Moving to Indiana from Ohio

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What to Expect

Everything you need to know before relocating from Ohio to Indiana — costs, safety, healthcare, and practical first steps.

If you moved from Ohio to Indiana, you would find that Indiana is 0.7% cheaper than Ohio. A $75,000 salary in Ohio would need to be roughly $77,578 in Indiana to maintain the same lifestyle. Expect a noticeable climate shift — Indianapolis averages 62°F vs 76°F in Columbus, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from Ohio to Indiana.

What does your salary buy?

$75,000 $77,578

To maintain the same standard of living in Indiana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 0.5% less

Groceries

pay 3.4% less

Transportation

pay 12.8% less

Housing

pay 7.2% more

Childcare

pay 6.2% more

Entertainment and Sports

pay 2.9% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Indiana cost about 1% more than cities in Ohio.

Ohio

Dayton 58%
Akron 53%

Indiana

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Ohio to Indiana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

OH
284
IN
327
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

OH
1676
IN
1519

Ohio generally does better on safety, though Indiana leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

OH
6.2%
IN
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

OH
39.5%
IN
38.5%

Indiana generally does better on health & wellbeing, though Ohio leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

OH
$199,200
IN
$201,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

OH
$988
IN
$1,020

Ohio generally does better on what about housing?, though Indiana leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

OH
89.0%
IN
88.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

OH
24 min
IN
24 min

Ohio performs better than Indiana across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

OH
4.0%
IN
2.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

OH
$60,669
IN
$59,083

Indiana generally does better on employment & economy, though Ohio leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

OH
75.3 yrs
IN
75.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

OH
21%
IN
19%

Ohio performs better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Columbus Rain: 46.8 in/yr (1188 mm)
76° / 55°F

Avg. annual high / low

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Months Columbus Indianapolis
Jan–Mar 63°/41°F (17°/5°C) 42°/26°F (6°/-3°C)
Apr–Jun 84°/62°F (29°/16°C) 72°/53°F (22°/12°C)
Jul–Sep 90°/71°F (32°/21°C) 81°/63°F (27°/17°C)
Oct–Dec 68°/47°F (20°/8°C) 51°/35°F (11°/2°C)
View all months
Month Columbus Indianapolis
Jan 58°/37°F (14.2°/2.7°C) 35°/21°F (1.7°/-6.1°C)
Feb 62°/40°F (16.7°/4.5°C) 40°/24°F (4.4°/-4.4°C)
Mar 69°/46°F (20.8°/7.8°C) 51°/33°F (10.8°/0.8°C)
Apr 77°/53°F (24.8°/11.4°C) 63°/44°F (17.1°/6.4°C)
May 84°/62°F (28.9°/16.6°C) 72°/53°F (22.5°/11.7°C)
Jun 90°/70°F (32.2°/20.9°C) 81°/63°F (27.4°/17.4°C)
Jul 92°/73°F (33.4°/22.7°C) 84°/67°F (28.8°/19.2°C)
Aug 91°/72°F (33.0°/22.4°C) 83°/65°F (28.4°/18.3°C)
Sep 86°/67°F (30.2°/19.3°C) 77°/57°F (25.1°/13.9°C)
Oct 77°/56°F (25.2°/13.1°C) 64°/45°F (18.0°/7.3°C)
Nov 68°/46°F (20.2°/7.8°C) 52°/36°F (11.0°/2.3°C)
Dec 59°/39°F (15.2°/3.8°C) 38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than Ohio?

No — Indiana is on average about 3% more expensive than Ohio. City-level variation matters.

How much money do I need to move to Indiana?

Plan for at least 3 months of living expenses — roughly $19,394 in Indiana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Indiana safe?

Ohio generally does better on safety, though Indiana leads in property crime rate.

How is healthcare in Indiana compared to Ohio?

Indiana generally does better on health & wellbeing, though Ohio leads in uninsured rate.

What's the weather like in Indiana compared to Ohio?

The average high temperature in Indianapolis is 62°F, compared to 76°F in Columbus. Indianapolis receives around 40.8 in of rainfall per year, while Columbus gets 46.8 in.

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