Moving to Zambia from Iceland

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What to Expect

Considering a move from Iceland to Zambia? Here's how the two compare on cost, climate, safety, and more.

If you moved from Iceland to Zambia, you would find that Zambia is 73.1% cheaper than Iceland overall. A ISK9,200,000 salary in Iceland would need to be roughly ZMW403,000 in Zambia to maintain the same lifestyle, and you’d need to navigate life in English. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Lusaka averages 80°F vs 45°F in Reykjavik, making it significantly warmer.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Iceland and Zambia.

What does your salary buy?

ISK9,200,000 → ZMW403,000

To maintain the same standard of living in Zambia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 80.8% less

Groceries

pay 44.6% less

Transportation

pay 58.3% less

Housing

pay 84.5% less

Childcare

pay 68.5% less

Entertainment and Sports

pay 67.3% less

See full cost of living breakdown
Exchange rate: 1 ISK = 0.1627 ZMW (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

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Key Indicator Comparison

The numbers behind daily life in Zambia compared to Iceland.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

IS
1.3
ZM
5.2
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

IS
2.4
ZM
17.1

Iceland performs better than Zambia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2024

annual government + private spending per person

IS
$6,927
ZM
$244
Doctors per 10,000 people World Bank, 2023

affects wait times and access to care

IS
43.7
ZM
3.2

Zambia generally does better on health & wellbeing, though Iceland leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

IS
8.0
ZM
50.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

IS
8.5t
ZM
0.5t

Iceland generally does better on environment, though Zambia leads in co₂ emissions per capita.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

IS
37.5
ZM
0.8
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

IS
0.4%
ZM
2.8%

Iceland performs better than Zambia across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

IS
3.6%
ZM
5.9%
GDP per capita World Bank, 2025

a broad measure of economic output per person

IS
$98,323
ZM
$1,318

Iceland generally does better on employment & economy, though Zambia leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

IS
82.8 yrs
ZM
66.5 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

IS
2.1
ZM
34.6

Iceland performs better than Zambia across all family life metrics.

Sources: World Bank (2015–2025), United Nations SDG Indicators (2019–2021), World Health Organization (2024), Directorate of Internal Revenue (2016), Zambia Revenue Authority (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Reykjavik Rain: 31.4 in/yr (798 mm)
45° / 35°F

Avg. annual high / low

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Months Reykjavik Lusaka
Jan–Mar 37°/28°F (3°/-2°C) 80°/62°F (27°/17°C)
Apr–Jun 48°/38°F (9°/4°C) 77°/55°F (25°/13°C)
Jul–Sep 54°/45°F (12°/7°C) 79°/55°F (26°/13°C)
Oct–Dec 39°/31°F (4°/-1°C) 85°/64°F (29°/18°C)
View all months
Month Reykjavik Lusaka
Jan 35°/27°F (1.9°/-3.0°C) 80°/63°F (26.6°/17.1°C)
Feb 37°/28°F (2.8°/-2.1°C) 80°/62°F (26.5°/16.8°C)
Mar 38°/28°F (3.2°/-2.0°C) 81°/62°F (27.0°/16.6°C)
Apr 42°/33°F (5.7°/0.4°C) 80°/59°F (26.5°/15.1°C)
May 49°/38°F (9.4°/3.6°C) 78°/55°F (25.3°/12.7°C)
Jun 53°/44°F (11.7°/6.7°C) 74°/51°F (23.4°/10.6°C)
Jul 56°/47°F (13.3°/8.3°C) 73°/50°F (23.0°/10.2°C)
Aug 55°/46°F (13.0°/7.9°C) 79°/54°F (25.9°/12.3°C)
Sep 50°/41°F (10.1°/5.0°C) 85°/60°F (29.4°/15.3°C)
Oct 44°/36°F (6.8°/2.2°C) 87°/64°F (30.8°/17.5°C)
Nov 38°/30°F (3.4°/-1.3°C) 86°/64°F (29.9°/17.9°C)
Dec 36°/27°F (2.2°/-2.8°C) 81°/63°F (27.2°/17.3°C)

Data: Icelandic Meteorological Office Icelandic Meteorological Office, Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD)

Visitor Visa Requirements

Short-stay tourist visa rules between Iceland and Zambia. To live, work, or study long-term in Zambia, you'll need a separate residence or work visa — check Zambia's immigration authority.

Iceland passport

Iceland passport holder visiting Zambia

Visa Free
Iceland passport holders can enter Zambia without a visa.
Zambia passport

Zambia passport holder visiting Iceland

Visa Required
Zambia passport holders need a visa to enter Iceland.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Zambia than Iceland?

On average Zambia is about 73% less expensive than Iceland, with major cities narrowing the gap.

How much money do I need to move to Zambia?

Budget about ZMW100,750 for 3 months in Zambia (based on a ISK9,200,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Zambia?

Connectivity is usually fine (Zambia: 0.8 fixed broadband per 100). What actually decides it is legal: does Zambia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Zambia safe for expats?

Iceland performs better than Zambia across all safety metrics. The homicide rate in Zambia is 5.2 per 100,000 people, compared to 1.3 in Iceland.

How is healthcare in Zambia compared to Iceland?

Zambia generally does better on health & wellbeing, though Iceland leads in doctors per 10,000 people. There are 3.2 doctors per 10,000 people in Zambia, compared to 43.7 in Iceland. Zambia scores 56 on the WHO universal health coverage index (Iceland: 89).

What's the weather like in Zambia compared to Iceland?

The average high temperature in Lusaka is 80°F, compared to 45°F in Reykjavik. Lusaka receives around 31.4 in of rainfall per year, while Reykjavik gets 31.4 in.

What language do they speak in Zambia?

The official language in Zambia is English. In Iceland, the official language is Icelandic.

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At a Glance

IS ZM
Population 392,404 21,913,874
Currency Icelandic Króna (ISK) Zambian Kwacha (ZMW)
Languages Icelandic English
Driving side Right Left
Calling code +354 +260
Time zones 1 1
Emergency number 112 —