Moving to Kentucky from Oklahoma

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What to Expect

Considering a move from Oklahoma to Kentucky? Here's how the two compare on cost, climate, safety, and more.

If you moved from Oklahoma to Kentucky, you would find that Kentucky is 1.9% cheaper than Oklahoma. A $75,000 salary in Oklahoma would need to be roughly $73,600 in Kentucky to maintain the same lifestyle. Oklahoma City and Louisville are about 680 mi apart.

Is Kentucky cheaper than Oklahoma?

How key spending categories compare

Restaurants

pay 12.7% less

Groceries

pay 1.2% more

Transportation

pay 9.6% less

Housing

pay 4.6% more

Childcare

pay 3.4% less

Entertainment and Sports

pay 2.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Kentucky?

What does your salary buy?

$75,000 → $73,600

To maintain the same standard of living in Kentucky

Calculate with your salary →

Key Indicator Comparison

The numbers behind daily life in Kentucky compared to Oklahoma.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

OK
407
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

OK
2112
KY
1525

Kentucky performs significantly better than Oklahoma across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

OK
12.7%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

OK
40.3%
KY
38.2%

Kentucky generally does better on health & wellbeing, though Oklahoma leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

OK
$185,900
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

OK
$980
KY
$933

Kentucky generally does better on what about housing?, though Oklahoma leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

OK
87.4%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

OK
22 min
KY
24 min

Oklahoma performs better than Kentucky across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

OK
3.8%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

OK
$51,007
KY
$50,135

Oklahoma generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

OK
74.1 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

OK
18%
KY
18%

Oklahoma generally does better on family life, though Kentucky leads in bachelor's degree or higher.

Weather in Kentucky vs Oklahoma

Monthly averages — select a city to compare.

Oklahoma City Rain: 32.4 in/yr (823 mm)
71° / 50°F

Avg. annual high / low

Louisville Rain: 44.9 in/yr (1141 mm)
68° / 49°F

Avg. annual high / low

Months Oklahoma City Louisville
Jan–Mar 55°/33°F (13°/0°C) 50°/32°F (10°/0°C)
Apr–Jun 80°/58°F (26°/14°C) 77°/57°F (25°/14°C)
Jul–Sep 90°/69°F (32°/20°C) 86°/66°F (30°/19°C)
Oct–Dec 60°/39°F (16°/4°C) 58°/40°F (14°/4°C)
View all months
Month Oklahoma City Louisville
Jan 49°/28°F (9.3°/-2.5°C) 43°/27°F (6.1°/-2.9°C)
Feb 53°/31°F (11.9°/-0.6°C) 48°/30°F (8.8°/-1.2°C)
Mar 62°/39°F (16.6°/4.0°C) 58°/38°F (14.4°/3.2°C)
Apr 71°/48°F (21.5°/9.1°C) 69°/47°F (20.4°/8.5°C)
May 80°/58°F (26.4°/14.7°C) 77°/57°F (25.1°/13.9°C)
Jun 88°/67°F (30.9°/19.4°C) 85°/66°F (29.6°/18.9°C)
Jul 93°/72°F (34.0°/22.2°C) 89°/70°F (31.5°/21.1°C)
Aug 92°/71°F (33.6°/21.5°C) 88°/69°F (31.3°/20.3°C)
Sep 84°/63°F (28.7°/17.1°C) 82°/60°F (27.5°/15.8°C)
Oct 72°/50°F (22.4°/10.1°C) 70°/49°F (21.2°/9.4°C)
Nov 60°/39°F (15.6°/3.9°C) 58°/40°F (14.4°/4.2°C)
Dec 49°/29°F (9.7°/-1.6°C) 46°/30°F (7.7°/-1.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Oklahoma?

Kentucky and Oklahoma are within a few percent on overall cost, though specific items in specific cities can swing either way.

How much money do I need to move to Kentucky?

Budget about $18,400 for 3 months in Kentucky (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Kentucky safe?

Kentucky performs significantly better than Oklahoma across all safety metrics.

How is healthcare in Kentucky compared to Oklahoma?

Kentucky generally does better on health & wellbeing, though Oklahoma leads in adult smoking rate.

What's the weather like in Kentucky compared to Oklahoma?

The average high temperature in Louisville is 68°F, compared to 71°F in Oklahoma City. Louisville receives around 44.9 in of rainfall per year, while Oklahoma City gets 32.4 in.

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