Moving to Montenegro from Saudi Arabia
What to Expect
A comprehensive look at what changes when you move from Saudi Arabia to Montenegro — from daily expenses to quality of life.
If you moved from Saudi Arabia to Montenegro, you would find that Montenegro is 3.4% more expensive than Saudi Arabia overall. A SAR280,000 salary in Saudi Arabia would need to be roughly €68,900 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. Expect a noticeable climate shift — Podgorica averages 69°F vs 92°F in Riyadh, making it significantly cooler.
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How your spending power changes when you relocate from Saudi Arabia to Montenegro.
What does your salary buy?
SAR280,000 → €68,900
To maintain the same standard of living in Montenegro
Calculate with your salary →The biggest cost differences at a glance
Restaurants
pay 86.0% more
Groceries
pay 8.0% less
Transportation
pay 18.0% more
Housing
pay 0.5% less
Childcare
pay 15.9% less
Entertainment and Sports
pay 36.7% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Montenegro cost about 15% less than cities in Saudi Arabia.
Compare cities head-to-head
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Key Indicator Comparison
How Saudi Arabia and Montenegro stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
per 100,000 people per year
per 100,000 people per year
Montenegro performs significantly better than Saudi Arabia across all safety metrics.
How's the healthcare?
annual government + private spending per person
affects wait times and access to care
WHO index from 0–100 measuring essential service access
share of adults with obesity
per 100,000 people — a proxy for mental health support
Saudi Arabia generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person.
What about the environment?
deaths attributable to air pollution per 100k people
Montenegro performs significantly better than Saudi Arabia across all environment metrics.
Will I have good infrastructure?
fixed broadband subscriptions — key for remote work
annual consumption — reflects grid capacity
share of households with internet
Saudi Arabia performs better than Montenegro across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
the highest marginal rate on personal income
Saudi Arabia performs better than Montenegro across all employment & economy metrics.
Is it good for families?
average years of life at birth
deaths per 1,000 live births — lower is better
percentage of adults who can read and write
Montenegro generally does better on family life, though Saudi Arabia leads in life expectancy.
Sources: World Bank (2019–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Department of Zakat and Income Tax (2016), Department of Public Revenues, Montenegro (2016), The World Factbook (2021). How we calculate this
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Riyadh | Podgorica |
|---|---|---|
| Jan–Mar | 75°/50°F (24°/10°C) | 53°/38°F (12°/3°C) |
| Apr–Jun | 101°/72°F (38°/22°C) | 75°/56°F (24°/13°C) |
| Jul–Sep | 109°/77°F (43°/25°C) | 86°/66°F (30°/19°C) |
| Oct–Dec | 84°/56°F (29°/13°C) | 61°/45°F (16°/7°C) |
View all months
| Month | Riyadh | Podgorica |
|---|---|---|
| Jan | 68°/44°F (20.1°/6.9°C) | 49°/35°F (9.5°/1.4°C) |
| Feb | 74°/49°F (23.3°/9.3°C) | 52°/38°F (11.3°/3.1°C) |
| Mar | 82°/56°F (27.7°/13.2°C) | 59°/42°F (15.1°/5.8°C) |
| Apr | 92°/65°F (33.3°/18.4°C) | 66°/48°F (19.1°/9.1°C) |
| May | 103°/74°F (39.4°/23.4°C) | 76°/56°F (24.3°/13.5°C) |
| Jun | 109°/78°F (42.6°/25.3°C) | 83°/63°F (28.2°/17.3°C) |
| Jul | 111°/80°F (43.7°/26.4°C) | 89°/69°F (31.8°/20.3°C) |
| Aug | 111°/79°F (43.7°/26.3°C) | 89°/68°F (31.7°/20.2°C) |
| Sep | 105°/73°F (40.6°/22.9°C) | 81°/62°F (27.3°/16.5°C) |
| Oct | 96°/65°F (35.5°/18.2°C) | 71°/53°F (21.7°/11.6°C) |
| Nov | 83°/56°F (28.1°/13.3°C) | 60°/44°F (15.4°/6.8°C) |
| Dec | 72°/47°F (22.1°/8.4°C) | 52°/37°F (11.1°/2.9°C) |
Data:
National Center for Meteorology,
Institute of Hydrometeorology and Seismology
Visitor Visa Requirements
Short-stay tourist visa rules between Saudi Arabia and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.
Saudi Arabia passport holder visiting Montenegro
Visa Free
Montenegro passport holder visiting Saudi Arabia
Visa on ArrivalData: Henley Passport Index. Check with the destination country's embassy for the most current requirements.
Frequently Asked Questions
Is it cheaper to live in Montenegro than Saudi Arabia?
Day-to-day costs in Montenegro run about 3% higher than Saudi Arabia on average; specific cities can swing further.
How much money do I need to move to Montenegro?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a SAR280,000 comparable salary, that's around €17,225 in Montenegro for everyday spending, before flights, shipping, a rental deposit, and visa fees.
Can I work remotely from Montenegro?
With 32.3 fixed broadband subscriptions per 100 people, Montenegro can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Saudi Arabia and Montenegro.
Is Montenegro safe for expats?
Montenegro performs significantly better than Saudi Arabia across all safety metrics. The homicide rate in Montenegro is 0.8 per 100,000 people, compared to 0.9 in Saudi Arabia.
How is healthcare in Montenegro compared to Saudi Arabia?
Saudi Arabia generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person. There are 27.8 doctors per 10,000 people in Montenegro, compared to 34.1 in Saudi Arabia. Montenegro scores 72 on the WHO universal health coverage index (Saudi Arabia: 74).
What's the weather like in Montenegro compared to Saudi Arabia?
The average high temperature in Podgorica is 69°F, compared to 92°F in Riyadh. Podgorica receives around 65.4 in of rainfall per year, while Riyadh gets 4.4 in.
What language do they speak in Montenegro?
The official language in Montenegro is Montenegrin. In Saudi Arabia, the official language is Arabic.
