Moving to Florida from North Carolina

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What to Expect

Everything you need to know before relocating from North Carolina to Florida — costs, safety, healthcare, and practical first steps.

If you moved from North Carolina to Florida, you would find that Florida is 9.8% more expensive than North Carolina. A $75,000 salary in North Carolina would need to be roughly $82,400 in Florida to maintain the same lifestyle. Charlotte and Jacksonville are about 340 mi apart.

Thinking of moving to Florida? Get a shortlist of towns in Florida that match your priorities: size, cost, taxes, safety, disaster risk, hospitals and transport. Find my towns →

Is Florida cheaper than North Carolina?

Where you'll feel the difference day-to-day

Restaurants

pay 17.3% more

Groceries

pay 7.1% less

Transportation

pay 2.3% more

Housing

pay 28.5% more

Childcare

pay 2.9% less

Entertainment and Sports

pay 0.4% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Florida?

What does your salary buy?

$75,000 → $82,400

To maintain the same standard of living in Florida

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Florida cost about 14% more than cities in North Carolina.

North Carolina

Durham 62%
Boone 59%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from North Carolina to Florida.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NC
379
FL
280
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NC
1998
FL
1461

Florida performs significantly better than North Carolina across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NC
9.6%
FL
11.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NC
33.6%
FL
32.6%

North Carolina generally does better on health & wellbeing, though Florida leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NC
$259,400
FL
$325,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NC
$1,162
FL
$1,564

North Carolina generally does better on what about housing?, though Florida leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NC
88.7%
FL
90.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NC
25 min
FL
28 min

North Carolina generally does better on infrastructure, though Florida leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NC
3.4%
FL
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NC
$59,308
FL
$57,636

North Carolina generally does better on employment & economy, though Florida leads in median household income.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NC
76.1 yrs
FL
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NC
22%
FL
22%

North Carolina generally does better on family life, though Florida leads in life expectancy.

Weather in Florida vs North Carolina

Monthly averages — select a city to compare.

Charlotte Rain: 41.7 in/yr (1058 mm)
71° / 49°F

Avg. annual high / low

Jacksonville Rain: 51.7 in/yr (1312 mm)
78° / 59°F

Avg. annual high / low

Months Charlotte Jacksonville
Jan–Mar 56°/34°F (14°/1°C) 68°/47°F (20°/8°C)
Apr–Jun 79°/56°F (26°/13°C) 83°/64°F (28°/18°C)
Jul–Sep 86°/65°F (30°/18°C) 88°/73°F (31°/22°C)
Oct–Dec 62°/40°F (17°/4°C) 73°/54°F (23°/12°C)
View all months
Month Charlotte Jacksonville
Jan 51°/30°F (10.4°/-1.3°C) 64°/44°F (18.0°/6.6°C)
Feb 55°/33°F (12.8°/0.4°C) 67°/46°F (19.5°/7.9°C)
Mar 63°/39°F (17.3°/4.1°C) 72°/52°F (22.4°/10.9°C)
Apr 72°/47°F (22.2°/8.3°C) 78°/56°F (25.4°/13.6°C)
May 79°/56°F (26.1°/13.2°C) 84°/64°F (28.9°/17.7°C)
Jun 86°/65°F (30.0°/18.1°C) 88°/71°F (31.2°/21.7°C)
Jul 89°/68°F (31.7°/20.1°C) 90°/73°F (32.4°/22.7°C)
Aug 87°/67°F (30.8°/19.6°C) 89°/74°F (31.9°/23.1°C)
Sep 81°/60°F (27.4°/15.8°C) 86°/71°F (30.1°/21.6°C)
Oct 72°/49°F (22.1°/9.3°C) 80°/63°F (26.4°/17.1°C)
Nov 62°/39°F (16.9°/4.0°C) 73°/53°F (22.9°/11.8°C)
Dec 53°/32°F (11.6°/-0.1°C) 66°/46°F (19.0°/7.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Florida than North Carolina?

No — Florida is on average about 10% more expensive than North Carolina. City-level variation matters.

How much money do I need to move to Florida?

Plan for at least 3 months of living expenses — roughly $20,600 in Florida on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Florida safe?

Florida performs significantly better than North Carolina across all safety metrics.

How is healthcare in Florida compared to North Carolina?

North Carolina generally does better on health & wellbeing, though Florida leads in adult obesity rate.

What's the weather like in Florida compared to North Carolina?

The average high temperature in Jacksonville is 78°F, compared to 71°F in Charlotte. Jacksonville receives around 51.7 in of rainfall per year, while Charlotte gets 41.7 in.

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