Moving to Montenegro from Netherlands

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What to Expect

A comprehensive look at what changes when you move from Netherlands to Montenegro — from daily expenses to quality of life.

If you moved from Netherlands to Montenegro, you would find that Montenegro is 39.9% cheaper than Netherlands overall. A €65,577 salary in Netherlands would need to be roughly €40,972 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin. Expect a noticeable climate shift — Podgorica averages 69°F vs 56°F in Amsterdam, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Netherlands to Montenegro.

What does your salary buy?

€65,577 €40,972

To maintain the same standard of living in Montenegro

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 39.6% less

Groceries

pay 33.9% less

Transportation

pay 42.7% less

Housing

pay 48.4% less

Childcare

pay 54.7% less

Entertainment and Sports

pay 45.5% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 40% less than cities in Netherlands.

Netherlands

Rotterdam 72%
Eindhoven 67%
Zwolle 62%

Montenegro

Tivat 45%
Bar 42%

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from Netherlands to Montenegro, and how the trend has changed.

Living there in 2020
154 ↓ 1% vs 2015

people born in Netherlands live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Netherlands and Montenegro stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

NL
0.8
ME
2.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

NL
3.4
ME
9.1

Netherlands performs better than Montenegro across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

NL
$8,195
ME
$2,908
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

NL
39.1
ME
27.5

Netherlands generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

NL
13.0
ME
60.0

Netherlands performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

NL
44.4
ME
31.3
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

NL
6,189 kWh
ME
4,564 kWh

Netherlands performs better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

NL
3.6%
ME
15.2%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

NL
$69,300
ME
$27,800

Netherlands generally does better on employment & economy, though Montenegro leads in top income tax rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

NL
82.2 yrs
ME
77.8 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

NL
3.4
ME
3.2

Netherlands generally does better on family life, though Montenegro leads in infant mortality.

Data: Tax and Customs Administration - Belastingdienst, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Amsterdam Rain: 30.7 in/yr (780 mm)
56° / 43°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Amsterdam Podgorica
Jan–Mar 45°/34°F (7°/1°C) 53°/38°F (12°/3°C)
Apr–Jun 61°/45°F (16°/7°C) 75°/56°F (24°/13°C)
Jul–Sep 69°/53°F (21°/12°C) 86°/66°F (30°/19°C)
Oct–Dec 50°/40°F (10°/4°C) 61°/45°F (16°/7°C)
View all months
Month Amsterdam Podgorica
Jan 42°/33°F (5.4°/0.5°C) 49°/35°F (9.5°/1.4°C)
Feb 43°/32°F (6.0°/0.2°C) 52°/38°F (11.3°/3.1°C)
Mar 49°/36°F (9.2°/2.4°C) 59°/42°F (15.1°/5.8°C)
Apr 54°/39°F (12.4°/4.0°C) 66°/48°F (19.1°/9.1°C)
May 63°/46°F (17.1°/7.8°C) 76°/56°F (24.3°/13.5°C)
Jun 67°/51°F (19.2°/10.4°C) 83°/63°F (28.2°/17.3°C)
Jul 71°/54°F (21.4°/12.5°C) 89°/69°F (31.8°/20.3°C)
Aug 71°/54°F (21.8°/12.3°C) 89°/68°F (31.7°/20.2°C)
Sep 65°/50°F (18.4°/10.2°C) 81°/62°F (27.3°/16.5°C)
Oct 57°/45°F (14.1°/7.0°C) 71°/53°F (21.7°/11.6°C)
Nov 49°/39°F (9.2°/3.9°C) 60°/44°F (15.4°/6.8°C)
Dec 44°/35°F (6.5°/1.9°C) 52°/37°F (11.1°/2.9°C)

Data: Royal Netherlands Meteorological Institute Royal Netherlands Meteorological Institute, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between Netherlands and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

Netherlands passport

Netherlands passport holder visiting Montenegro

Visa Free
Netherlands passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting Netherlands

Visa Free
Montenegro passport holders can enter Netherlands without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Netherlands?

Generally yes: Montenegro runs about 38% cheaper than Netherlands on average, though it depends heavily on the city.

How much money do I need to move to Montenegro?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a €65,577 comparable salary, that's around €10,243 in Montenegro for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Montenegro?

With 31.3 fixed broadband subscriptions per 100 people, Montenegro can support video calls in major cities. The hard part is paperwork — visa category, employer policy on overseas staff, and tax residency in Netherlands and Montenegro.

Is Montenegro safe for expats?

Netherlands performs better than Montenegro across all safety metrics. The homicide rate in Montenegro is 2.5 per 100,000 people, compared to 0.8 in Netherlands.

How is healthcare in Montenegro compared to Netherlands?

Netherlands generally does better on health & wellbeing, though Montenegro leads in healthcare spending per person. There are 27.5 doctors per 10,000 people in Montenegro, compared to 39.1 in Netherlands. Montenegro scores 72 on the WHO universal health coverage index (Netherlands: 85).

What's the weather like in Montenegro compared to Netherlands?

The average high temperature in Podgorica is 69°F, compared to 56°F in Amsterdam. Podgorica receives around 65.4 in of rainfall per year, while Amsterdam gets 30.7 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Netherlands, the official language is Dutch.

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At a Glance

NL ME
Population 17,400,824 604,966
Currency Euro (€) Euro (€)
Languages Dutch Montenegrin
Driving side Right Right
Calling code +31 +382
Time zones 1 1
Emergency number 112 112