Moving to Kentucky from New Hampshire

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What to Expect

A comprehensive look at what changes when you move from New Hampshire to Kentucky — from daily expenses to quality of life.

If you moved from New Hampshire to Kentucky, you would find that Kentucky is 14.1% cheaper than New Hampshire. A $75,000 salary in New Hampshire would need to be roughly $60,940 in Kentucky to maintain the same lifestyle. Expect a noticeable climate shift — Bowling Green averages 69°F vs 58°F in Concord, making it significantly warmer.

How Far Will Your Money Go?

How your spending power changes when you relocate from New Hampshire to Kentucky.

What does your salary buy?

$75,000 $60,940

To maintain the same standard of living in Kentucky

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 12.4% less

Groceries

pay 14.2% less

Transportation

pay 10.8% less

Housing

pay 23.7% less

Childcare

pay 12.6% less

Entertainment and Sports

pay 18.7% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How New Hampshire and Kentucky stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NH
106
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NH
881
KY
1525

New Hampshire performs better than Kentucky across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NH
5.4%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NH
31.1%
KY
38.2%

New Hampshire performs better than Kentucky across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NH
$367,200
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NH
$1,423
KY
$933

Kentucky generally does better on what about housing?, though New Hampshire leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NH
92.0%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NH
27 min
KY
24 min

New Hampshire generally does better on infrastructure, though Kentucky leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NH
3.0%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NH
$67,069
KY
$50,135

New Hampshire performs better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NH
79.0 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NH
28%
KY
18%

New Hampshire performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Concord Rain: 40.6 in/yr (1032 mm)
58° / 35°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Concord Bowling Green
Jan–Mar 37°/15°F (2°/-9°C) 52°/31°F (11°/-1°C)
Apr–Jun 68°/43°F (20°/6°C) 78°/55°F (25°/13°C)
Jul–Sep 79°/54°F (26°/12°C) 87°/64°F (30°/18°C)
Oct–Dec 48°/27°F (9°/-3°C) 59°/38°F (15°/3°C)
View all months
Month Concord Bowling Green
Jan 31°/10°F (-0.7°/-12.0°C) 45°/26°F (7.2°/-3.1°C)
Feb 35°/14°F (1.6°/-10.1°C) 50°/30°F (10.0°/-1.3°C)
Mar 44°/22°F (6.6°/-5.3°C) 60°/37°F (15.4°/2.8°C)
Apr 57°/33°F (14.1°/0.4°C) 70°/46°F (20.9°/7.6°C)
May 69°/43°F (20.5°/5.9°C) 78°/55°F (25.4°/12.8°C)
Jun 77°/53°F (25.2°/11.4°C) 86°/64°F (30.1°/17.7°C)
Jul 82°/58°F (27.9°/14.3°C) 89°/68°F (31.9°/19.9°C)
Aug 81°/56°F (27.2°/13.4°C) 89°/66°F (31.6°/18.9°C)
Sep 73°/47°F (22.6°/8.6°C) 82°/58°F (27.8°/14.4°C)
Oct 60°/36°F (15.8°/2.1°C) 71°/46°F (21.8°/7.9°C)
Nov 48°/28°F (9.1°/-2.1°C) 59°/38°F (15.2°/3.1°C)
Dec 36°/17°F (2.4°/-8.2°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than New Hampshire?

Generally yes: Kentucky runs about 19% cheaper than New Hampshire on average, though it depends heavily on the city.

How much money do I need to move to Kentucky?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $15,235 in Kentucky for everyday spending, before movers, a truck rental, and a rental deposit.

Is Kentucky safe?

New Hampshire performs better than Kentucky across all safety metrics.

How is healthcare in Kentucky compared to New Hampshire?

New Hampshire performs better than Kentucky across all health & wellbeing metrics.

What's the weather like in Kentucky compared to New Hampshire?

The average high temperature in Bowling Green is 69°F, compared to 58°F in Concord. Bowling Green receives around 49.9 in of rainfall per year, while Concord gets 40.6 in.

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