Moving to Finland from Singapore
What to Expect
Everything you need to know before relocating from Singapore to Finland — costs, safety, healthcare, and practical first steps.
If you moved from Singapore to Finland, you would find that Finland is 9.6% cheaper than Singapore overall. A SGD95,760 salary in Singapore would need to be roughly €27,920 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Helsinki averages 48°F vs 89°F in Singapore, making it significantly cooler.
How Far Will Your Money Go?
What to expect for your wallet after moving from Singapore to Finland.
What does your salary buy?
SGD95,760 → €27,920
To maintain the same standard of living in Finland
Calculate with your salary →Where you'll feel the difference day-to-day
Restaurants
pay 67.8% more
Groceries
pay 19.5% less
Transportation
pay 1.7% more
Housing
pay 45.9% less
Childcare
pay 67.7% less
Entertainment and Sports
pay 3.2% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
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Who Else Is Making This Move?
How many people actually move from Singapore to Finland, based on official data.
people moved from Singapore to Finland · OECD (latest data available)
Key Indicator Comparison
Key indicators for anyone considering a move from Singapore to Finland.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Singapore performs better than Finland across all safety metrics.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
per 100,000 people — a proxy for mental health support
Singapore generally does better on health & wellbeing, though Finland leads in healthcare spending per person.
What about the environment?
deaths attributable to air pollution per 100k people
tonnes of CO₂ emitted per person per year
Finland performs significantly better than Singapore across all environment metrics.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
higher means greater strain on freshwater supply
annual consumption — reflects grid capacity
Finland generally does better on infrastructure, though Singapore leads in broadband per 100 people.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
Singapore performs better than Finland across all employment & economy metrics.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
government spending on education as % of GDP
Singapore generally does better on family life, though Finland leads in education spending.
Data: Inland Revenue Authority of Singapore, The World Factbook, United Nations SDG Indicators, World Bank
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Singapore | Helsinki |
|---|---|---|
| Jan–Mar | 89°/76°F (31°/25°C) | 29°/18°F (-1°/-8°C) |
| Apr–Jun | 90°/78°F (32°/26°C) | 58°/40°F (14°/4°C) |
| Jul–Sep | 89°/78°F (31°/25°C) | 65°/49°F (19°/10°C) |
| Oct–Dec | 88°/76°F (31°/25°C) | 38°/28°F (3°/-2°C) |
View all months
| Month | Singapore | Helsinki |
|---|---|---|
| Jan | 87°/76°F (30.6°/24.3°C) | 27°/17°F (-2.6°/-8.5°C) |
| Feb | 89°/76°F (31.5°/24.6°C) | 27°/15°F (-2.9°/-9.3°C) |
| Mar | 90°/77°F (32.2°/24.9°C) | 34°/22°F (1.1°/-5.6°C) |
| Apr | 90°/78°F (32.4°/25.3°C) | 46°/31°F (7.5°/-0.7°C) |
| May | 90°/78°F (32.3°/25.7°C) | 60°/40°F (15.5°/4.4°C) |
| Jun | 89°/78°F (31.9°/25.7°C) | 68°/49°F (19.8°/9.3°C) |
| Jul | 89°/78°F (31.4°/25.4°C) | 71°/53°F (21.8°/11.8°C) |
| Aug | 89°/78°F (31.4°/25.3°C) | 68°/51°F (19.9°/10.7°C) |
| Sep | 89°/77°F (31.6°/25.2°C) | 57°/43°F (14.0°/6.1°C) |
| Oct | 89°/77°F (31.8°/25.0°C) | 47°/36°F (8.1°/2.2°C) |
| Nov | 88°/76°F (31.2°/24.6°C) | 36°/28°F (2.5°/-2.4°C) |
| Dec | 87°/76°F (30.5°/24.3°C) | 31°/20°F (-0.8°/-6.6°C) |
Data:
Meteorological Service Singapore,
Finnish Meteorological Institute
Visitor Visa Requirements
Short-stay tourist visa rules between Singapore and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.
Singapore passport holder visiting Finland
Visa Free
Finland passport holder visiting Singapore
Visa FreeData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Finland than Singapore?
Yes — Finland is on average about 57% cheaper than Singapore. City-level variation can be significant.
How much money do I need to move to Finland?
Plan for at least 3 months of living expenses — roughly €6,980 in Finland on a SGD95,760 comparable salary — plus one-off moving costs (flights, shipping, deposits, visa fees).
Can I work remotely from Finland?
Internet is rarely the blocker — Finland has 34.5 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.
Is Finland safe for expats?
Singapore performs better than Finland across all safety metrics. The homicide rate in Finland is 1.2 per 100,000 people, compared to 0.1 in Singapore.
How is healthcare in Finland compared to Singapore?
Singapore generally does better on health & wellbeing, though Finland leads in healthcare spending per person. There are 43.8 doctors per 10,000 people in Finland, compared to 26.0 in Singapore. Finland scores 86 on the WHO universal health coverage index (Singapore: 89).
What's the weather like in Finland compared to Singapore?
The average high temperature in Helsinki is 48°F, compared to 89°F in Singapore. Helsinki receives around 25.6 in of rainfall per year, while Singapore gets 83.2 in.
What language do they speak in Finland?
The official languages in Finland are Finnish and Swedish. In Singapore, the official languages are Chinese, English, Malay and Tamil.
