Moving to Croatia from Pakistan

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What to Expect

Considering a move from Pakistan to Croatia? Here's how the two compare on cost, climate, safety, and more.

If you moved from Pakistan to Croatia, you would find that Croatia is 4.6 times more expensive than Pakistan overall. A PKR20,857,794 salary in Pakistan would need to be roughly HRK1,403,564 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Zagreb averages 60°F vs 84°F in Islamabad, making it significantly cooler.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Pakistan and Croatia.

What does your salary buy?

PKR20,857,794 HRK1,403,564

To maintain the same standard of living in Croatia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 6.9 times more

Groceries

pay 2.8 times more

Transportation

pay 3.5 times more

Housing

pay 5.6 times more

Childcare

pay 7.6 times more

Entertainment and Sports

pay 2.6 times more

See full cost of living breakdown
Exchange rate: 1 PKR = 0.0237 HRK (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 176% more than cities in Pakistan.

Pakistan

Karachi 18%
Lahore 18%

Croatia

Dubrovnik 56%
Zadar 51%

Compare cities head-to-head

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Key Indicator Comparison

The numbers behind daily life in Croatia compared to Pakistan.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

PK
4.2
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

PK
11.9
HR
8.1

Croatia performs significantly better than Pakistan across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

PK
$152
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2021

affects wait times and access to care

PK
10.8
HR
36.1

Pakistan generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

PK
105.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

PK
0.8t
HR
4.8t

Pakistan generally does better on environment, though Croatia leads in air pollution deaths.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

PK
1.3
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

PK
162.1%
HR
1.5%

Croatia performs significantly better than Pakistan across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

PK
5.5%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

PK
$5,600
HR
$41,300

Pakistan generally does better on employment & economy, though Croatia leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

PK
69.7 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

PK
54.0
HR
8.7

Croatia performs significantly better than Pakistan across all family life metrics.

Data: Federal Board of Revenue, Government of Pakistan, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Islamabad Rain: 49.1 in/yr (1247 mm)
84° / 58°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Islamabad Zagreb
Jan–Mar 69°/44°F (21°/7°C) 44°/29°F (7°/-2°C)
Apr–Jun 95°/68°F (35°/20°C) 69°/48°F (21°/9°C)
Jul–Sep 94°/74°F (34°/23°C) 77°/55°F (25°/13°C)
Oct–Dec 78°/48°F (26°/9°C) 50°/35°F (10°/2°C)
View all months
Month Islamabad Zagreb
Jan 64°/38°F (17.9°/3.2°C) 38°/25°F (3.1°/-4.0°C)
Feb 68°/43°F (19.8°/6.0°C) 43°/28°F (6.1°/-2.5°C)
Mar 76°/51°F (24.5°/10.7°C) 52°/34°F (11.3°/0.9°C)
Apr 87°/60°F (30.5°/15.8°C) 62°/41°F (16.4°/4.9°C)
May 97°/69°F (36.0°/20.7°C) 70°/49°F (21.3°/9.2°C)
Jun 101°/75°F (38.4°/23.8°C) 76°/55°F (24.6°/12.7°C)
Jul 96°/76°F (35.3°/24.4°C) 80°/58°F (26.7°/14.2°C)
Aug 93°/75°F (33.7°/23.8°C) 79°/57°F (26.2°/13.7°C)
Sep 93°/70°F (33.7°/21.1°C) 72°/51°F (22.3°/10.4°C)
Oct 88°/58°F (30.9°/14.5°C) 61°/42°F (16.2°/5.8°C)
Nov 79°/47°F (25.9°/8.3°C) 49°/35°F (9.3°/1.8°C)
Dec 68°/40°F (20.2°/4.3°C) 40°/29°F (4.4°/-1.9°C)

Data: Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Pakistan and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Pakistan passport

Pakistan passport holder visiting Croatia

Visa Required
Pakistan passport holders need a visa to enter Croatia.
Croatia passport

Croatia passport holder visiting Pakistan

Visa Online (e-Visa)
Croatia passport holders need to apply for an e-Visa before travelling to Pakistan.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Pakistan?

On average Croatia is around 184% pricier than Pakistan, with notable variation by city.

How much money do I need to move to Croatia?

Budget about HRK350,891 for 3 months in Croatia (based on a PKR20,857,794 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

Connectivity is usually fine (Croatia: 27.0 fixed broadband per 100). What actually decides it is legal: does Croatia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Croatia safe for expats?

Croatia performs significantly better than Pakistan across all safety metrics. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 4.2 in Pakistan.

How is healthcare in Croatia compared to Pakistan?

Pakistan generally does better on health & wellbeing, though Croatia leads in doctors per 10,000 people. There are 36.1 doctors per 10,000 people in Croatia, compared to 10.8 in Pakistan. Croatia scores 80 on the WHO universal health coverage index (Pakistan: 45).

What's the weather like in Croatia compared to Pakistan?

The average high temperature in Zagreb is 60°F, compared to 84°F in Islamabad. Zagreb receives around 33.7 in of rainfall per year, while Islamabad gets 49.1 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Pakistan, the official languages are English and Urdu.

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At a Glance

PK HR
Population 242,923,845 4,188,853
Currency Pakistani Rupee (PKR) Croatian Kuna (HRK)
Languages English, Urdu Croatian
Driving side Left Right
Calling code +92 +385
Time zones 1 1
Emergency number 15 112