Moving to Ghana from Indiana

moving to

What to Expect

A comprehensive look at what changes when you move from Indiana to Ghana — from daily expenses to quality of life.

If you moved from Indiana to Ghana, you would find that Ghana is 48.7% cheaper than Indiana. A $75,000 salary in Indiana would need to be roughly GHS368,404 in Ghana to maintain the same lifestyle. Expect a noticeable climate shift — Accra averages 88°F vs 62°F in Indianapolis, making it significantly warmer.

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How Far Will Your Money Go?

How your spending power changes when you relocate from Indiana to Ghana.

What does your salary buy?

$75,000 GHS368,404

To maintain the same standard of living in Ghana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 58.2% less

Groceries

pay 6.7% less

Transportation

pay 25.4% less

Housing

pay 65.0% less

Childcare

pay 83.2% less

Entertainment and Sports

pay 44.9% less

See full cost of living breakdown
Exchange rate: 1 USD = 11.14 GHS (August 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Who Else Is Making This Move?

Real numbers on people moving from Indiana to Ghana, and how the trend has changed.

Living there in 2020
716 ↑ 15% vs 2015

people born in United States live in Ghana · UN DESA

Who's moving to Ghana?

Top countries of origin for Ghana's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How Indiana and Ghana stack up on safety, healthcare, jobs, and infrastructure.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
GH
10.9%

Ghana performs significantly better than Indiana across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
GH
68.0%

Indiana performs better than Ghana across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
GH
3.1%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
GH
$6,700

Indiana performs better than Ghana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2022

average years of life at birth

IN
75.0 yrs
GH
69.4 yrs

Indiana performs better than Ghana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Accra Rain: 29.2 in/yr (741 mm)
88° / 75°F

Avg. annual high / low

Months Indianapolis Accra
Jan–Mar 42°/26°F (6°/-3°C) 91°/76°F (33°/25°C)
Apr–Jun 72°/53°F (22°/12°C) 88°/76°F (31°/24°C)
Jul–Sep 81°/63°F (27°/17°C) 84°/74°F (29°/23°C)
Oct–Dec 51°/35°F (11°/2°C) 89°/75°F (32°/24°C)
View all months
Month Indianapolis Accra
Jan 35°/21°F (1.7°/-6.1°C) 90°/75°F (32.4°/24.1°C)
Feb 40°/24°F (4.4°/-4.4°C) 92°/77°F (33.1°/25.0°C)
Mar 51°/33°F (10.8°/0.8°C) 91°/77°F (33.0°/25.1°C)
Apr 63°/44°F (17.1°/6.4°C) 91°/77°F (32.7°/25.1°C)
May 72°/53°F (22.5°/11.7°C) 89°/76°F (31.6°/24.4°C)
Jun 81°/63°F (27.4°/17.4°C) 85°/74°F (29.7°/23.6°C)
Jul 84°/67°F (28.8°/19.2°C) 83°/74°F (28.4°/23.1°C)
Aug 83°/65°F (28.4°/18.3°C) 83°/73°F (28.3°/22.7°C)
Sep 77°/57°F (25.1°/13.9°C) 85°/74°F (29.5°/23.1°C)
Oct 64°/45°F (18.0°/7.3°C) 88°/74°F (31.0°/23.5°C)
Nov 52°/36°F (11.0°/2.3°C) 90°/76°F (32.0°/24.2°C)
Dec 38°/25°F (3.6°/-3.9°C) 90°/76°F (32.1°/24.3°C)

Data: National Weather Service National Weather Service, Ghana Meteorological Agency Ghana Meteorological Agency

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Ghana. To live, work, or study long-term in Ghana, you'll need a separate residence or work visa — check Ghana's immigration authority.

United States passport

United States passport holder visiting Ghana

Visa Required
United States passport holders need a visa to enter Ghana.
Ghana passport

Ghana passport holder visiting United States

Visa Required
Ghana passport holders need a visa to enter United States.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Ghana than Indiana?

Generally yes: Ghana runs about 56% cheaper than Indiana on average, though it depends heavily on the city.

How much money do I need to move to Ghana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around GHS92,101 in Ghana for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Ghana?

Working remotely from Ghana's major cities is generally feasible. The legal layer matters more — visa category, employer policy on overseas employees, and tax residency in Indiana and Ghana.

How is healthcare in Ghana compared to Indiana?

Ghana performs significantly better than Indiana across all health & wellbeing metrics.

What's the weather like in Ghana compared to Indiana?

The average high temperature in Accra is 88°F, compared to 62°F in Indianapolis. Accra receives around 29.2 in of rainfall per year, while Indianapolis gets 40.8 in.

What language do they speak in Ghana?

Both Indiana and Ghana share the same official language: English.

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At a Glance

GH
Population 6,483,802 33,107,275
Currency United States Dollar ($) Ghanaian Cedi (GHS)
Languages English English
Driving side Right Right
Calling code +1 +233
Time zones 11 1
Emergency number 911 112