Moving to Kentucky from Missouri

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What to Expect

A comprehensive look at what changes when you move from Missouri to Kentucky — from daily expenses to quality of life.

If you moved from Missouri to Kentucky, you would find that Kentucky is 1.1% cheaper than Missouri. A $75,000 salary in Missouri would need to be roughly $76,354 in Kentucky to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Missouri to Kentucky.

What does your salary buy?

$75,000 $76,354

To maintain the same standard of living in Kentucky

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 2.9% less

Groceries

pay 5.9% less

Transportation

pay 10.9% less

Housing

pay 0.3% less

Childcare

pay 16.9% more

Entertainment and Sports

pay 1.0% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Missouri and Kentucky stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MO
453
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MO
2070
KY
1525

Kentucky performs significantly better than Missouri across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MO
8.9%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MO
37.5%
KY
38.2%

Missouri generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MO
$215,600
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MO
$996
KY
$933

Kentucky performs significantly better than Missouri across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MO
88.3%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MO
24 min
KY
24 min

Missouri performs better than Kentucky across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MO
3.3%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MO
$56,344
KY
$50,135

Missouri performs better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MO
75.1 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MO
22%
KY
18%

Missouri performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Columbia Rain: 46.3 in/yr (1175 mm)
66° / 46°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Columbia Bowling Green
Jan–Mar 47°/28°F (8°/-2°C) 52°/31°F (11°/-1°C)
Apr–Jun 76°/55°F (24°/13°C) 78°/55°F (25°/13°C)
Jul–Sep 86°/65°F (30°/18°C) 87°/64°F (30°/18°C)
Oct–Dec 55°/36°F (13°/2°C) 59°/38°F (15°/3°C)
View all months
Month Columbia Bowling Green
Jan 40°/22°F (4.3°/-5.3°C) 45°/26°F (7.2°/-3.1°C)
Feb 45°/26°F (7.2°/-3.3°C) 50°/30°F (10.0°/-1.3°C)
Mar 56°/35°F (13.3°/1.7°C) 60°/37°F (15.4°/2.8°C)
Apr 67°/46°F (19.3°/7.6°C) 70°/46°F (20.9°/7.6°C)
May 75°/55°F (24.0°/12.9°C) 78°/55°F (25.4°/12.8°C)
Jun 85°/65°F (29.2°/18.1°C) 86°/64°F (30.1°/17.7°C)
Jul 90°/69°F (32.0°/20.4°C) 89°/68°F (31.9°/19.9°C)
Aug 88°/67°F (31.3°/19.6°C) 89°/66°F (31.6°/18.9°C)
Sep 80°/58°F (26.6°/14.5°C) 82°/58°F (27.8°/14.4°C)
Oct 68°/47°F (20.0°/8.1°C) 71°/46°F (21.8°/7.9°C)
Nov 55°/37°F (12.7°/2.6°C) 59°/38°F (15.2°/3.1°C)
Dec 42°/25°F (5.6°/-3.8°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Missouri?

Headline costs are within a few percent between Kentucky and Missouri; rent and dining are where you'll actually feel differences.

How much money do I need to move to Kentucky?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $19,088 in Kentucky for everyday spending, before movers, a truck rental, and a rental deposit.

Is Kentucky safe?

Kentucky performs significantly better than Missouri across all safety metrics.

How is healthcare in Kentucky compared to Missouri?

Missouri generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Kentucky compared to Missouri?

The average high temperature in Bowling Green is 69°F, compared to 66°F in Columbia. Bowling Green receives around 49.9 in of rainfall per year, while Columbia gets 46.3 in.

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