Moving to Finland from Singapore

moving to

What to Expect

Everything you need to know before relocating from Singapore to Finland — costs, safety, healthcare, and practical first steps.

If you moved from Singapore to Finland, you would find that Finland is 41.7% cheaper than Singapore overall. A SGD96,000 salary in Singapore would need to be roughly €38,900 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Helsinki averages 48°F vs 89°F in Singapore, making it significantly cooler.

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Is Finland cheaper than Singapore?

Where you'll feel the difference day-to-day

Restaurants

pay 42.6% more

Groceries

pay 29.4% less

Transportation

pay 39.5% less

Housing

pay 64.2% less

Childcare

pay 66.9% less

Entertainment and Sports

pay 15.6% less

See full cost of living breakdown
Exchange rate: 1 SGD = 0.6946 EUR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Finland?

What does your salary buy?

SGD96,000 → €38,900

To maintain the same standard of living in Finland

Calculate with your salary →

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Who Else Is Making This Move?

How many people actually move from Singapore to Finland, based on official data.

Moved in 2023
13 ↓ 58% vs 2022

people moved from Singapore to Finland · OECD (latest data available)

Who's moving to Finland?

Top countries of origin for Finland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Singapore to Finland.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

SG
0.1
FI
1.0
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

SG
1.9
FI
4.2

Singapore performs better than Finland across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

SG
$6,551
FI
$6,433
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

SG
28.3
FI
36.1

Singapore generally does better on health & wellbeing, though Finland leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

SG
23.0
FI
7.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

SG
9.8t
FI
5.5t

Finland performs significantly better than Singapore across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

SG
27.8
FI
36.5
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

SG
33.3%
FI
7.1%

Finland generally does better on infrastructure, though Singapore leads in internet access.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

SG
2.8%
FI
9.5%
GDP per capita World Bank, 2025

a broad measure of economic output per person

SG
$98,814
FI
$56,149

Singapore performs better than Finland across all employment & economy metrics.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

SG
83.3 yrs
FI
82.3 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

SG
2.2
FI
1.9

Finland generally does better on family life, though Singapore leads in life expectancy.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Inland Revenue Authority of Singapore (2016), Finnish Tax Administration (2016). How we calculate this

Weather in Finland vs Singapore

Monthly averages — select a city to compare.

Singapore Rain: 83.2 in/yr (2113 mm)
89° / 77°F

Avg. annual high / low

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Months Singapore Helsinki
Jan–Mar 89°/76°F (31°/25°C) 29°/18°F (-1°/-8°C)
Apr–Jun 90°/78°F (32°/26°C) 58°/40°F (14°/4°C)
Jul–Sep 89°/78°F (31°/25°C) 65°/49°F (19°/10°C)
Oct–Dec 88°/76°F (31°/25°C) 38°/28°F (3°/-2°C)
View all months
Month Singapore Helsinki
Jan 87°/76°F (30.6°/24.3°C) 27°/17°F (-2.6°/-8.5°C)
Feb 89°/76°F (31.5°/24.6°C) 27°/15°F (-2.9°/-9.3°C)
Mar 90°/77°F (32.2°/24.9°C) 34°/22°F (1.1°/-5.6°C)
Apr 90°/78°F (32.4°/25.3°C) 46°/31°F (7.5°/-0.7°C)
May 90°/78°F (32.3°/25.7°C) 60°/40°F (15.5°/4.4°C)
Jun 89°/78°F (31.9°/25.7°C) 68°/49°F (19.8°/9.3°C)
Jul 89°/78°F (31.4°/25.4°C) 71°/53°F (21.8°/11.8°C)
Aug 89°/78°F (31.4°/25.3°C) 68°/51°F (19.9°/10.7°C)
Sep 89°/77°F (31.6°/25.2°C) 57°/43°F (14.0°/6.1°C)
Oct 89°/77°F (31.8°/25.0°C) 47°/36°F (8.1°/2.2°C)
Nov 88°/76°F (31.2°/24.6°C) 36°/28°F (2.5°/-2.4°C)
Dec 87°/76°F (30.5°/24.3°C) 31°/20°F (-0.8°/-6.6°C)

Data: Meteorological Service Singapore Meteorological Service Singapore, Finnish Meteorological Institute Finnish Meteorological Institute

Can you move from Singapore to Finland?

Short-stay tourist visa rules between Singapore and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.

Singapore passport

Singapore passport holder visiting Finland

Visa Free
Singapore passport holders can enter Finland without a visa.
Finland passport

Finland passport holder visiting Singapore

Visa Free
Finland passport holders can enter Singapore without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Finland than Singapore?

Yes — Finland is on average about 42% cheaper than Singapore. City-level variation can be significant.

How much money do I need to move to Finland?

Plan for at least 3 months of living expenses — roughly €9,725 in Finland on a SGD96,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Finland?

Internet is rarely the blocker — Finland has 36.5 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Finland safe for expats?

Singapore performs better than Finland across all safety metrics. The homicide rate in Finland is 1.0 per 100,000 people, compared to 0.1 in Singapore.

How is healthcare in Finland compared to Singapore?

Singapore generally does better on health & wellbeing, though Finland leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Finland, compared to 28.3 in Singapore. Finland scores 86 on the WHO universal health coverage index (Singapore: 89).

What's the weather like in Finland compared to Singapore?

The average high temperature in Helsinki is 48°F, compared to 89°F in Singapore. Helsinki receives around 25.6 in of rainfall per year, while Singapore gets 83.2 in.

What language do they speak in Finland?

The official languages in Finland are Finnish and Swedish. In Singapore, the official languages are Chinese, English, Malay and Tamil.

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At a Glance

SG FI
Population 6,111,175 5,646,436
Currency Singapore Dollar (SGD) Euro (€)
Languages Chinese, English, Malay, Tamil Finnish, Swedish
Driving side Left Right
Calling code +65 +358
Time zones 1 1
Emergency number 999 112