Moving to Montana from Hawaii

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What to Expect

Everything you need to know before relocating from Hawaii to Montana — costs, safety, healthcare, and practical first steps.

If you moved from Hawaii to Montana, you would find that Montana is 14.8% cheaper than Hawaii. A $75,000 salary in Hawaii would need to be roughly $55,958 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 84°F in Honolulu, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from Hawaii to Montana.

What does your salary buy?

$75,000 $55,958

To maintain the same standard of living in Montana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 21.2% less

Groceries

pay 43.1% less

Transportation

pay 25.1% less

Housing

pay 17.1% less

Childcare

pay 12.3% more

Entertainment and Sports

pay 16.8% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Hawaii to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

HI
187
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

HI
1672
MT
1815

Hawaii performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

HI
3.6%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

HI
25.6%
MT
31.8%

Hawaii generally does better on health & wellbeing, though Montana leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

HI
$808,200
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

HI
$1,938
MT
$1,031

Montana performs significantly better than Hawaii across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

HI
91.2%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

HI
26 min
MT
19 min

Hawaii generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

HI
2.2%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

HI
$64,124
MT
$52,945

Hawaii performs better than Montana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

HI
80.7 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

HI
25%
MT
23%

Hawaii performs better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Honolulu Rain: 17.1 in/yr (434 mm)
84° / 71°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Honolulu Helena
Jan–Mar 80°/67°F (27°/19°C) 40°/18°F (4°/-8°C)
Apr–Jun 85°/71°F (29°/22°C) 67°/41°F (19°/5°C)
Jul–Sep 89°/74°F (31°/24°C) 81°/50°F (27°/10°C)
Oct–Dec 84°/71°F (29°/22°C) 45°/22°F (7°/-6°C)
View all months
Month Honolulu Helena
Jan 80°/66°F (26.7°/19.1°C) 33°/13°F (0.7°/-10.6°C)
Feb 80°/66°F (26.8°/18.9°C) 39°/17°F (3.7°/-8.4°C)
Mar 81°/68°F (27.3°/19.8°C) 48°/24°F (9.0°/-4.3°C)
Apr 83°/69°F (28.2°/20.8°C) 58°/32°F (14.3°/0.1°C)
May 85°/71°F (29.2°/21.6°C) 67°/41°F (19.5°/4.9°C)
Jun 87°/73°F (30.6°/23.0°C) 76°/49°F (24.3°/9.2°C)
Jul 88°/74°F (31.1°/23.6°C) 86°/54°F (29.8°/12.4°C)
Aug 89°/75°F (31.5°/23.9°C) 85°/52°F (29.2°/11.2°C)
Sep 89°/74°F (31.4°/23.6°C) 73°/43°F (22.6°/6.2°C)
Oct 87°/73°F (30.4°/23.0°C) 59°/33°F (14.8°/0.3°C)
Nov 84°/71°F (28.8°/21.9°C) 43°/22°F (6.2°/-5.6°C)
Dec 81°/68°F (27.3°/20.2°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Hawaii?

Yes — Montana is on average about 25% cheaper than Hawaii. City-level variation can be significant.

How much money do I need to move to Montana?

Plan for at least 3 months of living expenses — roughly $13,990 in Montana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Montana safe?

Hawaii performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Hawaii?

Hawaii generally does better on health & wellbeing, though Montana leads in diabetes rate.

What's the weather like in Montana compared to Hawaii?

The average high temperature in Helena is 58°F, compared to 84°F in Honolulu. Helena receives around 11.2 in of rainfall per year, while Honolulu gets 17.1 in.

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