wellbeing metrics.

What's the weather like in Montenegro compared to Texas?

The average high temperature in Podgorica is 69°F, compared to 79°F in Austin. Podgorica receives around 65.4 in of rainfall per year, while Austin gets 36.2 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Texas, the official language is English.

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At a Glance

ME
Population 25,145,561 604,966
Currency United States Dollar ($) Euro (€)
Languages English Montenegrin
Driving side Right Right
Calling code +1 +382
Time zones 11 1
Emergency number 911 112