Moving to Montenegro from Iowa

moving to

What to Expect

Everything you need to know before relocating from Iowa to Montenegro — costs, safety, healthcare, and practical first steps.

If you moved from Iowa to Montenegro, you would find that Montenegro is 22.2% cheaper than Iowa. A $75,000 salary in Iowa would need to be roughly €57,150 in Montenegro to maintain the same lifestyle, and you’d need to navigate life in Montenegrin.

How Far Will Your Money Go?

What to expect for your wallet after moving from Iowa to Montenegro.

What does your salary buy?

$75,000 €57,150

To maintain the same standard of living in Montenegro

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 14.4% less

Groceries

pay 28.0% less

Transportation

pay 21.3% more

Housing

pay 37.0% less

Childcare

pay 65.3% less

Entertainment and Sports

pay 45.6% less

See full cost of living breakdown
Exchange rate: 1 USD = 0.8717 EUR (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montenegro cost about 24% less than cities in Iowa.

Montenegro

Tivat 45%
Bar 42%

Compare cities head-to-head

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Who Else Is Making This Move?

How many people actually move from Iowa to Montenegro, based on official data.

Living there in 2020
317

people born in United States live in Montenegro · UN DESA

Who's moving to Montenegro?

Top countries of origin for Montenegro's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

Key indicators for anyone considering a move from Iowa to Montenegro.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IA
38.7%
ME
23.3%

Montenegro performs significantly better than Iowa across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IA
87.9%
ME
82.0%

Iowa performs better than Montenegro across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IA
3.3%
ME
15.2%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IA
$63,747
ME
$27,800

Iowa performs better than Montenegro across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2022

average years of life at birth

IA
77.5 yrs
ME
77.8 yrs

Montenegro performs significantly better than Iowa across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Des Moines Podgorica
Jan–Mar 39°/21°F (4°/-6°C) 53°/38°F (12°/3°C)
Apr–Jun 72°/52°F (22°/11°C) 75°/56°F (24°/13°C)
Jul–Sep 82°/62°F (28°/17°C) 86°/66°F (30°/19°C)
Oct–Dec 48°/31°F (9°/-1°C) 61°/45°F (16°/7°C)
View all months
Month Des Moines Podgorica
Jan 31°/14°F (-0.6°/-9.8°C) 49°/35°F (9.5°/1.4°C)
Feb 36°/19°F (2.3°/-7.3°C) 52°/38°F (11.3°/3.1°C)
Mar 49°/30°F (9.4°/-1.3°C) 59°/42°F (15.1°/5.8°C)
Apr 62°/41°F (16.8°/5.1°C) 66°/48°F (19.1°/9.1°C)
May 72°/52°F (22.4°/11.2°C) 76°/56°F (24.3°/13.5°C)
Jun 82°/62°F (27.6°/16.7°C) 83°/63°F (28.2°/17.3°C)
Jul 86°/67°F (29.8°/19.3°C) 89°/69°F (31.8°/20.3°C)
Aug 84°/65°F (28.8°/18.2°C) 89°/68°F (31.7°/20.2°C)
Sep 76°/55°F (24.5°/12.9°C) 81°/62°F (27.3°/16.5°C)
Oct 63°/43°F (17.3°/6.1°C) 71°/53°F (21.7°/11.6°C)
Nov 48°/31°F (8.8°/-0.8°C) 60°/44°F (15.4°/6.8°C)
Dec 34°/18°F (1.1°/-7.8°C) 52°/37°F (11.1°/2.9°C)

Data: National Weather Service National Weather Service, Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

United States passport

United States passport holder visiting Montenegro

Visa Free
United States passport holders can enter Montenegro without a visa.
Montenegro passport

Montenegro passport holder visiting United States

Visa Required
Montenegro passport holders need a visa to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Montenegro than Iowa?

Yes — Montenegro is on average about 13% cheaper than Iowa. City-level variation can be significant.

How much money do I need to move to Montenegro?

Plan for at least 3 months of living expenses — roughly €14,288 in Montenegro on a $75,000 comparable salary — plus one-off moving costs (flights, shipping, a rental deposit, and visa fees).

Can I work remotely from Montenegro?

Usually fine from major cities in Montenegro. The harder questions are legal — digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

How is healthcare in Montenegro compared to Iowa?

Montenegro performs significantly better than Iowa across all health & wellbeing metrics.

What's the weather like in Montenegro compared to Iowa?

The average high temperature in Podgorica is 69°F, compared to 60°F in Des Moines. Podgorica receives around 65.4 in of rainfall per year, while Des Moines gets 36.0 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Iowa, the official language is English.

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At a Glance

ME
Population 3,046,355 604,966
Currency United States Dollar ($) Euro (€)
Languages English Montenegrin
Driving side Right Right
Calling code +1 +382
Time zones 11 1
Emergency number 911 112