Moving to Ghana from Switzerland

moving to

What to Expect

A comprehensive look at what changes when you move from Switzerland to Ghana — from daily expenses to quality of life.

If you moved from Switzerland to Ghana, you would find that Ghana is 71.6% cheaper than Switzerland overall. A CHF59,770 salary in Switzerland would need to be roughly GHS189,917 in Ghana to maintain the same lifestyle, and you’d need to navigate life in English. Expect a noticeable climate shift — Accra averages 88°F vs 55°F in Bern, making it significantly warmer.

How Far Will Your Money Go?

How your spending power changes when you relocate from Switzerland to Ghana.

What does your salary buy?

CHF59,770 GHS189,917

To maintain the same standard of living in Ghana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 79.8% less

Groceries

pay 41.4% less

Transportation

pay 71.0% less

Housing

pay 67.7% less

Childcare

pay 90.4% less

Entertainment and Sports

pay 71.4% less

See full cost of living breakdown
Exchange rate: 1 CHF = 13.93 GHS (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from Switzerland to Ghana, and how the trend has changed.

Living there in 2020
169 ↑ 14% vs 2015

people born in Switzerland live in Ghana · UN DESA

Who's moving to Ghana?

Top countries of origin for Ghana's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Switzerland and Ghana stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

CH
0.5
GH
1.8
Feel safe walking at night United Nations SDG Indicators, 2021

of residents who feel safe walking alone at night

CH
72%
GH
83%

Switzerland generally does better on safety, though Ghana leads in feel safe walking at night.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

CH
$10,602
GH
$234
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

CH
44.4
GH
1.4

Switzerland generally does better on health & wellbeing, though Ghana leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

CH
10.0
GH
89.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

CH
3.7t
GH
0.7t

Switzerland generally does better on environment, though Ghana leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

CH
47.1
GH
0.6
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

CH
6.5%
GH
6.3%

Switzerland generally does better on infrastructure, though Ghana leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

CH
4.0%
GH
3.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

CH
$82,900
GH
$6,700

Ghana generally does better on employment & economy, though Switzerland leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

CH
83.2 yrs
GH
69.4 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

CH
3.6
GH
32.6

Switzerland performs better than Ghana across all family life metrics.

Data: Swiss Federal Tax Administration, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Bern Rain: 42.8 in/yr (1086 mm)
55° / 41°F

Avg. annual high / low

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Months Bern Accra
Jan–Mar 41°/30°F (5°/-1°C) 91°/76°F (33°/25°C)
Apr–Jun 62°/45°F (17°/7°C) 88°/76°F (31°/24°C)
Jul–Sep 70°/53°F (21°/12°C) 84°/74°F (29°/23°C)
Oct–Dec 46°/36°F (8°/2°C) 89°/75°F (32°/24°C)
View all months
Month Bern Accra
Jan 36°/27°F (2.0°/-2.8°C) 90°/75°F (32.4°/24.1°C)
Feb 40°/29°F (4.2°/-1.9°C) 92°/77°F (33.1°/25.0°C)
Mar 47°/33°F (8.3°/0.6°C) 91°/77°F (33.0°/25.1°C)
Apr 55°/39°F (12.6°/3.7°C) 91°/77°F (32.7°/25.1°C)
May 63°/46°F (17.3°/7.7°C) 89°/76°F (31.6°/24.4°C)
Jun 69°/51°F (20.5°/10.8°C) 85°/74°F (29.7°/23.6°C)
Jul 73°/55°F (23.0°/12.8°C) 83°/74°F (28.4°/23.1°C)
Aug 72°/54°F (22.0°/12.4°C) 83°/73°F (28.3°/22.7°C)
Sep 66°/50°F (18.8°/10.0°C) 85°/74°F (29.5°/23.1°C)
Oct 56°/43°F (13.3°/6.2°C) 88°/74°F (31.0°/23.5°C)
Nov 44°/35°F (6.9°/1.4°C) 90°/76°F (32.0°/24.2°C)
Dec 37°/29°F (2.9°/-1.7°C) 90°/76°F (32.1°/24.3°C)

Data: MeteoSwiss - Federal Office of Meteorology and Climatology MeteoSwiss - Federal Office of Meteorology and Climatology, Ghana Meteorological Agency Ghana Meteorological Agency

Visitor Visa Requirements

Short-stay tourist visa rules between Switzerland and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.

Switzerland passport

Switzerland passport holder visiting Ghana

Visa Required
Switzerland passport holders need a visa to enter Ghana.
Ghana passport

Ghana passport holder visiting Switzerland

Visa Required
Ghana passport holders need a visa to enter Switzerland.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Ghana than Switzerland?

Generally yes: Ghana runs about 77% cheaper than Switzerland on average, though it depends heavily on the city.

How much money do I need to move to Ghana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a CHF59,770 comparable salary, that's around GHS47,479 in Ghana for everyday spending, before flights, shipping, deposits, and visa fees.

Can I work remotely from Ghana?

With 0.6 fixed broadband subscriptions per 100 people, Ghana can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Switzerland and Ghana.

Is Ghana safe for expats?

Switzerland generally does better on safety, though Ghana leads in feel safe walking at night. The homicide rate in Ghana is 1.8 per 100,000 people, compared to 0.5 in Switzerland. About 83% of people in Ghana feel safe walking alone at night.

How is healthcare in Ghana compared to Switzerland?

Switzerland generally does better on health & wellbeing, though Ghana leads in healthcare spending per person. There are 1.4 doctors per 10,000 people in Ghana, compared to 44.4 in Switzerland. Ghana scores 48 on the WHO universal health coverage index (Switzerland: 86).

What's the weather like in Ghana compared to Switzerland?

The average high temperature in Accra is 88°F, compared to 55°F in Bern. Accra receives around 29.2 in of rainfall per year, while Bern gets 42.8 in.

What language do they speak in Ghana?

The official language in Ghana is English. In Switzerland, the official languages are French, Italian, Romansh and Swiss German.

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At a Glance

CH GH
Population 8,508,698 33,107,275
Currency Swiss Franc (CHF) Ghanaian Cedi (GHS)
Languages French, Italian, Romansh, Swiss German English
Driving side Right Right
Calling code +41 +233
Time zones 1 1
Emergency number 112 112