Moving to Zambia from Poland

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What to Expect

Everything you need to know before relocating from Poland to Zambia — costs, safety, healthcare, and practical first steps.

If you moved from Poland to Zambia, you would find that Zambia is 36.6% cheaper than Poland overall. A PLN290,000 salary in Poland would need to be roughly ZMW933,000 in Zambia to maintain the same lifestyle, and you’d need to navigate life in English. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Lusaka averages 80°F vs 55°F in Warsaw, making it significantly warmer.

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How Far Will Your Money Go?

What to expect for your wallet after moving from Poland to Zambia.

What does your salary buy?

PLN290,000 → ZMW933,000

To maintain the same standard of living in Zambia

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 51.2% less

Groceries

pay 32.9% more

Transportation

pay 24.9% less

Housing

pay 60.1% less

Childcare

pay 8.6% less

Entertainment and Sports

pay 20.9% less

See full cost of living breakdown
Exchange rate: 1 PLN = 5.07 ZMW (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

Key indicators for anyone considering a move from Poland to Zambia.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

PL
0.8
ZM
5.2
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

PL
6.5
ZM
17.1

Poland performs better than Zambia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

PL
$3,939
ZM
$244
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

PL
40.3
ZM
3.2

Zambia generally does better on health & wellbeing, though Poland leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PL
41.0
ZM
50.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PL
7.5t
ZM
0.5t

Poland generally does better on environment, though Zambia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

PL
25.4
ZM
0.8
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

PL
32.5%
ZM
2.8%

Poland generally does better on infrastructure, though Zambia leads in water stress level.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

PL
3.0%
ZM
5.9%
GDP per capita World Bank, 2025

a broad measure of economic output per person

PL
$28,420
ZM
$1,318

Poland performs better than Zambia across all employment & economy metrics.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

PL
78.4 yrs
ZM
66.5 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

PL
3.6
ZM
34.6

Poland performs better than Zambia across all family life metrics.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Ministry of Finance, Poland (2016), Zambia Revenue Authority (2016), The World Factbook (2021). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Warsaw Rain: 20.9 in/yr (532 mm)
55° / 40°F

Avg. annual high / low

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Months Warsaw Lusaka
Jan–Mar 38°/26°F (3°/-3°C) 80°/62°F (27°/17°C)
Apr–Jun 66°/46°F (19°/8°C) 77°/55°F (25°/13°C)
Jul–Sep 72°/53°F (22°/12°C) 79°/55°F (26°/13°C)
Oct–Dec 44°/33°F (7°/1°C) 85°/64°F (29°/18°C)
View all months
Month Warsaw Lusaka
Jan 33°/24°F (0.7°/-4.4°C) 80°/63°F (26.6°/17.1°C)
Feb 36°/25°F (2.1°/-3.9°C) 80°/62°F (26.5°/16.8°C)
Mar 44°/30°F (6.9°/-0.9°C) 81°/62°F (27.0°/16.6°C)
Apr 57°/38°F (13.9°/3.6°C) 80°/59°F (26.5°/15.1°C)
May 68°/47°F (19.8°/8.6°C) 78°/55°F (25.3°/12.7°C)
Jun 72°/53°F (22.1°/11.6°C) 74°/51°F (23.4°/10.6°C)
Jul 76°/57°F (24.6°/13.7°C) 73°/50°F (23.0°/10.2°C)
Aug 75°/55°F (23.9°/13.0°C) 79°/54°F (25.9°/12.3°C)
Sep 65°/48°F (18.4°/9.0°C) 85°/60°F (29.4°/15.3°C)
Oct 55°/40°F (12.8°/4.7°C) 87°/64°F (30.8°/17.5°C)
Nov 43°/33°F (5.9°/0.5°C) 86°/64°F (29.9°/17.9°C)
Dec 35°/26°F (1.6°/-3.1°C) 81°/63°F (27.2°/17.3°C)

Data: Institute of Meteorology and Water Management Institute of Meteorology and Water Management, Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD)

Visitor Visa Requirements

Short-stay tourist visa rules between Poland and Zambia. To live, work, or study long-term in Zambia, you'll need a separate residence or work visa — check Zambia's immigration authority.

Poland passport

Poland passport holder visiting Zambia

Visa Free
Poland passport holders can enter Zambia without a visa.
Zambia passport

Zambia passport holder visiting Poland

Visa Required
Zambia passport holders need a visa to enter Poland.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Zambia than Poland?

Yes — Zambia is on average about 37% cheaper than Poland. City-level variation can be significant.

How much money do I need to move to Zambia?

Plan for at least 3 months of living expenses — roughly ZMW233,250 in Zambia on a PLN290,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Zambia?

Internet is rarely the blocker — Zambia has 0.8 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Zambia safe for expats?

Poland performs better than Zambia across all safety metrics. The homicide rate in Zambia is 5.2 per 100,000 people, compared to 0.8 in Poland.

How is healthcare in Zambia compared to Poland?

Zambia generally does better on health & wellbeing, though Poland leads in doctors per 10,000 people. There are 3.2 doctors per 10,000 people in Zambia, compared to 40.3 in Poland. Zambia scores 56 on the WHO universal health coverage index (Poland: 82).

What's the weather like in Zambia compared to Poland?

The average high temperature in Lusaka is 80°F, compared to 55°F in Warsaw. Lusaka receives around 31.4 in of rainfall per year, while Warsaw gets 20.9 in.

What language do they speak in Zambia?

The official language in Zambia is English. In Poland, the official language is Polish.

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At a Glance

PL ZM
Population 36,435,861 21,913,874
Currency Polish Zloty (PLN) Zambian Kwacha (ZMW)
Languages Polish English
Driving side Right Left
Calling code +48 +260
Time zones 1 1
Emergency number 112 —